Updated September 29, 2026 · AssureCue Editorial Team
Explorer Travel Insurance vs Travelers
Explorer Travel Insurance vs Travelers: the differences
| Compare |  Explorer Travel Insurance | Travelers ReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Travel | Auto, Home, Renters, Motorcycle, Travel, Pet, LandlordCovers more |
| Provider type | Broker | Insurer |
| Claims channels | Phone, Email | Online, Phone, Mail, Fax, Agent |
| Age range | Single trip no max; annual to 79 | 8 weeks and older, no upper age restriction |
| Excess from | £0 | Not confirmed |
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Key differences
- Travelers scores higher overall: 9.6 vs 8.9.
- Insurance types: only Travelers offers Auto, Home, Renters.
- Claims channels: only Explorer Travel Insurance offers Email.
- Claims channels: only Travelers offers Online, Mail, Fax.
Our verdict on each
Explorer Travel Insurance
Explorer Travel Insurance suits holidaymakers seeking dedicated travel cover with clear age terms covering Single trip no max; annual to 79 and claims support across phone and email. Backed as a broker model with excess at £0, it records an overall rating of 8.9 among travel focused providers on this site.
Travelers
Travelers is a US insurer that writes its own policies across auto, home and renters, so a household can place car, home and pet cover with one company. It suits people who would rather deal with the underwriter than shop a broker's panel, and the record goes back to 1864.
Score breakdown
| Area | Explorer Travel Insurance | Travelers |
|---|---|---|
| Cost | 9.6Excess sits at £0 which supports low extra cost at claim stage. | Not confirmed |
| Offer | 8.4Cover stays centred on travel across travel with defined age terms. | 9.3Higher |
| Trust | 8.7Broker status is stated as broker under licence 583108. | 9.7Higher |
Side by side, item by item
| Insurance types | Explorer Travel Insurance | Travelers |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Renters | No | Yes |
| Travel | Yes | Yes |
| Pet | No | Yes |
| Motorcycle | No | Yes |
| Landlord | No | Yes |
Positions in our rankings
| Ranking | Explorer Travel Insurance | Travelers |
|---|---|---|
| Travel insurance | 5 of 295 | 73 of 295 |
Where each is licensed and available
| Country | Explorer Travel Insurance | Travelers |
|---|---|---|
| United Kingdom | Financial Conduct Authority 583108 | Not confirmed |
| United States | Not confirmed | State of Connecticut Certificate of Authority #6521 (Travelers Property Casualty Insurance Company) |
Available in 1 country for both. Additional countries for Explorer Travel Insurance: 3. Additional countries for Travelers: 3.
Where these facts come from
Explorer Travel Insurance
- explorerinsurance.co.uk: 5 facts, checked September 29, 2026
Travelers
- travelers.com: 8 facts, checked September 26, 2026
Every fact side by side
| Fact | Explorer Travel Insurance | Travelers |
|---|---|---|
| Legal entity | Not confirmed | The Travelers Indemnity Company |
| Headquarters | Not confirmed | United States |
| Founded | Not confirmed | 1864 |
| Support channels | Not confirmed | Phone, Help centre |
Where each stands against the rest
| Fact | Explorer Travel Insurance | Travelers | Median |
|---|---|---|---|
| Excess from | £0below the median | Not confirmed | £25 |
Median across 49 listed insurance providers.
Pros and cons
Explorer Travel Insurance
Pros
- Excess is shown as £0, which keeps small claims from being eroded by a large retained amount.
- Cover is dedicated to travel, which suits travellers who value a focused travel range over bundled lines.
- Claims contact spans phone and email, giving you both phone and email routes when you need help abroad.
Cons
- Range stays limited to travel so households wanting bundled home or motor cover may look elsewhere.
- Support runs on email and phone only, so travellers who prefer live chat or help centre contact may find choice narrow.
- Annual cover carries age terms noted in Single trip no max; annual to 79, so older travellers seeking yearly cover should check limits closely.
Travelers
Pros
- Covers auto, home and renters, from vehicles and homes through renters, landlord and pet policies under one name.
- Writes the policies itself as an insurer, so the contract sits with the company you deal with rather than a broker.
- Pet policies accept 8 weeks and older, no upper age restriction, so a puppy and a mature animal both fit.
Cons
- General support runs on phone and help centre, with no email address or live chat listed.
- The published line-up is auto, home and renters, so there is no health or life policy to add to the same account.
Who each suits
Explorer Travel Insurance
Who it suits
- Frequent holidaymakers who want travel only protection may choose Explorer Travel Insurance over AXA because cover stays on travel rather than a wide household panel.
- Mature single trip travellers who value phone help may choose Explorer Travel Insurance over MyPhysicianPlan because support spans email and phone with age terms set out in Single trip no max; annual to 79.
Who should look elsewhere
- Travellers wanting bundled car, home and health cover in a single place may prefer AXA because Explorer Travel Insurance covers travel only across travel.
- Travellers who want direct insurer placement may prefer TravelSecure because Explorer Travel Insurance acts as broker rather than insurer.
Travelers
Who it suits
- US households who want auto, home, renters, landlord and pet cover from one underwriter.
- Pet owners whose animals fall inside 8 weeks and older, no upper age restriction.
- People who like an agent in the room, since online, phone and mail are open for claims.
Who should look elsewhere
- Good Sam Insurance Agency, if life and health cover matter, since its auto, home and renters reach beyond auto, home and renters.
- Hiscox UK, where landlord and renters cover with home emergency is the priority, as home, renters and landlord include it.
- Euroasia Insurance, if gadget cover is the point, because auto, home and travel list gadget and auto, home and renters does not.
Country by country
| Country | Explorer Travel Insurance | Travelers |
|---|---|---|
| Canada | No | Yes |
| Guernsey | Yes | No |
| Ireland | No | Yes |
| Isle of Man | Yes | No |
| Jersey | Yes | No |
| United States | No | Yes |
| United Kingdom | Yes | Yes |
Questions about each
Explorer Travel Insurance
What excess applies to Explorer Travel Insurance?+
Excess is listed as £0, which reads as free at the point shown. Your final premium will still vary by trip length, destination, age and options chosen, so review the quote summary before payment.
Does Explorer Travel Insurance cover anything besides travel?+
Insurance types are shown as travel. That focus suits travellers who want a dedicated travel provider rather than a bundled household insurer, though you will need separate arrangements for other lines.
Travelers
What insurance does Travelers sell?+
Travelers lists auto, home and renters as its product range, covering vehicles, homes, rental properties, landlords, trips and pets under one name. The legal entity named for car business is The Travelers Indemnity Company, and the company describes itself as an insurer rather than a comparison site.
Is Travelers an insurer or a broker?+
Travelers is an insurer: policies are underwritten by the company itself, with The Travelers Indemnity Company named for car cover. That matters if you want the contract to sit with one named company rather than a panel of providers chosen by a broker.