Everyday Life Insurance review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Everyday Life Insurance is a low cost broker for adults who want a single life policy paid in monthly instalments rather than one annual bill. Premiums start at $3.65 against a €8.37 median across the life category, and plans are open to applicants aged 18-85.
Key facts
- Best for
- Monthly life cover on a small budget
- Premium from
- $3.65 (Source, checked September 26, 2026)
- Insurance types
- Life (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- $100M (Source, checked September 26, 2026)
- Age range
- 18-85 (Source, checked September 26, 2026)
- Legal entity
- Everyday Life, Inc. (Source, checked September 26, 2026)
- Headquarters
- United States (Source, checked September 26, 2026)
- Founded
- 2018 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- everydaylifeinsurance.com
Pros and cons
Pros
- Premium from $3.65 is below the €7.95 median for life policies on the site
- Monthly payments are available and monthly is the only pricing model listed, so the cost spreads across the year
- A cover limit of $100M on one life policy
- Regulated in the US, with licences from the Massachusetts Division of Insurance (19082113) and the California Department of Insurance (6000657)
Cons
- Life is the only insurance type listed, so anything else in the household has to be arranged elsewhere (life)
- Support runs on phone, email and help centre only, with no live chat route for quick questions
- It ranks 66 of 252 brands on premium from, so a low starting price is not unusual here
Who it suits
- Adults aged 18-85 who want life cover and prefer paying monthly
- Shoppers who compare on the starting premium, since $3.65 sits below the €8.37 site median
- People who want a US broker with published licence ids: 6000657 and 19082113
Who should look elsewhere
- People who need more than life cover, where Good Sam Insurance Agency lists auto, home and renters
- Buyers who want a different price band, since Linxea premiums start at €25 and Oney Préstamos ES at €1,000
- Anyone wanting an insurer rather than a broker, since Everyday Life Insurance is a broker
How Everyday Life Insurance compares
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 9.4
8.8 vs 8.8
8.8 vs 8.7
8.8 vs 9.0
8.8 vs 9.4
8.8 vs 9.3
8.8 vs 8.9A different price band, with premiums starting at €25 against $3.65 here.
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 9.3
8.8 vs 8.6- 8.8 vs 9.3
8.8 vs 9.3Max Life Insurance
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.3
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.2
8.8 vs 9.1
8.8 vs 9.1
8.8 vs 8.9
8.8 vs 8.9
8.8 vs 8.8
8.8 vs 8.8
8.8 vs 8.6- 8.8 vs 8.4
- 8.8 vs 8.2
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Where Everyday Life Insurance is available
- Available
- United States
- Licence in United States
- Massachusetts Division of Insurance (19082113), checked September 26, 2026
- Licence in United States
- California Department of Insurance (6000657), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does Everyday Life Insurance cost?+
Premium from $3.65 is the starting monthly figure, and monthly lists monthly as the only payment model. Monthly payments are available, so the cost is spread across the year rather than taken in one annual payment.
Is the starting premium cheap next to other life policies?+
Premium from $3.65 sits below the €7.95 median for life policies on the site and below the €8.37 median across the comparison. The lower quartile of the life ranking is €3.24, so the entry price is in the cheaper part of the field.
Who can take out a policy?+
The plans are open to applicants aged 18-85, and the company is based in the US (US). Everyday Life, Inc. (Everyday Life, Inc.) has been trading since 2018. Life is the only insurance type listed on the plans (life).
How much cover do you get?+
The stated cover limit is $100M. The policy is life cover, and life is the only insurance type listed, so no health, property or other cover is bundled with it. Premiums are paid on a monthly basis (monthly).
Is the company regulated?+
It holds licences from the Massachusetts Division of Insurance (19082113) and the California Department of Insurance (6000657), both in the US. Those are the only regulators named, so buyers elsewhere should check cover where they live before applying.
Is it a broker or an insurer?+
It is a broker rather than an insurer, and the entity behind the site is Everyday Life, Inc.. Brokers account for 37.2% of the brands on the site, against insurers at 42.4%, so the model is common in this category.
How do I get help?+
Support runs on phone, email and help centre, so help comes by phone, by email or through the help centre. No live chat route is listed, and phone comes first in that list, which matters for anyone who wants to talk the policy through with a person.
Sources
- everydaylifeinsurance.com checked September 26, 2026
Backs: Cover limit, Headquarters, Insurance types, Pricing model, Premium from
“Coverage up to $100M”
- everydaylifeinsurance.com/faqs checked September 26, 2026
Backs: Founded, Monthly payments
“We were founded in 2018 and began operations in 2019.”
- everydaylifeinsurance.com/legal checked September 26, 2026
Backs: Provider type, Legal entity, Support channels, Licences
“We are a licensed independent insurance broker. We do not underwrite any insurance policy made available to you through the Services.”
- everydaylifeinsurance.com/our-plans checked September 26, 2026
Backs: Age range
“TruStage Advantage Whole Life Insurance - Policies available from $5,000 - $100,000 for ages 18 through 85”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.