Fietszeker review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Fietszeker suits riders in the Netherlands who want cover focused purely on bicycles with monthly billing that fits around cycling life. Premiums start at €4 with Monthly payments set to yes, while cover stays simple for adults at 18+ seeking theft and damage protection through a broker model.

Key facts

Best for
Riders in the Netherlands wanting monthly billed bicycle cover
Premium from
€4 (Source, checked September 29, 2026)
Insurance types
Bicycle (Source, checked September 29, 2026)
Provider type
Broker (Source, checked September 29, 2026)
Monthly payments
Yes (Source, checked September 29, 2026)
Claims channels
Online (Source, checked September 29, 2026)
Age range
18+ (Source, checked September 29, 2026)
Headquarters
Netherlands (Source, checked September 28, 2026)
Founded
2014 (Source, checked September 28, 2026)
Support channels
Email, Help-centre (Source, checked September 29, 2026)
Pricing model
Monthly
Official website
fietszeker.nl

Business insurance

Provider type
Broker (Source, checked September 29, 2026)
Premium from
€4 (Source, checked September 29, 2026)
Monthly payments
Yes (Source, checked September 29, 2026)
Headquarters
Netherlands (Source, checked September 28, 2026)
Founded
2014 (Source, checked September 28, 2026)
Support channels
Email, Help-centre (Source, checked September 29, 2026)

Apps and profiles

Elsewhere
LinkedIn

Pros and cons

Pros

  • Premiums run €4, giving a low entry signal for bicycle theft and damage cover.
  • Monthly payments are marked as yes, with the model shown as monthly, helping you spread cost.
  • Cover centres on bicycle, keeping terms focused for cycle commuters and leisure riders.
  • Broker oversight under licence 12047354 provides AFM supervision in the Netherlands.

Cons

  • Support runs on email and help centre only, which limits choice if you prefer voice help for urgent theft queries.
  • Claims go through online only, so you manage the process in writing rather than by phone.
  • Cover centres on bicycle, so households wanting combined home or travel cover must look at Andsafe or Ulygo.
  • Access applies at 18+, so younger riders need a parent or guardian to arrange cover.
Fietszeker

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Who it suits

  • Commuters and leisure riders in the Netherlands who want bicycle only cover with monthly billing
  • Owners of city and touring bikes who value a specialist broker with AFM oversight at 12047354

Who should look elsewhere

  • Riders wanting bundled home plus bike cover may prefer Andsafe, which offers a broader personal lines setting.
  • Riders wanting phone led service may prefer durchblicker.at as a comparison route, given Fietszeker support runs on email and help centre.

Who regulates the provider

Fietszeker operates as broker, shown at broker, rather than as the carrier of the risk. That distinction matters because your contract wording, underwriting, and claim payment come from the insurer behind the policy, while Fietszeker advises and arranges the cover. Oversight comes from AFM in the Netherlands under licence 12047354. You can note that licence reference when you check supervisory registers or when you raise questions about advice, documentation, or complaint handling. The broker tag also explains why policy documents name a separate risk carrier alongside Fietszeker branding. For you, the practical point is to read the policy conditions for theft, damage, lock demands, and exclusions, since those terms bind the claim even though you bought through a broker channel.

How your money is protected

As a broker listed at broker, Fietszeker does not hold your premium as capital against risk in the way an insurer holds reserves. Your payment passes through the placement chain toward the insurer that carries the bicycle risk, under the terms stated in your schedule and conditions. Supervision under licence 12047354 means advice and distribution activity falls under AFM standards for information, care, and complaints. You protect your position by keeping proof of purchase, photos of the bike and frame identifier, lock receipts, and all written claim messages. If a dispute arises, you follow the complaints route stated in the policy, then the external dispute body named there where eligible. That paper trail matters most for theft cases, where time, place, lock use, and prompt reporting shape the outcome under the wording.

Price signals

Premiums run €4 for Fietszeker bicycle cover, which gives a modest starting signal for riders comparing cycle policies. Monthly payments are marked as yes, so you can spread the yearly cost in regular instalments rather than funding an extended period upfront. That rhythm suits commuters, students, and families who budget by salary cycle and who want cover to run alongside daily use. Your exact premium moves with bike value, cover options, excess structure, and risk factors stated in the quote flow. Theft cover often carries lock and storage terms, while damage cover may vary with use and accessories included. Treat the starting premium as a guide, then run a personal quote with accurate bike details to see the instalment that applies to your situation and chosen options.

The company behind it

Fietszeker is based in the Netherlands, shown at NL, and traces its history to 2014. That background explains the Dutch focus in wording, service hours, and market knowledge around urban cycling, e cycling, and high value commuter bikes. Support runs through email and help centre, pairing direct mail contact with written guidance for policy, payment, and claims questions. You can prepare effective messages by adding policy identifiers, event dates, and clear photos where relevant. The operation holds licence 12047354, placing its advisory and distribution work under AFM supervision. For you, the mix means a specialist local broker with written service routes and a clear licence trail, rather than a multi line insurer with branches across varied product areas.

How Fietszeker compares

Where Fietszeker is available

Available
Belgium, Netherlands
Licence in Netherlands
AFM (12047354), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What does Fietszeker bicycle cover cost?+

Premiums run €4 for bicycle cover, with Monthly payments set to yes for budgeting across the year. The exact amount you pay varies with bike value and options chosen, so treat the ref as a starting signal rather than a fixed quote.

Can you pay monthly?+

Yes. Monthly payments are marked as yes, and the service model is listed as monthly. That structure suits riders who prefer to spread cost across the riding season instead of paying for an extended term in advance.

Who regulates Fietszeker?+

Fietszeker acts as broker, shown at broker, and holds licence 12047354 under AFM in the Netherlands. That means placement and advice fall under Dutch financial supervision, while the risk itself sits with the carrying insurer named in your policy.

Who can take out cover?+

Cover is arranged for adults at 18+. If you are below that threshold, a parent or guardian can arrange the policy where eligible, and you should check whose details appear as policyholder before you rely on theft protection.

What does Fietszeker insure?+

The range centres on bicycle, which keeps wording and claims handling focused on cycle use. You arrange theft and damage protection for your bike, with everyday examples such as commuting, school runs, and weekend rides forming the core use you insure.

How do you report theft or damage?+

Claims are handled through online. You submit details and documents in writing, which helps keep a clear record of dates and events. Keep photos, lock details, and purchase proof ready so the review can proceed smoothly.

How do you contact Fietszeker for help?+

Support is offered through email and help centre. You can send questions by mail and browse guidance material for policy and claims topics. For urgent matters, allow time for written replies and keep policy documents close when you contact the team.

Sources

Compiled from 6 source pages, checked September 29, 2026. We did not open an account.

Fietszeker

Fietszeker

Riders in the Netherlands wanting monthly billed bicycle cover

8.8/10See alternatives

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