What is Insurance Authority (Hong Kong)?

The Insurance Authority is the statutory body that licenses and supervises insurers in Hong Kong, and it keeps a public register of licensed companies. Each entry carries a licence number, so a comparison site can point you to the exact record rather than a similar-looking brand name. Livi Bank is listed as GA1033 and MoneyHero as FB1740. Note that a number can belong to a group shared by several brands, so check whether the licensed entity is the one that will handle your claim and whether the policy is guaranteed or a fund.