Kingpolis review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 28, 2026

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Our verdict

Kingpolis suits riders in the Netherlands who want bicycle cover with monthly payments and clear excess terms, with excess terms at €25 to €50 helping you plan claim costs. As a broker operating under King Verzekeringen B.V. with licence 12006622, it keeps help within reach through support options listed as email, chat and phone.

Key facts

Best for
Riders seeking bicycle cover with monthly billing and guided support.
Insurance types
Bicycle (Source, checked September 28, 2026)
Provider type
Broker (Source, checked September 28, 2026)
Monthly payments
Yes (Source, checked September 28, 2026)
Excess from
€25 to €50 (Source, checked September 28, 2026)
Claims channels
Online, Email (Source, checked September 28, 2026)
Legal entity
King Verzekeringen B.V. (Source, checked September 28, 2026)
Headquarters
Netherlands (Source, checked September 28, 2026)
Support channels
Email, Chat, Phone, Help-centre (Source, checked September 28, 2026)
Pricing model
Monthly
Official website
kingpolis.nl

Pros and cons

Pros

  • Monthly payments are available, so you can spread bike cover across the year rather than paying in a large annual sum.
  • Excess terms are transparent at €25 to €50, helping you weigh claim costs before you choose a plan.
  • Support covers email, chat and phone, giving you email, chat, phone and help centre choice unlike narrower rivals.
  • Broker model as broker gives guided choice for riders who want advice, unlike Laka which lists bicycle, health and legal expenses with a different setup.

Cons

  • Claim contribution applies on each claim at €25 to €50, which adds to your outlay when you claim.
  • Cover is centred on bicycle, so you cannot bundle home or travel cover in the same place.
  • Claims run through online and email only, which suits email users more than visitors seeking a phone claims line.
  • The service acts as broker, so cover is arranged rather than carried directly by Kingpolis.

Ready to try Kingpolis?

Scored 8.9 / 10 by AssureCue.

See alternatives

Who it suits

  • City riders and e bike commuters who want bicycle only cover described as bicycle with monthly billing, rather than the wider basket at andsafe.
  • New buyers who value guided choice through a broker model shown as broker, rather than the comparison layout at durchblicker.at.
  • Budget planners who like spreading cost month by month and tracking excess at €25 to €50, rather than annual billing elsewhere.

Who should look elsewhere

  • Riders wanting bundled home and travel cover in the same basket may prefer andsafe, since Kingpolis lists bicycle while andsafe lists auto, home and travel.
  • Shoppers wanting a broad comparison across many lines may prefer durchblicker.at, which lists auto, motorcycle and home against bicycle.
  • Collectives seeking shared bicycle cover with added health elements may prefer Laka, which lists bicycle, health and legal expenses while Kingpolis lists bicycle.

Price signals

Price with Kingpolis starts from the trade off you weigh with any bike plan. You pay little and often through monthly billing, then you share part of each settled claim through your excess. Monthly payments are available, so you can align cover with payday and keep protection running without a large annual outlay. That rhythm suits commuters, students and families who use the bike daily and prefer steady budgeting over lump sums. The other side of price is the excess shown as €25 to €50. That figure sets the contribution you make when a claim is paid, with the exact point depending on the plan and claim details. You can use it to compare options in plain terms. A lower excess means you pay less at claim time, while a higher excess can mean lower regular premiums. Check the wording for theft, damage and battery or parts cover, then choose the balance that fits your riding habits and savings.

How your money is protected

Safety here is about structure rather than promises. Kingpolis acts as broker, which means it advises on and arranges bicycle policies that are carried by partner insurers. You still receive policy documents that set out what is covered, what is excluded and how claims are handled. That broker role can help if you are new to bike insurance, since you can ask for guidance on sums insured, lock demands and proof of ownership. Public registration adds another layer of reassurance. The Dutch licence record is shown as 12006622. You can use that reference to check the entry in the official register and confirm who you are dealing with before you share personal details or payment information. Keep copies of your policy, payment confirmations and bike receipts in a safe folder, since organised records make any future query simpler.

