Updated September 28, 2026 · AssureCue Editorial Team
Allianz Lebensversicherungs-AG vs Nationale-Nederlanden life insurance
Where Allianz Lebensversicherungs-AG and Nationale-Nederlanden life insurance differ
| Compare |  Allianz Lebensversicherungs-AG |  Nationale-Nederlanden life insurance |
|---|---|---|
| Insurance types | Life, Income protection | Life, Health, Auto, Home, Travel, Income protectionCovers more |
| Cover limit | 25,000-20,000,000 EUR | EUR 750,000 online, up to EUR 5,000,000 via adviser |
| Claims channels | Phone, Chat, Online form | Online death notification form, Phone, Adviser |
| Age range | up to 74 years | 18-75 years |
| Premium from | €2.60 | Not confirmed |
Same on both: Provider type (Insurer), Monthly payments (Yes).
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Key differences
- Nationale-Nederlanden life insurance is available in 1 more country.
- Insurance types: only Nationale-Nederlanden life insurance offers Health, Auto, Home.
- Claims channels: only Allianz Lebensversicherungs-AG offers Chat, Online form.
- Claims channels: only Nationale-Nederlanden life insurance offers Online death notification form, Adviser.
- Support channels: only Allianz Lebensversicherungs-AG offers Help centre.
Our verdict on each
Allianz Lebensversicherungs-AG
Allianz Lebensversicherungs-Aktiengesellschaft is a German insurer that suits people who want term life cover priced from €2.60 a month, with limits of 25,000-20,000,000 EUR and entry ages reaching up to 74 years. You deal with the insurer itself, and support runs on phone, email and chat while claims run on phone, chat and online form.
Nationale-Nederlanden life insurance
Nationale-Nederlanden suits Dutch households that want life cover underwritten by the insurer itself and paid monthly. Cover runs EUR 750,000 online, up to EUR 5,000,000 via adviser, applicants sit inside 18-75 years, and a claim can be notified through online death notification form, phone and adviser.
Score breakdown
| Area | Allianz Lebensversicherungs-AG | Nationale-Nederlanden life insurance |
|---|---|---|
| Cost | 9.3HigherStarts at €2.60 a month, under the comparison median €8.37, and monthly payments are available. | 9.1 |
| Offer | 9.2 | 9.2 |
| Trust | 9.6 | 9.8Higher |
What each covers
| Insurance types | Allianz Lebensversicherungs-AG | Nationale-Nederlanden life insurance |
|---|---|---|
| Auto | No | Yes |
| Home | No | Yes |
| Life | Yes | Yes |
| Health | No | Yes |
| Travel | No | Yes |
| Income protection | Yes | Yes |
How they place
| Ranking | Allianz Lebensversicherungs-AG | Nationale-Nederlanden life insurance |
|---|---|---|
| Life insurance | 44 of 263 | 61 of 263 |
| Income protection insurance | 11 of 92 | 20 of 92 |
Every fact side by side
| Fact | Allianz Lebensversicherungs-AG | Nationale-Nederlanden life insurance |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Allianz Lebensversicherungs-Aktiengesellschaft | NN Group N.V. |
| Headquarters | Germany | Netherlands |
| Founded | Not confirmed | 1845 |
| Support channels | Phone, Email, Chat, Help centreCovers more | Chat, Phone, Email |
Where each stands against the rest
| Fact | Allianz Lebensversicherungs-AG | Nationale-Nederlanden life insurance | Median |
|---|---|---|---|
| Premium from | €2.60lowest quarter | Not confirmed | €6.02 |
Median across 116 listed insurance providers.
Pros and cons
Allianz Lebensversicherungs-AG
Pros
- Starting premium of €2.60 a month, under the comparison median €8.37.
- Cover limits run 25,000-20,000,000 EUR, so the policy scales across a wide range of sums.
- Monthly payments are available, so the cost is spread over the year instead of paid upfront.
