Updated September 29, 2026 · AssureCue Editorial Team
Absa vs MyPhysicianPlan
What sets them apart
| Compare |  Absa |  MyPhysicianPlan |
|---|---|---|
| Premium from | ZAR 115 | $75 |
| Insurance types | Auto, Home, Life, Health, Travel, Pet, GadgetCovers more | Health, Travel |
| Provider type | Insurer | Broker |
| Cover limit | R6,000,000 | $50K-$200K |
| Age range | 3 months to 89 years | up to 99 years |
| Claims channels | Phone, Email, Online portal, Self service app | Not confirmed |
Same on both: Monthly payments (Yes).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- Absa scores higher overall: 9.4 vs 8.7.
- Insurance types: only Absa offers Auto, Home, Life.
Our verdict on each
Absa
Absa suits South African households that want car, home, life, health, travel, pet and gadget cover from one insurer rather than separate insurers, with monthly payments available. Pet cover starts at ZAR 115, and life cover runs to a limit of R6,000,000.
MyPhysicianPlan
MyPhysicianPlan suits you if you want health and travel cover on monthly billing with phone support arranged by a broker, with eligibility up to 99 years, reflected in an overall score of 8.7 for this clear focused personal cover aimed at travellers seeking care access.
Score breakdown
| Area | Absa | MyPhysicianPlan |
|---|---|---|
| Cost | 9.1Higher | 8.7Entry pricing starts at $75 with monthly billing available. |
| Offer | 9.7Higher | 8.4Traveller limits run $50K-$200K for the listed health and travel use. |
| Trust | 9.6Higher | 8.8Head office base is in US under a stated corporate identity. |
Positions in our rankings
| Ranking | Absa | MyPhysicianPlan |
|---|---|---|
| Health insurance | 39 of 216 | 1 of 216 |
| Travel insurance | 80 of 295 | 1 of 295 |
What each covers
| Insurance types | Absa | MyPhysicianPlan |
|---|---|---|
| Auto | Yes | No |
| Home | Yes | No |
| Life | Yes | No |
| Health | Yes | Yes |
| Travel | Yes | Yes |
| Pet | Yes | No |
| Gadget | Yes | No |
Where each is licensed and available
| Country | Absa | MyPhysicianPlan |
|---|---|---|
| South Africa | National Credit Regulator NCRCP7 | Not confirmed |
Additional countries for Absa: 1. Additional countries for MyPhysicianPlan: 1.
Every fact side by side
| Fact | Absa | MyPhysicianPlan |
|---|---|---|
| Audience | Seniors | Not confirmed |
| Pricing model | Monthly | Monthly |
| Legal entity | Absa Bank Limited | Not confirmed |
| Headquarters | South Africa | Not confirmed |
| Support channels | Email, Phone, Help centre, Community | Not confirmed |
Pros and cons
Absa
Pros
- One insurer holds auto, home and life, so several personal lines sit in the same place.
- Monthly payments are available, and monthly is the payment model on pet cover.
- Support runs on email, phone and help centre, and claims start on phone, email and online portal.
Cons
- The starting premium of ZAR 115 is a pet figure, so it does not set the price of a car or home policy.
- Cost scores 5.6 out of ten and the premium ranks 107 of 252 brands, so the price signal sits mid-table.
- Support runs on email, phone and help centre with no live chat listed, while claims add phone, email and online portal.
MyPhysicianPlan
Pros
- Eligibility extends up to 99 years, which helps mature travellers seeking continued cover.
- Focus on health and travel keeps the offer clear if you want health plus travel in a defined place.
- Voice support through phone gives direct contact for cover and claims questions.
Cons
- Cover stays within health and travel, so needs beyond health and travel call for another provider.
- Support runs on phone only, which limits choice if you prefer written contact.
- As a broker, placement depends on partner underwriters rather than direct underwriting.
Who each suits
Absa
Who it suits
- Households in ZA wanting several personal lines with one insurer rather than separate ones.
- Seniors, listed under seniors, and families with young children, since travel cover runs for ages 3 months to 89 years.
- Pet owners paying monthly, as monthly payments are available and pet cover starts at ZAR 115.
Who should look elsewhere
- Readers shopping on the starting price alone, since bunq lists €0 and Euroasia Insurance quotes UZS 60,000.
- Buyers after renters or motorcycle cover, which Good Sam Insurance Agency lists in auto, home and renters.
MyPhysicianPlan
Who it suits
- Travellers who want health and travel focus with phone guidance through cover choices.
- Mature travellers who value extended age eligibility and steady monthly budgeting.
Who should look elsewhere
- If you want motor or home cover, consider AXA instead, since MyPhysicianPlan stays within health and travel.
- If you want written service channels, consider die Bayerische instead, since MyPhysicianPlan support runs by phone only.
Current offers
Absa
Current offer
Bonus
Get your first three Life Cover premiums back after six months: First three Life Cover premiums refunded
If you are an Absa Transactional Banking customer registered for Digital Banking. Subject to terms and conditions.
Source, checked September 26, 2026
Bonus
Eyenu Nonke Funeral Plan: Funeral cover of up to R30 000 for you, your spouse and immediate family members
Source, checked September 26, 2026
Discount code
Get up to 40% of your motor premiums back for driving well: Up to 40% of motor premiums returned
Source, checked September 26, 2026
Country by country
| Country | Absa | MyPhysicianPlan |
|---|---|---|
| South Africa | Yes | No |
| United States | No | Yes |
Questions about each
Absa
How much does Absa insurance cost?+
The published starting premium is ZAR 115, and it applies to pet insurance. Monthly payments are available, so that figure can be spread through the year rather than paid in one sum. Every other line is quoted per policy.
Which kinds of insurance does Absa offer?+
Absa is an insurer, and its auto, home and life list covers car, home, life, health, travel, pet and gadget. Car cover is sold as comprehensive car insurance, so the personal lines can sit with one company instead of several.
MyPhysicianPlan
What does MyPhysicianPlan cost to start?+
Premium starts at $75 for MyPhysicianPlan cover. Monthly payments are available, so you can spread the cost across the year rather than paying in a lump sum. Exact pricing will depend on your age, cover choice and traveller profile.
Which insurance types does MyPhysicianPlan offer?+
MyPhysicianPlan focuses on health and travel for members and travellers. That means you look here for medical style protection and trip related needs, not for motor, home or pet cover. If you need wider lines, compare a broader provider alongside.
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