Updated September 28, 2026
What is Prudential Regulation Authority?
In short
The UK body that supervises insurers and their financial soundness, separate from the conduct side.
The Prudential Regulation Authority is the UK supervisor that holds insurers to standards on capital, risk and governance, so that policyholders' claims are expected to be paid. It works alongside the conduct-focused regulator, and insurers publish their PRA reference so customers can check the register. AXA Breakdown lists 1035181, and Bupa Global 203332.
Sources
- bupaglobal.com, checked September 26, 2026
- axabreakdown.co.uk, checked September 26, 2026
- britishfriendly.com, checked September 26, 2026
- fca.org.uk, checked September 26, 2026