Updated September 28, 2026 · AssureCue Editorial Team
Embea Krebsversicherung vs TIPINSURE
Where Embea Krebsversicherung and TIPINSURE differ
| Compare |  Embea Krebsversicherung |  TIPINSURE |
|---|---|---|
| Insurance types | Critical illness | Auto, Home, Travel, Health, Pet, Motorcycle, Critical illnessCovers more |
| Provider type | Broker | Insurer |
| Cover limit | Up to EUR 150,000 | 500,000 THB |
| Claims channels | Online form, Email, Phone | Phone, App, Online |
| Premium from | Not confirmed | THB 699 |
| Age range | Not confirmed | 20-60, renewable to 64 |
Same on both: Monthly payments (Yes).
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Key differences
- TIPINSURE scores higher overall: 9.3 vs 8.9.
- Insurance types: only TIPINSURE offers Auto, Home, Travel.
- Claims channels: only Embea Krebsversicherung offers Online form, Email.
- Claims channels: only TIPINSURE offers App, Online.
- Support channels: only Embea Krebsversicherung offers Email.
- Support channels: only TIPINSURE offers Chat.
Our verdict on each
Embea Krebsversicherung
Embea Krebsversicherung is a German broker built around one product, critical illness cover, paying out Up to EUR 150,000 on a covered diagnosis with premiums collected month by month. It suits readers who want a single lump sum and a manageable monthly bill, rather than shoppers weighing a wide policy range.
TIPINSURE
TIPINSURE suits households in Thailand that want a single monthly policy across motor, home, health and critical illness cover. The starting premium of THB 699 runs well above the site median, so the cost is the trade-off to weigh.
Score breakdown
| Area | Embea Krebsversicherung | TIPINSURE |
|---|---|---|
| Cost | 9.1Higher | 8.9Starting premium of THB 699 sits well above the site median of €8.37, ranking 169 of 252. |
| Offer | 8.8 | 9.3Higher |
| Trust | 8.8 | 9.6Higher |
Availability and regulation
| Country | Embea Krebsversicherung | TIPINSURE |
|---|---|---|
| Germany | Not confirmed |
Additional countries for Embea Krebsversicherung: 1. Additional countries for TIPINSURE: 1.
Feature by feature
| Insurance types | Embea Krebsversicherung | TIPINSURE |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Health | No | Yes |
| Travel | No | Yes |
| Pet | No | Yes |
| Motorcycle | No | Yes |
| Critical illness | Yes | Yes |
What we checked
Embea Krebsversicherung
- embea.com: 9 facts, checked September 26, 2026
TIPINSURE
- dhipaya.co.th: 5 facts, checked September 26, 2026
- tipinsure.com: 4 facts, checked September 26, 2026
- ft.tipinsure.com: 3 facts, checked September 26, 2026
How they place
| Ranking | Embea Krebsversicherung | TIPINSURE |
|---|---|---|
| Life insurance | 15 of 261 | 9 of 261 |
| Critical illness cover | 4 of 65 | 2 of 65 |
Every fact side by side
| Fact | Embea Krebsversicherung | TIPINSURE |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Embea GmbH | TIPINSURE Public Company Limited |
| Headquarters | Germany | Thailand |
| Founded | Not confirmed | 1951 |
| Support channels | Email, Phone, Help centre | Phone, Chat, Help centre |
Pros and cons
Embea Krebsversicherung
Pros
- Monthly payments are available, so the premium is spread across the month rather than settled in one go.
- A covered diagnosis pays out Up to EUR 150,000, a defined sum rather than a share of earnings.
- Claim reporting runs through online form, email and phone, giving more than one way to notify a diagnosis.
Cons
- Critical illness is the only insurance type listed under critical illness, so there is no wider product set to compare.
- Support runs on email, phone and help centre, with no live chat channel in that list.
- The only payment model listed is monthly, so there is no annual option to compare.
TIPINSURE
Pros
- Monthly payments are available, so cover is paid for as the policy runs
- Insurance types span auto, home, travel, health, pet, motorcycle and critical illness
- Claims can be started by phone, in the app or online
Cons
- The starting premium of THB 699 sits far above the site median of €8.37
- Support runs on phone, chat and help centre only, with no email listed
- Critical illness cover is capped at 500,000 THB
Who each suits
Embea Krebsversicherung
Who it suits
- Readers who want one clear payout on a critical illness diagnosis.
- Shoppers who would rather carry a monthly premium than settle the cover in one payment.
- People who prefer to report a claim by phone or email as well as online, listed under online form, email and phone.
Who should look elsewhere
- Linxea, whose life points at life cover rather than a critical illness payout.
- Oney Préstamos ES, whose health, life and gadget runs to health, life and gadget policies.
- Good Sam Insurance Agency, whose auto, home and renters covers auto, home, renters, life, health, travel, pet and motorcycle.
TIPINSURE
Who it suits
- Households wanting a single monthly policy for motor, home and health cover
- Adults aged 20-60, renewable to 64 looking for a lump sum critical illness payout
- Motorcycle and pet owners who want cover from the same insurer
Who should look elsewhere
- Good Sam Insurance Agency, if you need life and renters cover in the same policy
- Euroasia Insurance, if a lower starting premium matters most
- bunq, if you are comparing banking accounts rather than insurance
Current offers
TIPINSURE
Current offer
Bonus
TIP PET BUDDY: owner pays 50%, insurer pays the other 50% of veterinary treatment: 50% co-payment on veterinary costs up to 50,000 baht
Selected plan; 60-day waiting period for general illness; pets aged 3 months to 7 years
Source, checked September 26, 2026
Country by country
| Country | Embea Krebsversicherung | TIPINSURE |
|---|---|---|
| Germany | Yes | No |
| Thailand | No | Yes |
Questions about each
Embea Krebsversicherung
How much does Embea Krebsversicherung pay out on a critical illness claim?+
Sums insured are set at Up to EUR 150,000, paid as a lump sum once a covered diagnosis is confirmed. The policy is a single critical illness product rather than a bundle, and the amount chosen sits within that ceiling.
Can the premium be paid monthly?+
Monthly payments are available, and monthly is the payment model listed for the policy. That spreads a critical illness premium across the month instead of asking for the full amount in one payment, which many readers find easier to carry alongside a monthly budget.
TIPINSURE
What does TIPINSURE cost to start?+
The starting premium is THB 699. That is well above the site median of €8.37, and the site pokes 252 brands ranked on this figure, placing TIPINSURE at 169.
How do I pay for cover?+
TIPINSURE offers monthly payments, so premiums are spread across the policy year instead of paid in one sum. Payment is a yes on the monthly payments point for this brand.
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