Cons
- Monthly is the only payment model listed (monthly), so the payment schedule is a narrow choice.
- The types listed are life and income protection, so the range stops at life and income protection cover.
- Entry ages stop at up to 74 years, so applicants past that point sit outside the range.
Nationale-Nederlanden life insurance
Pros
- An insurer underwrites the policy, so cover sits with NN Group N.V. rather than a reseller.
- Cover runs EUR 750,000 online, up to EUR 5,000,000 via adviser, and the larger sums come with adviser help.
- Claims can be notified through online death notification form, phone and adviser, including an online death notification form.
Cons
- The online figure in EUR 750,000 online, up to EUR 5,000,000 via adviser sits well below the adviser figure, so the top sums need a conversation.
- Support runs on chat, phone and email only.
- Applicants have to sit inside 18-75 years, which puts the oldest customers out of reach.
Who each suits
Allianz Lebensversicherungs-AG
Who it suits
- People in DE who want life or income protection and would rather hold the policy with the insurer than a broker, since the provider type is insurer
- Anyone who wants the premium spread monthly rather than settled at once, since monthly payments are available
- Applicants inside the entry ages of up to 74 years who want cover sized anywhere within 25,000-20,000,000 EUR
Who should look elsewhere
- Not Linxea if the lowest monthly figure matters most, since Linxea starts at €25 against Allianz's €2.60
- Not Oney Préstamos ES, whose starting premium of €1,000 sits well above Allianz's €2.60
- Not Good Sam Insurance Agency if you want a wider spread of policies, since it covers auto, home and renters while Allianz lists life and income protection
Nationale-Nederlanden life insurance
Who it suits
- People who want an insurer on the other side of the contract rather than an agency front such as Good Sam Insurance Agency.
- Anyone aiming at the top of EUR 750,000 online, up to EUR 5,000,000 via adviser and happy to go through an adviser for a larger sum.
- Households that want life, health, auto, home, travel and income protection held inside life, health and auto.
Who should look elsewhere
- People who only want an online application: the top of EUR 750,000 online, up to EUR 5,000,000 via adviser sits behind an adviser.
- Households after pet, renters or motorcycle cover, which Good Sam Insurance Agency lists in auto, home and renters.
- Buyers looking for UK property and landlord cover, where Hiscox UK works through home, renters and landlord.
Current offers
Nationale-Nederlanden life insurance
Current offer
Discount code
20% discount on Woonverzekering (home insurance): 20%
Temporary action for September-December 2026; see Actievoorwaarden Woonverzekering sept-dec 2026 on the site
Source, checked September 26, 2026
Country by country
| Country | Allianz Lebensversicherungs-AG | Nationale-Nederlanden life insurance |
|---|---|---|
| Bonaire, Sint Eustatius and Saba | No | Yes |
| Germany | Yes | No |
| Netherlands | No | Yes |
Questions about each
Allianz Lebensversicherungs-AG
How much does the cover cost each month?+
Premiums start at €2.60 a month, and monthly is the payment model on offer (monthly). That sits under the comparison median €8.37, so entry pricing falls in the cheaper part of the market, with the exact figure depending on the cover you choose.
How much cover can I get?+
Cover limits run 25,000-20,000,000 EUR, so the policy can be sized for a modest sum or a far larger one. The range gives room to match cover to a mortgage, a dependants' income or a legacy, and the wider sums sit alongside €2.60 when the premium is worked out.
Nationale-Nederlanden life insurance
How much life cover can I get?+
The online application carries the cover set out in EUR 750,000 online, up to EUR 5,000,000 via adviser, and the adviser route reaches the higher sum. Anyone aiming at a big figure for a mortgage or to replace family income would talk to an adviser rather than apply online.
How do I pay for the policy?+
Monthly payments are available, and the payment model listed is monthly. Paying monthly spreads the cost across the year, which suits a household that prefers a steady outgoings line, and 94.4% of the life brands on the site also allow it.
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