Updated September 28, 2026

What is Financial Conduct Authority and Prudential Regulation Authority?

In short

The pair of UK regulators that authorise insurers, with a public register of firms and what each is allowed to do.

The Financial Conduct Authority and the Prudential Regulation Authority together authorise and supervise UK insurers: the Financial Conduct Authority keeps the public register of firms and what each is allowed to do, while the Prudential Regulation Authority oversees their financial soundness. A provider's reference is the quickest way to check a firm is regulated. The register lists Churchill at 202810, Cirencester Friendly at 109987, Direct Line at 202810, Holloway Friendly at 109986 and National Friendly at 110008.

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