YourRepair review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 28, 2026

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Our verdict

YourRepair suits households wanting dedicated home emergency cover with monthly payments and phone based help alongside portal claims. Premiums start at £7.52 while Unlimited repair costs applies and excess sits at £0 for clear upfront costs each month.

Key facts

Best for
Households wanting focused home emergency cover with monthly billing.
Premium from
£7.52 (Source, checked September 28, 2026)
Insurance types
Home-emergency (Source, checked September 28, 2026)
Monthly payments
Yes (Source, checked September 28, 2026)
Excess from
£0 (Source, checked September 28, 2026)
Cover limit
Unlimited repair costs (Source, checked September 28, 2026)
Claims channels
Online portal, Phone (Source, checked September 28, 2026)
Legal entity
YourCare Services Ltd (Source, checked September 28, 2026)
Headquarters
United Kingdom (Source, checked September 28, 2026)
Support channels
Phone, Help-centre (Source, checked September 28, 2026)
Pricing model
Monthly
Official website
yourrepair.co.uk

Pros and cons

Pros

  • Unlimited repair costs keeps eligible repair bills predictable.
  • Excess sits at £0 with monthly payments available.
  • Claims run through online portal and phone for direct access.
  • Premiums start at £7.52 for accessible entry pricing.

Cons

  • Covers home emergency only, so wider home or contents needs require another provider.
  • Support runs on phone and help centre only, without live chat or email contact.
YourRepair

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Scored 8.9 / 10 by AssureCue.

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Who it suits

  • Choose YourRepair over Hiscox where dedicated home emergency cover matters more than business protection.
  • Choose YourRepair over Barmenia where Unlimited repair costs and phone claims handling matter most.

Who should look elsewhere

  • Pick Allianz Malaysia over YourRepair where broader household, motor or travel needs call for auto, motorcycle and home.
  • Pick Hiscox over YourRepair where business cover matters more than dedicated home emergency help.

The company behind it

YourRepair trades as YourCare Services Ltd with a base in GB and a focus on home emergency cover. Support runs on phone and help centre which pairs phone help for urgent issues with help centre material for routine queries. That setup keeps contact direct and suited to emergency use where fast advice and clear next steps matter most.

How YourRepair compares

Where YourRepair is available

Available
United Kingdom

Countries from the brand (Source, checked September 28, 2026)

Frequently asked questions

What does YourRepair cost?+

Premiums start at £7.52 on monthly plans, which helps spread the yearly cost across regular billing. Monthly payments are available, so cover can be managed alongside household budgets without paying a large sum at renewal.

What type of insurance does YourRepair offer?+

Cover centres on home emergency, which keeps the product focused on urgent home faults. That focus suits buyers who already hold buildings or contents cover and want separate help for sudden breakdowns that need fast repair.

Is there a limit on repair costs?+

YourRepair provides Unlimited repair costs for eligible repairs, which removes uncertainty around capped labour or parts bills. Policy terms still apply, so readers should check which faults qualify and what ongoing maintenance remains their responsibility.

Do I pay an excess on claims?+

Excess sits at £0, so eligible claims carry no upfront payment at the point of repair. That structure keeps emergency callouts simple to budget, although cover exclusions and fair use terms can still affect whether help is approved.

How do I make a claim?+

Claims can be made through online portal and phone, giving a choice between digital submission and speaking with the team. Phone access suits urgent faults where guidance is needed quickly, while the portal helps log details and track progress.

How can I get help with my policy?+

Support runs on phone and help centre, combining phone help with help centre material for common questions. That setup works well for urgent advice and plain guidance, though buyers who prefer chat or email contact may find options limited.

Sources

Compiled from 4 source pages, checked September 28, 2026. We did not open an account.

Not confirmed yet: Provider type.

YourRepair

YourRepair

Households wanting focused home emergency cover with monthly billing.

8.9/10See alternatives

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