Updated September 29, 2026 · AssureCue Editorial Team
HelloSafe (Atlas) vs MyPhysicianPlan
Where HelloSafe (Atlas) and MyPhysicianPlan differ
| Compare |  HelloSafe (Atlas) |  MyPhysicianPlan |
|---|---|---|
| Premium from | €9 | $75 |
| Insurance types | Travel | Health, TravelCovers more |
| Monthly payments | No | YesHas it |
| Cover limit | Emergency medical expenses EUR 500,000 - 2,500,000 | $50K-$200K |
| Age range | All ages, every nationality | up to 99 years |
| Claims channels | Phone, Email, Chat | Not confirmed |
Same on both: Provider type (Broker).
We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.
Key differences
- MyPhysicianPlan scores higher overall: 8.7 vs 8.6.
- HelloSafe (Atlas) is available in 27 more countries.
- Monthly payments: only MyPhysicianPlan.
- Insurance types: only MyPhysicianPlan offers Health.
Our verdict on each
HelloSafe (Atlas)
HelloSafe suits expats seeking dedicated travel cover with broad eligibility described as All ages, every nationality and clear broker status for careful comparison. Entry premiums of €9 make starting costs easy to compare for travellers weighing medical protection of Emergency medical expenses EUR 500,000 - 2,500,000 against price before buying cover online.
MyPhysicianPlan
MyPhysicianPlan suits you if you want health and travel cover on monthly billing with phone support arranged by a broker, with eligibility up to 99 years, reflected in an overall score of 8.7 for this clear focused personal cover aimed at travellers seeking care access.
Score breakdown
| Area | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Cost | 8.5Entry premiums of €9 keep starting costs modest for travel buyers. | 8.7HigherEntry pricing starts at $75 with monthly billing available. |
| Offer | 8.9HigherCover spans Emergency medical expenses EUR 500,000 - 2,500,000 while eligibility stays broad with All ages, every nationality. | 8.4Traveller limits run $50K-$200K for the listed health and travel use. |
| Trust | 8.5Broker model disclosed as broker with ORIAS registration 21008038. | 8.8HigherHead office base is in US under a stated corporate identity. |
Positions in our rankings
| Ranking | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Travel insurance | 7 of 291 | 1 of 291 |
Availability and regulation
| Country | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| France | ORIAS 21008038 | Not confirmed |
Available in 1 country for both. Additional countries for HelloSafe (Atlas): 27.
Pick HelloSafe (Atlas) if, pick MyPhysicianPlan if
Pick HelloSafe (Atlas) if offer matter most.
Pick MyPhysicianPlan if trust, insurance types, and monthly payments matter most.
Where these facts come from
HelloSafe (Atlas)
- hellosafe.com: 8 facts, checked September 29, 2026
MyPhysicianPlan
- myphysicianplan.com: 7 facts, checked September 29, 2026
Every fact side by side
| Fact | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Audience | Expats | Not confirmed |
| Pricing model | Not confirmed | Monthly |
Pros and cons
HelloSafe (Atlas)
Pros
- Dedicated travel focus through travel for trip led buyers
- Emergency medical limits of Emergency medical expenses EUR 500,000 - 2,500,000 for care cost protection
- Broad eligibility described as All ages, every nationality for varied travellers
Cons
- Entry premiums of €9 sit above TravelSecure premiums of €5 for buyers comparing starting prices
- Broker setup as broker means cover is arranged through partner insurers with intermediated service and claims handling
- Travel focus through travel gives limited choice for buyers wanting bundled home or health cover alongside travel
MyPhysicianPlan
Pros
- Eligibility extends up to 99 years, which helps mature travellers seeking continued cover.
- Focus on health and travel keeps the offer clear if you want health plus travel in a defined place.
- Voice support through phone gives direct contact for cover and claims questions.
Cons
- Cover stays within health and travel, so needs beyond health and travel call for another provider.
- Support runs on phone only, which limits choice if you prefer written contact.
- As a broker, placement depends on partner underwriters rather than direct underwriting.
Who each suits
HelloSafe (Atlas)
Who it suits
- Expats who prefer HelloSafe over TravelSecure for travel cover with All ages, every nationality
- Travellers valuing high medical limits who prefer HelloSafe over AXA for limits of Emergency medical expenses EUR 500,000 - 2,500,000
Who should look elsewhere
- Travellers who need monthly instalments may prefer AXA over HelloSafe because Monthly payments has value no
- Buyers seeking cover beyond travel may prefer MyPhysicianPlan over HelloSafe because HelloSafe lists travel only
MyPhysicianPlan
Who it suits
- Travellers who want health and travel focus with phone guidance through cover choices.
- Mature travellers who value extended age eligibility and steady monthly budgeting.
Who should look elsewhere
- If you want motor or home cover, consider AXA instead, since MyPhysicianPlan stays within health and travel.
- If you want written service channels, consider die Bayerische instead, since MyPhysicianPlan support runs by phone only.
Country by country
| Country | HelloSafe (Atlas) | MyPhysicianPlan |
|---|---|---|
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Canada | Yes | No |
| Croatia | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
| Finland | Yes | No |
8 of 28 countries where either is available.
Questions about each
HelloSafe (Atlas)
How much does HelloSafe travel cover start from?+
Entry premiums are listed as €9. The exact amount payable varies with destination, duration, age and selected limits, so travellers should compare quotes on matching trip details and review included benefits before buying cover online with care.
Is HelloSafe an insurer or a broker?+
HelloSafe acts as broker, which means it arranges cover provided by partner insurers rather than carrying insurance risk itself. ORIAS registration 21008038 identifies its French broker registration for buyers checking status and documents.
MyPhysicianPlan
What does MyPhysicianPlan cost to start?+
Premium starts at $75 for MyPhysicianPlan cover. Monthly payments are available, so you can spread the cost across the year rather than paying in a lump sum. Exact pricing will depend on your age, cover choice and traveller profile.
Which insurance types does MyPhysicianPlan offer?+
MyPhysicianPlan focuses on health and travel for members and travellers. That means you look here for medical style protection and trip related needs, not for motor, home or pet cover. If you need wider lines, compare a broader provider alongside.
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