What is Gibraltar Financial Services Commission?

The Gibraltar Financial Services Commission is the licensing body for insurers and brokers based in Gibraltar, which is why a British holiday policy can sit with a company registered there rather than in the UK. Its register lists each firm with a licence number, so you can confirm which entity is actually insuring your trip. AllClear Travel appears as FSC25393 and InsureandGo as FSC25393. Some providers share a licence number across several brands, so the number alone does not tell you the quality of the cover: read the wording for limits, excess and what is excluded before you choose.