Updated September 29, 2026 · AssureCue Editorial Team
MyPhysicianPlan vs Vuso UA
Where MyPhysicianPlan and Vuso UA differ
| Compare |  MyPhysicianPlan |  Vuso UA |
|---|---|---|
| Insurance types | Health, Travel | Auto, Travel, Health, Home, RentersCovers more |
| Provider type | Broker | Insurer |
| Cover limit | $50K-$200K | Up to 3.5 million UAH (KASKO Patriot 2.0 Unlimited) |
| Age range | up to 99 years | Children aged 0-3 and adults aged 60-65 (voluntary medical insurance) |
| Premium from | $75 | Not confirmed |
| Monthly payments | Yes | Not confirmed |
| Excess from | Not confirmed | €0 to €50 |
| Claims channels | Not confirmed | Phone |
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Key differences
- Vuso UA scores higher overall: 9.3 vs 8.7.
- Insurance types: only Vuso UA offers Auto, Home, Renters.
Our verdict on each
MyPhysicianPlan
MyPhysicianPlan suits you if you want health and travel cover on monthly billing with phone support arranged by a broker, with eligibility up to 99 years, reflected in an overall score of 8.7 for this clear focused personal cover aimed at travellers seeking care access.
Vuso UA
Vuso UA is a Ukrainian insurer selling personal lines directly, which suits anyone who wants auto, travel, health, home or renters cover from one provider. Its cost score sits at 8.1, and the excess starts at €0 to €50, so out-of-pocket cost is the first thing to weigh.
Score breakdown
| Area | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Cost | 8.7Entry pricing starts at $75 with monthly billing available. | 9.6Higher |
| Offer | 8.4Traveller limits run $50K-$200K for the listed health and travel use. | 9.1Higher |
| Trust | 8.8Head office base is in US under a stated corporate identity. | 9.3Higher |
Where they rank in our lists
| Ranking | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Health insurance | 1 of 215 | 13 of 215 |
| Travel insurance | 1 of 296 | 17 of 296 |
Sources behind this comparison
MyPhysicianPlan
- myphysicianplan.com: 7 facts, checked September 29, 2026
Vuso UA
- vuso.ua: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Audience | Not confirmed | Expats |
| Pricing model | Monthly | Not confirmed |
| Legal entity | Not confirmed | PrAT Insurance Company VUSO |
| Headquarters | Not confirmed | Ukraine |
| Founded | Not confirmed | 2001 |
| Support channels | Not confirmed | Phone, Email, Chat, Help centre |
Where each stands against the rest
| Fact | MyPhysicianPlan | Vuso UA | Median |
|---|---|---|---|
| Premium from | $75highest quarter | Not confirmed | $16.55 |
| Excess from | Not confirmed | €0 to €50below the median | €70 |
Median across 68 listed insurance providers.
Pros and cons
MyPhysicianPlan
Pros
- Eligibility extends up to 99 years, which helps mature travellers seeking continued cover.
- Focus on health and travel keeps the offer clear if you want health plus travel in a defined place.
- Voice support through phone gives direct contact for cover and claims questions.
Cons
- Cover stays within health and travel, so needs beyond health and travel call for another provider.
- Support runs on phone only, which limits choice if you prefer written contact.
- As a broker, placement depends on partner underwriters rather than direct underwriting.
Vuso UA
Pros
- Insurer rather than a broker, so cover comes direct from insurer
- One provider spans auto, travel and health
- Excess starts at €0 to €50
Cons
- Claims are handled by phone alone, on phone
- Voluntary medical insurance is limited to children and older adults
Who each suits
MyPhysicianPlan
Who it suits
- Travellers who want health and travel focus with phone guidance through cover choices.
- Mature travellers who value extended age eligibility and steady monthly budgeting.
Who should look elsewhere
- If you want motor or home cover, consider AXA instead, since MyPhysicianPlan stays within health and travel.
- If you want written service channels, consider die Bayerische instead, since MyPhysicianPlan support runs by phone only.
Vuso UA
Who it suits
- Drivers in Ukraine wanting auto cover with the option of other lines
- Expats settling in Ukraine, listed for expats
- Households wanting home or renters cover alongside a car policy
Who should look elsewhere
- Shoppers wanting to claim online or by message, since claims run on phone only
- Anyone wanting pet, life or motorcycle cover, which sits outside auto, travel and health
Current offers
Vuso UA
Current offer
Discount code
10% discount on medical travel insurance for trips abroad: 10% discount
Covers COVID-19 treatment costs, 24/7 emergency medical assistance worldwide
Source, checked September 26, 2026
Country by country
| Country | MyPhysicianPlan | Vuso UA |
|---|---|---|
| Ukraine | No | Yes |
| United States | Yes | No |
Questions about each
MyPhysicianPlan
What does MyPhysicianPlan cost to start?+
Premium starts at $75 for MyPhysicianPlan cover. Monthly payments are available, so you can spread the cost across the year rather than paying in a lump sum. Exact pricing will depend on your age, cover choice and traveller profile.
Which insurance types does MyPhysicianPlan offer?+
MyPhysicianPlan focuses on health and travel for members and travellers. That means you look here for medical style protection and trip related needs, not for motor, home or pet cover. If you need wider lines, compare a broader provider alongside.
Vuso UA
What does an excess look like on a Vuso policy?+
The excess starts at €0 to €50 on the range. Anything above that is the part of a claim that stays with you, so a policy with a low starting excess leaves less of a bill to absorb after a loss.
How are claims made with Vuso?+
Claims are handled on phone only, so a claim starts with a call. That is narrower than the wider support offering, which also covers phone, email and chat for questions that do not involve a claim.
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