Allianz Lebensversicherungs-AG vs Guardian1821

Allianz Lebensversicherungs-AG

Who it suits

• People in DE who want life or income protection and would rather hold the policy with the insurer than a broker, since the provider type is insurer
• Anyone who wants the premium spread monthly rather than settled at once, since monthly payments are available
• Applicants inside the entry ages of up to 74 years who want cover sized anywhere within 25,000-20,000,000 EUR

Who should look elsewhere

• Not Linxea if the lowest monthly figure matters most, since Linxea starts at €25 against Allianz's €2.60
• Not Oney Préstamos ES, whose starting premium of €1,000 sits well above Allianz's €2.60
• Not Good Sam Insurance Agency if you want a wider spread of policies, since it covers auto, home and renters while Allianz lists life and income protection

Guardian1821

Who it suits

• People in GB who want life, critical illness and income protection from one regulated insurer.
• Buyers comfortable paying monthly premiums and starting claims on phone and email.
• People who want to begin cover later in life, since entry runs to ages up to 70.

Who should look elsewhere

• Linxea, if you only want life cover: its range is life, with no critical illness or income protection alongside it.
• Oney Préstamos ES, if you want health and gadget cover too, since its types are health, life and gadget.
• Good Sam Insurance Agency, if you want home, auto and pet lines in the same place, which sit outside life, critical illness and income protection.