Updated September 28, 2026 · AssureCue Editorial Team
Allianz Lebensversicherungs-AG vs Everyday Life Insurance
Where Allianz Lebensversicherungs-AG and Everyday Life Insurance differ
| Compare |  Allianz Lebensversicherungs-AG |  Everyday Life Insurance |
|---|---|---|
| Premium from | €2.60 | $3.65 |
| Insurance types | Life, Income protectionCovers more | Life |
| Provider type | Insurer | Broker |
| Cover limit | 25,000-20,000,000 EUR | $100M |
| Age range | up to 74 years | 18-85 |
| Claims channels | Phone, Chat, Online form | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- Allianz Lebensversicherungs-AG scores higher overall: 9.4 vs 8.8.
- Insurance types: only Allianz Lebensversicherungs-AG offers Income protection.
- Support channels: only Allianz Lebensversicherungs-AG offers Chat.
Our verdict on each
Allianz Lebensversicherungs-AG
Allianz Lebensversicherungs-Aktiengesellschaft is a German insurer that suits people who want term life cover priced from €2.60 a month, with limits of 25,000-20,000,000 EUR and entry ages reaching up to 74 years. You deal with the insurer itself, and support runs on phone, email and chat while claims run on phone, chat and online form.
Everyday Life Insurance
Everyday Life Insurance is a low cost broker for adults who want a single life policy paid in monthly instalments rather than one annual bill. Premiums start at $3.65 against a €8.37 median across the life category, and plans are open to applicants aged 18-85.
Score breakdown
| Area | Allianz Lebensversicherungs-AG | Everyday Life Insurance |
|---|---|---|
| Cost | 9.3Starts at €2.60 a month, under the comparison median €8.37, and monthly payments are available. | 9.3 |
| Offer | 9.2Higher | 8.7 |
| Trust | 9.6Higher | 8.5 |
Where each is licensed and available
| Country | Allianz Lebensversicherungs-AG | Everyday Life Insurance |
|---|---|---|
| Germany | Not confirmed | |
| United States | Not confirmed | Massachusetts Division of Insurance 19082113 |
Additional countries for Allianz Lebensversicherungs-AG: 1. Additional countries for Everyday Life Insurance: 1.
Positions in our rankings
| Ranking | Allianz Lebensversicherungs-AG | Everyday Life Insurance |
|---|---|---|
| Life insurance | 44 of 263 | 210 of 263 |
Where these facts come from
Allianz Lebensversicherungs-AG
- allianz.de: 11 facts, checked September 26, 2026
Everyday Life Insurance
- everydaylifeinsurance.com: 11 facts, checked September 26, 2026
Every fact side by side
| Fact | Allianz Lebensversicherungs-AG | Everyday Life Insurance |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Allianz Lebensversicherungs-Aktiengesellschaft | Everyday Life, Inc. |
| Headquarters | Germany | United States |
| Founded | Not confirmed | 2018 |
| Support channels | Phone, Email, Chat, Help centreCovers more | Phone, Email, Help centre |
Pros and cons
Allianz Lebensversicherungs-AG
Pros
- Starting premium of €2.60 a month, under the comparison median €8.37.
- Cover limits run 25,000-20,000,000 EUR, so the policy scales across a wide range of sums.
- Monthly payments are available, so the cost is spread over the year instead of paid upfront.
Cons
- Monthly is the only payment model listed (monthly), so the payment schedule is a narrow choice.
- The types listed are life and income protection, so the range stops at life and income protection cover.
- Entry ages stop at up to 74 years, so applicants past that point sit outside the range.
Everyday Life Insurance
Pros
- Premium from $3.65 is below the €7.95 median for life policies on the site
- Monthly payments are available and monthly is the only pricing model listed, so the cost spreads across the year
- A cover limit of $100M on one life policy
Cons
- Life is the only insurance type listed, so anything else in the household has to be arranged elsewhere (life)
- Support runs on phone, email and help centre only, with no live chat route for quick questions
- It ranks 66 of 252 brands on premium from, so a low starting price is not unusual here
Who each suits
Allianz Lebensversicherungs-AG
Who it suits
- People in DE who want life or income protection and would rather hold the policy with the insurer than a broker, since the provider type is insurer
- Anyone who wants the premium spread monthly rather than settled at once, since monthly payments are available
- Applicants inside the entry ages of up to 74 years who want cover sized anywhere within 25,000-20,000,000 EUR
Who should look elsewhere
- Not Linxea if the lowest monthly figure matters most, since Linxea starts at €25 against Allianz's €2.60
- Not Oney Préstamos ES, whose starting premium of €1,000 sits well above Allianz's €2.60
- Not Good Sam Insurance Agency if you want a wider spread of policies, since it covers auto, home and renters while Allianz lists life and income protection
Everyday Life Insurance
Who it suits
- Adults aged 18-85 who want life cover and prefer paying monthly
- Shoppers who compare on the starting premium, since $3.65 sits below the €8.37 site median
- People who want a US broker with published licence ids: 6000657 and 19082113
Who should look elsewhere
- People who need more than life cover, where Good Sam Insurance Agency lists auto, home and renters
- Buyers who want a different price band, since Linxea premiums start at €25 and Oney Préstamos ES at €1,000
- Anyone wanting an insurer rather than a broker, since Everyday Life Insurance is a broker
Country by country
| Country | Allianz Lebensversicherungs-AG | Everyday Life Insurance |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
Allianz Lebensversicherungs-AG
How much does the cover cost each month?+
Premiums start at €2.60 a month, and monthly is the payment model on offer (monthly). That sits under the comparison median €8.37, so entry pricing falls in the cheaper part of the market, with the exact figure depending on the cover you choose.
How much cover can I get?+
Cover limits run 25,000-20,000,000 EUR, so the policy can be sized for a modest sum or a far larger one. The range gives room to match cover to a mortgage, a dependants' income or a legacy, and the wider sums sit alongside €2.60 when the premium is worked out.
Everyday Life Insurance
How much does Everyday Life Insurance cost?+
Premium from $3.65 is the starting monthly figure, and monthly lists monthly as the only payment model. Monthly payments are available, so the cost is spread across the year rather than taken in one annual payment.
Is the starting premium cheap next to other life policies?+
Premium from $3.65 sits below the €7.95 median for life policies on the site and below the €8.37 median across the comparison. The lower quartile of the life ranking is €3.24, so the entry price is in the cheaper part of the field.
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Related by the facts
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