Updated September 29, 2026 · AssureCue Editorial Team
HelloSafe (Atlas) vs Travelers
Where HelloSafe (Atlas) and Travelers differ
| Compare |  HelloSafe (Atlas) | Travelers ReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Travel | Auto, Home, Renters, Motorcycle, Travel, Pet, LandlordCovers more |
| Provider type | Broker | Insurer |
| Claims channels | Phone, Email, Chat | Online, Phone, Mail, Fax, Agent |
| Age range | All ages, every nationality | 8 weeks and older, no upper age restriction |
| Premium from | €9 | Not confirmed |
| Monthly payments | No | Not confirmed |
| Cover limit | Emergency medical expenses EUR 500,000 - 2,500,000 | Not confirmed |
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Key differences
- Travelers scores higher overall: 9.6 vs 8.6.
- HelloSafe (Atlas) is available in 24 more countries.
- Insurance types: only Travelers offers Auto, Home, Renters.
- Claims channels: only HelloSafe (Atlas) offers Email, Chat.
- Claims channels: only Travelers offers Online, Mail, Fax.
Our verdict on each
HelloSafe (Atlas)
HelloSafe suits expats seeking dedicated travel cover with broad eligibility described as All ages, every nationality and clear broker status for careful comparison. Entry premiums of €9 make starting costs easy to compare for travellers weighing medical protection of Emergency medical expenses EUR 500,000 - 2,500,000 against price before buying cover online.
Travelers
Travelers is a US insurer that writes its own policies across auto, home and renters, so a household can place car, home and pet cover with one company. It suits people who would rather deal with the underwriter than shop a broker's panel, and the record goes back to 1864.
Score breakdown
| Area | HelloSafe (Atlas) | Travelers |
|---|---|---|
| Cost | 8.5Entry premiums of €9 keep starting costs modest for travel buyers. | Not confirmed |
| Offer | 8.9Cover spans Emergency medical expenses EUR 500,000 - 2,500,000 while eligibility stays broad with All ages, every nationality. | 9.3Higher |
| Trust | 8.5Broker model disclosed as broker with ORIAS registration 21008038. | 9.7Higher |
Licences and countries
| Country | HelloSafe (Atlas) | Travelers |
|---|---|---|
| France | ORIAS 21008038 | Not confirmed |
| United States | Not confirmed | State of Connecticut Certificate of Authority #6521 (Travelers Property Casualty Insurance Company) |
Available in 3 countries for both. Additional countries for HelloSafe (Atlas): 25. Additional countries for Travelers: 1.
Where they rank in our lists
| Ranking | HelloSafe (Atlas) | Travelers |
|---|---|---|
| Travel insurance | 7 of 295 | 73 of 295 |
Feature by feature
| Insurance types | HelloSafe (Atlas) | Travelers |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Renters | No | Yes |
| Travel | Yes | Yes |
| Pet | No | Yes |
| Motorcycle | No | Yes |
| Landlord | No | Yes |
Where these facts come from
HelloSafe (Atlas)
- hellosafe.com: 8 facts, checked September 29, 2026
Travelers
- travelers.com: 8 facts, checked September 26, 2026
Every fact side by side
| Fact | HelloSafe (Atlas) | Travelers |
|---|---|---|
| Audience | Expats | Not confirmed |
| Legal entity | Not confirmed | The Travelers Indemnity Company |
| Headquarters | Not confirmed | United States |
| Founded | Not confirmed | 1864 |
| Support channels | Not confirmed | Phone, Help centre |
Where each stands against the rest
| Fact | HelloSafe (Atlas) | Travelers | Median |
|---|---|---|---|
| Premium from | €9above the median | Not confirmed | €6.02 |
Median across 116 listed insurance providers.
Pros and cons
HelloSafe (Atlas)
Pros
- Dedicated travel focus through travel for trip led buyers
- Emergency medical limits of Emergency medical expenses EUR 500,000 - 2,500,000 for care cost protection
- Broad eligibility described as All ages, every nationality for varied travellers
Cons
- Entry premiums of €9 sit above TravelSecure premiums of €5 for buyers comparing starting prices
- Broker setup as broker means cover is arranged through partner insurers with intermediated service and claims handling
- Travel focus through travel gives limited choice for buyers wanting bundled home or health cover alongside travel
Travelers
Pros
- Covers auto, home and renters, from vehicles and homes through renters, landlord and pet policies under one name.
- Writes the policies itself as an insurer, so the contract sits with the company you deal with rather than a broker.
- Pet policies accept 8 weeks and older, no upper age restriction, so a puppy and a mature animal both fit.
Cons
- General support runs on phone and help centre, with no email address or live chat listed.
- The published line-up is auto, home and renters, so there is no health or life policy to add to the same account.
Who each suits
HelloSafe (Atlas)
Who it suits
- Expats who prefer HelloSafe over TravelSecure for travel cover with All ages, every nationality
- Travellers valuing high medical limits who prefer HelloSafe over AXA for limits of Emergency medical expenses EUR 500,000 - 2,500,000
Who should look elsewhere
- Travellers who need monthly instalments may prefer AXA over HelloSafe because Monthly payments has value no
- Buyers seeking cover beyond travel may prefer MyPhysicianPlan over HelloSafe because HelloSafe lists travel only
Travelers
Who it suits
- US households who want auto, home, renters, landlord and pet cover from one underwriter.
- Pet owners whose animals fall inside 8 weeks and older, no upper age restriction.
- People who like an agent in the room, since online, phone and mail are open for claims.
Who should look elsewhere
- Good Sam Insurance Agency, if life and health cover matter, since its auto, home and renters reach beyond auto, home and renters.
- Hiscox UK, where landlord and renters cover with home emergency is the priority, as home, renters and landlord include it.
- Euroasia Insurance, if gadget cover is the point, because auto, home and travel list gadget and auto, home and renters does not.
Country by country
| Country | HelloSafe (Atlas) | Travelers |
|---|---|---|
| Brazil | Yes | No |
| Bulgaria | Yes | No |
| Croatia | Yes | No |
| Czechia | Yes | No |
| Denmark | Yes | No |
| Estonia | Yes | No |
| Finland | Yes | No |
| France | Yes | No |
8 of 29 countries where either is available.
Questions about each
HelloSafe (Atlas)
How much does HelloSafe travel cover start from?+
Entry premiums are listed as €9. The exact amount payable varies with destination, duration, age and selected limits, so travellers should compare quotes on matching trip details and review included benefits before buying cover online with care.
Is HelloSafe an insurer or a broker?+
HelloSafe acts as broker, which means it arranges cover provided by partner insurers rather than carrying insurance risk itself. ORIAS registration 21008038 identifies its French broker registration for buyers checking status and documents.
Travelers
What insurance does Travelers sell?+
Travelers lists auto, home and renters as its product range, covering vehicles, homes, rental properties, landlords, trips and pets under one name. The legal entity named for car business is The Travelers Indemnity Company, and the company describes itself as an insurer rather than a comparison site.
Is Travelers an insurer or a broker?+
Travelers is an insurer: policies are underwritten by the company itself, with The Travelers Indemnity Company named for car cover. That matters if you want the contract to sit with one named company rather than a panel of providers chosen by a broker.
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