Updated September 29, 2026 · AssureCue Editorial Team
Nationwide vs WAS Insurance
Nationwide vs WAS Insurance: the differences
| Compare | Nationwide ReviewVisitVisit |  WAS Insurance |
|---|---|---|
| Insurance types | Auto, Home, Renters, Life, Motorcycle, Pet | Travel, Pet |
| Provider type | Insurer | Broker |
| Cover limit | USD 50,000 per bike (custom motorcycle insurance) | Unlimited medical |
| Claims channels | Phone | Phone, Email, OnlineCovers more |
| Premium from | $35 | Not confirmed |
| Excess from | Not confirmed | A$100 |
| Age range | Not confirmed | 18-99 |
Same on both: Monthly payments (Yes).
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Key differences
- Nationwide scores higher overall: 9.1 vs 8.9.
- Insurance types: only Nationwide offers Auto, Home, Renters.
- Insurance types: only WAS Insurance offers Travel.
- Claims channels: only WAS Insurance offers Email, Online.
- Support channels: only Nationwide offers Help centre.
- Support channels: only WAS Insurance offers Email.
Our verdict on each
Nationwide
Nationwide suits people in the US who want several policies from a single insurer, covering auto, home, renters, life, motorcycle and pet with monthly payments available. Its listed starting premium is $35, a general entry point rather than a quote for a single policy.
WAS Insurance
WAS Insurance suits travellers and pet owners in AU who want a broker with help via email and phone. It accepts a wide age span of 18-99 for cover, so you can check eligibility and claim options before you compare quotes.
Score breakdown
| Area | Nationwide | WAS Insurance |
|---|---|---|
| Cost | 8.8 | 9.0HigherPet claims carry excess of AUD 100 per claim. |
| Offer | 8.7 | 8.8HigherRange covers travel and pet only, focused on travel and pet. |
| Trust | 9.6Higher | 8.8Wiseandsilent Pty Ltd holds licence 536280 under ASIC. |
Choosing between them
Pick Nationwide if trust matter most.
Pick WAS Insurance if claims channels matter most.
Positions in our rankings
| Ranking | Nationwide | WAS Insurance |
|---|---|---|
| Pet insurance | 12 of 163 | 13 of 163 |
Feature by feature
| Insurance types | Nationwide | WAS Insurance |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Renters | Yes | No |
| Life | Yes | No |
| Travel | No | Yes |
| Pet | Yes | Yes |
| Motorcycle | Yes | No |
Every fact side by side
| Fact | Nationwide | WAS Insurance |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Nationwide Mutual Insurance Company | Wiseandsilent Pty Ltd |
| Headquarters | United States | Australia |
| Founded | 1925 | Not confirmed |
| Support channels | Phone, Help centre | Email, Phone |
Where each stands against the rest
| Fact | Nationwide | WAS Insurance | Median |
|---|---|---|---|
| Premium from | $35above the median | Not confirmed | $16.55 |
| Excess from | Not confirmed | A$100above the median | A$0 |
Median across 60 listed insurance providers.
Pros and cons
Nationwide
Pros
- Personal lines span auto, home, renters, life, motorcycle and pet (auto, home and renters).
- Monthly payments available, with monthly as the listed model.
- An insurer rather than a broker, trading as Nationwide Mutual Insurance Company.
Cons
- Starting premium of $35 sits above the site median of €8.37.
- Support runs on phone and help centre only, with no listed chat or email.
- Health and travel are not among its insurance types (auto, home and renters).
WAS Insurance
Pros
- Travel medical protection is listed as Unlimited medical, which addresses high hospital bills abroad.
- Claims accept phone, email and online, so you can call, email or file online when you need help.
- Billing follows monthly and monthly payments are available, which spreads premiums across the year.
Cons
- Range stays limited to travel and pet, so auto or home needs sit elsewhere.
- Support runs on email and phone only, so chat help is outside email and phone.
- Pet claims include excess of AUD 100, which adds to vet bills.
Who each suits
Nationwide
Who it suits
- US households wanting auto, home, renters, life, motorcycle or pet from a single provider.
- Readers who prefer spreading premiums across the year.
- Bike owners who want claims handled by phone (phone).
Who should look elsewhere
- bunq suits readers after banking rather than personal insurance.
- EuroAsia Insurance serves a different market, starting at UZS 60,000.
- Good Sam Insurance Agency fits readers wanting health and travel types.
WAS Insurance
Who it suits
- Travellers who want medical led cover should shortlist WAS Insurance over andsafe, thanks to Unlimited medical.
- Pet owners who want phone and online claims should prefer WAS Insurance to LV=, with routes via phone, email and online.
- Budget planners who want to spread premiums should pick WAS Insurance over die Bayerische, as billing follows monthly.
Who should look elsewhere
- Drivers or homeowners who need auto or home cover should consider andsafe, as WAS Insurance covers travel and pet only.
- Shoppers wanting life, health or income protection should consider die Bayerische, which goes beyond travel and pet.
- Households wanting auto, home and life in one place should consider LV=, rather than the focused travel and pet.
Country by country
| Country | Nationwide | WAS Insurance |
|---|---|---|
| Australia | No | Yes |
| United States | Yes | No |
Questions about each
Nationwide
What kind of company is Nationwide?+
Nationwide is an insurer (insurer) rather than a broker, trading as Nationwide Mutual Insurance Company. Its headquarters sit in US and it was founded in 1925. Policies are underwritten by the company itself, so the contract and the claims both sit with the same firm.
How much does Nationwide cost?+
Premiums start at $35 across the personal lines it sells. That figure is a starting point rather than a quote, and the site median for the same measure is €8.37, so this opening price reads as high on the page.
WAS Insurance
Is WAS Insurance an insurer or a broker?+
WAS Insurance works as a broker based in Australia under the name Wiseandsilent Pty Ltd. That means it arranges cover rather than underwriting it directly, so you should read each policy for insurer details and terms.
How is WAS Insurance regulated in Australia?+
Australian oversight comes through ASIC under licence 536280 held by Wiseandsilent Pty Ltd. You can search the licence register before you buy, and keep policy documents for any later query about cover or claims.
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