Updated September 28, 2026 · AssureCue Editorial Team
MoneyHero vs Nationwide
What sets them apart
| Compare |  MoneyHero | Nationwide ReviewVisitVisit |
|---|---|---|
| Premium from | HK$89.49 | $35 |
| Insurance types | Travel, Auto, Home, Pet, Life, Critical illness, Health | Auto, Home, Renters, Life, Motorcycle, Pet |
| Provider type | Comparison site | Insurer |
| Cover limit | HK$1,000,000 overseas medical expenses (Starr 卓悅遊・尊尚保 travel insurance - Nonpareil) | USD 50,000 per bike (custom motorcycle insurance) |
| Excess from | HK$2,500 | Not confirmed |
| Claims channels | Not confirmed | Phone |
| Age range | No upper age limit on single-trip travel plans | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- Nationwide scores higher overall: 9.1 vs 8.8.
- Founded is lower at Nationwide: 1925 vs 2013.
- Insurance types: only MoneyHero offers Travel, Critical illness, Health.
- Insurance types: only Nationwide offers Renters, Motorcycle.
- Support channels: only MoneyHero offers Email, Chat.
Our verdict on each
MoneyHero
MoneyHero suits Hong Kong residents who want one place to compare quotes across personal insurance lines rather than a single insurer. It is a comparison site, not a risk carrier, and it carries an Insurance Authority (Hong Kong) licence. Travel cover starts at HKD 89.49.
Nationwide
Nationwide suits people in the US who want several policies from a single insurer, covering auto, home, renters, life, motorcycle and pet with monthly payments available. Its listed starting premium is $35, a general entry point rather than a quote for a single policy.
Score breakdown
| Area | MoneyHero | Nationwide |
|---|---|---|
| Cost | 8.7Travel premiums start at HKD 89.49 with an excess of HKD 2,500, against a site median of €8.37. | 8.8Higher |
| Offer | 9.7Higher | 8.7 |
| Trust | 8.3 | 9.6Higher |
How they place
| Ranking | MoneyHero | Nationwide |
|---|---|---|
| Car insurance | 28 of 394 | 19 of 394 |
| Home insurance | 25 of 273 | 19 of 273 |
| Life insurance | 19 of 263 | 15 of 263 |
| Pet insurance | 14 of 163 | 12 of 163 |
Side by side, item by item
| Insurance types | MoneyHero | Nationwide |
|---|---|---|
| Auto | Yes | Yes |
| Home | Yes | Yes |
| Renters | No | Yes |
| Life | Yes | Yes |
| Health | Yes | No |
| Travel | Yes | No |
| Pet | Yes | Yes |
| Motorcycle | No | Yes |
| Critical illness | Yes | No |
Sources behind this comparison
MoneyHero
- moneyhero.com.hk: 13 facts, checked September 26, 2026
Nationwide
- nationwide.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | MoneyHero | Nationwide |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | MoneyHero Global Limited (registered in Hong Kong, company number 1864714) | Nationwide Mutual Insurance Company |
| Headquarters | Hong Kong | United States |
| Founded | 2013 | 1925Lower |
| Support channels | Email, Phone, Help centre, ChatCovers more | Phone, Help centre |
Pros and cons
MoneyHero
Pros
- Travel premiums start at HKD 89.49 with an excess of HKD 2,500
- Compares travel, auto, home, pet, life, critical illness and health cover across travel, auto and home
- Monthly payments are available, since the monthly payment model applies
Cons
- A comparison site quotes rather than underwrites, so cover terms sit with the insurer you pick
- Ranked 145 of 252 on premium from, so entry pricing is mid market
- The overall score of 2.5 out of ten puts cost at 2.5, well below the top of the table
Nationwide
Pros
- Personal lines span auto, home, renters, life, motorcycle and pet (auto, home and renters).
- Monthly payments available, with monthly as the listed model.
- An insurer rather than a broker, trading as Nationwide Mutual Insurance Company.
Cons
- Starting premium of $35 sits above the site median of €8.37.
- Support runs on phone and help centre only, with no listed chat or email.
- Health and travel are not among its insurance types (auto, home and renters).
Who each suits
MoneyHero
Who it suits
- Hong Kong households covering several lines at once, from travel to health
- Travellers wanting a single-trip plan with no upper age limit, per No upper age limit on single-trip travel plans
- Seniors shopping for cover, listed in seniors
Who should look elsewhere
- Anyone wanting cover underwritten by one named insurer rather than a quote comparison
- Readers who need motorcycle, renters or landlord lines, which sit outside travel, auto and home
- People who set cover by brand alone and will not read the individual policy terms
Nationwide
Who it suits
- US households wanting auto, home, renters, life, motorcycle or pet from a single provider.
- Readers who prefer spreading premiums across the year.
- Bike owners who want claims handled by phone (phone).
Who should look elsewhere
- bunq suits readers after banking rather than personal insurance.
- EuroAsia Insurance serves a different market, starting at UZS 60,000.
- Good Sam Insurance Agency fits readers wanting health and travel types.
Current offers
MoneyHero
Current offer
Bonus
Free HK$1,500 vehicle inspection when buying car insurance: HK$1,500
MoneyHero pays the used-car inspection fee as part of inspection plus insurance bundle; limited time, T&Cs apply
Source, checked September 26, 2026
Discount code
HSBC 單次旅遊萬全保 premium discount with code MH: 68折 (32% off)
Apply to the 單次旅遊萬全保 and enter promo code MH; valid until 2026-11-20
Source, checked September 26, 2026
Discount code
HSBC 單次旅遊萬全保 Friday flash discount with code FLASH: 45折 (55% off)
Purchase the 單次旅遊萬全保 on a Friday and enter promo code FLASH; valid until 2026-11-20
Source, checked September 26, 2026
Country by country
| Country | MoneyHero | Nationwide |
|---|---|---|
| Hong Kong | Yes | No |
| United States | No | Yes |
Questions about each
MoneyHero
What does MoneyHero actually sell?+
MoneyHero is a comparison site, so it puts quotes side by side rather than issuing policies. It lists travel, auto, home, pet, life, critical illness and health cover under travel, auto and home. The contract you end up with is with the insurer the winning quote names.
How much does a MoneyHero policy cost?+
Travel premiums start at HKD 89.49 on the cheapest plan listed, against a site median of €8.37. Excess on that plan starts at HKD 2,500, and most brands sit at or below €29.72. Actual pricing depends on the insurer and the cover chosen.
Nationwide
What kind of company is Nationwide?+
Nationwide is an insurer (insurer) rather than a broker, trading as Nationwide Mutual Insurance Company. Its headquarters sit in US and it was founded in 1925. Policies are underwritten by the company itself, so the contract and the claims both sit with the same firm.
How much does Nationwide cost?+
Premiums start at $35 across the personal lines it sells. That figure is a starting point rather than a quote, and the site median for the same measure is €8.37, so this opening price reads as high on the page.
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