Updated September 30, 2026 · AssureCue Editorial Team
MyPhysicianPlan vs TravelSecure
What sets them apart
| Compare |  MyPhysicianPlan |  TravelSecure |
|---|---|---|
| Premium from | $75 | €5 |
| Insurance types | Health, TravelCovers more | Travel |
| Provider type | Broker | Insurer |
| Monthly payments | YesHas it | No |
| Excess from | Not confirmed | €25 |
| Cover limit | $50K-$200K | Not confirmed |
| Claims channels | Not confirmed | Online, Email |
| Age range | up to 99 years | Not confirmed |
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Key differences
- TravelSecure scores higher overall: 9.0 vs 8.7.
- Monthly payments: only MyPhysicianPlan.
- Insurance types: only MyPhysicianPlan offers Health.
Our verdict on each
MyPhysicianPlan
MyPhysicianPlan suits you if you want health and travel cover on monthly billing with phone support arranged by a broker, with eligibility up to 99 years, reflected in an overall score of 8.7 for this clear focused personal cover aimed at travellers seeking care access.
TravelSecure
TravelSecure suits seniors planning travel cover through an insurer structure with direct underwriting and phone based help. Premiums start at €5 with excess at €25 and Monthly payments unavailable, so you pay per trip or per term in full before you travel.
Score breakdown
| Area | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Cost | 8.7Entry pricing starts at $75 with monthly billing available. | 8.8HigherStarting premiums at €5 keep entry costs modest for travel cover. |
| Offer | 8.4Traveller limits run $50K-$200K for the listed health and travel use. | 8.4Focused travel cover through insurer keeps the offer narrow and clear. |
| Trust | 8.8Head office base is in US under a stated corporate identity. | 9.6HigherDirect insurer status through insurer supports trust in claims handling. |
Which one suits you
Pick MyPhysicianPlan if insurance types and monthly payments matter most.
Pick TravelSecure if trust matter most.
Where each is licensed and available
Additional countries for MyPhysicianPlan: 1. Additional countries for TravelSecure: 1.
What we checked
MyPhysicianPlan
- myphysicianplan.com: 7 facts, checked September 29, 2026
TravelSecure
- travelsecure.de: 7 facts, checked September 29, 2026
How they place
| Ranking | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Travel insurance | 1 of 291 | 6 of 291 |
Every fact side by side
| Fact | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
Where each stands against the rest
| Fact | MyPhysicianPlan | TravelSecure | Median |
|---|---|---|---|
| Excess from | Not confirmed | €25below the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
MyPhysicianPlan
Pros
- Eligibility extends up to 99 years, which helps mature travellers seeking continued cover.
- Focus on health and travel keeps the offer clear if you want health plus travel in a defined place.
- Voice support through phone gives direct contact for cover and claims questions.
Cons
- Cover stays within health and travel, so needs beyond health and travel call for another provider.
- Support runs on phone only, which limits choice if you prefer written contact.
- As a broker, placement depends on partner underwriters rather than direct underwriting.
TravelSecure
Pros
- Premiums start at €5, which keeps entry pricing accessible for travel cover.
- Excess starts at €25, giving a clear retention figure before you commit.
- Insurer status through insurer keeps underwriting and claims under the same carrier.
Cons
- Monthly payments are unavailable, so you cannot spread costs across the term.
- Cover centres on travel, so you cannot bundle other household risks in the same place.
- Support runs on phone and help centre only, so you cannot use live chat or email for help.
Who each suits
MyPhysicianPlan
Who it suits
- Travellers who want health and travel focus with phone guidance through cover choices.
- Mature travellers who value extended age eligibility and steady monthly budgeting.
Who should look elsewhere
- If you want motor or home cover, consider AXA instead, since MyPhysicianPlan stays within health and travel.
- If you want written service channels, consider die Bayerische instead, since MyPhysicianPlan support runs by phone only.
TravelSecure
Who it suits
- Seniors who want dedicated travel cover with phone support and clear starting premiums.
- Travellers who prefer an insurer model and are comfortable paying the term in full.
Who should look elsewhere
- Travellers who want to spread costs should consider AXA, as Monthly payments are unavailable with TravelSecure.
- Travellers who want intermediary choice should consider Explorer Travel Insurance, as TravelSecure acts as an insurer rather than a broker.
Country by country
| Country | MyPhysicianPlan | TravelSecure |
|---|---|---|
| Germany | No | Yes |
| United States | Yes | No |
Questions about each
MyPhysicianPlan
What does MyPhysicianPlan cost to start?+
Premium starts at $75 for MyPhysicianPlan cover. Monthly payments are available, so you can spread the cost across the year rather than paying in a lump sum. Exact pricing will depend on your age, cover choice and traveller profile.
Which insurance types does MyPhysicianPlan offer?+
MyPhysicianPlan focuses on health and travel for members and travellers. That means you look here for medical style protection and trip related needs, not for motor, home or pet cover. If you need wider lines, compare a broader provider alongside.
TravelSecure
What does TravelSecure travel cover cost to start?+
Premiums start at €5 for travel cover, with excess at €25. Monthly payments are unavailable, so you pay for the selected term in full. Check the chosen tariff before you commit, as the payable amount varies with trip length and options.
How does the excess work on a claim?+
Excess starts at €25 on the relevant travel tariff. You carry that share of each valid claim, while the insurer carries the balance under the terms. Review the excess that applies to cancellation, medical and baggage sections before you buy.
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