Who regulates the provider

Regulation answers the question of who watches the seller. The Dutch licence record is 12006622, issued under the supervision of AFM in the Netherlands. That registration means the firm must meet standards on advice, information and complaints handling for Dutch financial services. You can raise a concern through the stated support routes and then follow the formal complaints path set out in the service documents. The operating model is described as broker. In practice, that means Kingpolis distributes and advises on bicycle cover rather than carrying insurance risk on its own balance sheet. Your rights and cover come from the policy terms agreed with the risk carrier, arranged through the broker. Read the service guide before you buy, note who does what at sale and at claim, and save the licence reference with your policy pack.

The company behind it

The company behind the brand is King Verzekeringen B.V., shown by King Verzekeringen B.V.. That is the legal name you will see on formal documents, invoices and terms, while Kingpolis is the customer facing name for the bicycle service. The home country is shown by NL, so the service, wording and oversight sit within the Dutch market and its rules. Day to day help is organised around several routes, listed as email, chat and phone. You can start with the help centre for lock rules, claim proof and payment queries, then move to chat or email when you need a written trail. Phone contact suits urgent theft cases or confusing damage claims where talking it through helps. Formal standing is recorded as 12006622. Keep that reference with your policy number, so you can quote it if you ever need to confirm identity, raise a complaint or check registration details.

How Kingpolis compares

Where Kingpolis is available

Available
Belgium, Germany, Netherlands
Licence in Netherlands
AFM (12006622), checked September 28, 2026

Countries from the brand (Source, checked September 28, 2026)

Frequently asked questions

Can I pay for Kingpolis bicycle insurance monthly?+

Yes, monthly payments are available, which helps you spread the yearly cost across regular instalments. You can match payments to payday and avoid a large annual bill while keeping cover active month by month.

What excess will I pay if I make a claim?+

Excess terms are shown as €25 to €50, which means you contribute that amount when a claim is settled. You should check which claim type applies the lower or higher end before you buy, so the cost feels clear.

Is Kingpolis an insurer or a broker?+

Kingpolis arranges cover as broker, which means it advises and intermediates rather than carrying risk itself. Your policy wording still sets out cover, limits and claims steps, and you deal with Kingpolis for guidance.

How do I make a claim with Kingpolis?+

Claims are handled through online and email, so you can submit details online or by email with photos and receipts. Keep your lock details, purchase proof and incident notes ready, since clear evidence helps the handler assess your case faster.

How can I contact Kingpolis for help?+

Support is available through email, chat and phone, which gives you choice between written help and direct conversation. You can use chat or help centre material for simple questions and email or phone contact when your query needs detail.

What does Kingpolis cover?+

The listed line is bicycle, so the focus stays on theft and damage needs for everyday and sport riders. If you also need home, travel or pet cover, you would arrange that separately or compare andsafe which lists auto, home and travel.

Who runs Kingpolis and where is it based?+

The legal entity is King Verzekeringen B.V. as shown by King Verzekeringen B.V., based in the country shown by NL. The Dutch licence record is 12006622, which lets you verify the registration with AFM in the Netherlands.

Sources

  • kingpolis.nl checked September 28, 2026

    Backs: Pricing model, Monthly payments

    “The customer review describes monthly payment as a benefit of the Kingpolis insurance.”

  • kingpolis.nl/dienstenwijzer checked September 28, 2026

    Backs: Provider type, Headquarters, Insurance types, Legal entity, Support channels

    “King Verzekeringen B.V. is the intermediary through which the insurance is arranged.”

  • kingpolis.nl/veelgestelde-vragen checked September 28, 2026

    Backs: Claims channels, Excess from

    “Report theft online; send damage documents by email to the claims department.”

  • afm.nl/nl-nl/sector/registers/vergunningenregisters/finan... checked September 28, 2026

    Backs: Licences

Compiled from 4 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: Premium from.

Kingpolis

Riders seeking bicycle cover with monthly billing and guided support.

8.9/10See alternatives

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