Updated September 29, 2026 · AssureCue Editorial Team
Allianz Lebensversicherungs-AG vs Polizza Vita con Bonus
Where Allianz Lebensversicherungs-AG and Polizza Vita con Bonus differ
| Compare |  Allianz Lebensversicherungs-AG |  Polizza Vita con Bonus |
|---|---|---|
| Insurance types | Life, Income protectionCovers more | Life |
| Provider type | Insurer | Broker |
| Cover limit | 25,000-20,000,000 EUR | 1000000 EUR |
| Age range | up to 74 years | 18-75 |
| Premium from | €2.60 | Not confirmed |
| Claims channels | Phone, Chat, Online form | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- Allianz Lebensversicherungs-AG scores higher overall: 9.4 vs 9.0.
- Insurance types: only Allianz Lebensversicherungs-AG offers Income protection.
Our verdict on each
Allianz Lebensversicherungs-AG
Allianz Lebensversicherungs-Aktiengesellschaft is a German insurer that suits people who want term life cover priced from €2.60 a month, with limits of 25,000-20,000,000 EUR and entry ages reaching up to 74 years. You deal with the insurer itself, and support runs on phone, email and chat while claims run on phone, chat and online form.
Polizza Vita con Bonus
Polizza Vita con Bonus suits residents in Italy who want dedicated life cover with monthly payments and direct broker guidance during the application. Cover runs to 1000000 EUR, which helps you match the sum assured to family needs, outstanding commitments and long term plans for dependants.
Score breakdown
| Area | Allianz Lebensversicherungs-AG | Polizza Vita con Bonus |
|---|---|---|
| Cost | 9.3HigherStarts at €2.60 a month, under the comparison median €8.37, and monthly payments are available. | 9.1Monthly model using monthly keeps payments spread across the year. |
| Offer | 9.2Higher | 9.0Dedicated life focus shown by life keeps choice clear. |
| Trust | 9.6Higher | 8.8Broker status shown by broker plus E000765298 supports checks. |
How they place
| Ranking | Allianz Lebensversicherungs-AG | Polizza Vita con Bonus |
|---|---|---|
| Life insurance | 44 of 263 | 1 of 263 |
Availability and regulation
| Country | Allianz Lebensversicherungs-AG | Polizza Vita con Bonus |
|---|---|---|
| Germany | Not confirmed | |
| Italy | Not confirmed | IVASS E000765298 |
Additional countries for Allianz Lebensversicherungs-AG: 1. Additional countries for Polizza Vita con Bonus: 1.
Where these facts come from
Allianz Lebensversicherungs-AG
- allianz.de: 11 facts, checked September 26, 2026
Polizza Vita con Bonus
- polizzavitaconbonus.it: 6 facts, checked September 29, 2026
Every fact side by side
| Fact | Allianz Lebensversicherungs-AG | Polizza Vita con Bonus |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | Allianz Lebensversicherungs-Aktiengesellschaft | Not confirmed |
| Headquarters | Germany | Not confirmed |
| Support channels | Phone, Email, Chat, Help centre | Not confirmed |
Where each stands against the rest
| Fact | Allianz Lebensversicherungs-AG | Polizza Vita con Bonus | Median |
|---|---|---|---|
| Premium from | €2.60lowest quarter | Not confirmed | €6.02 |
Median across 116 listed insurance providers.
Pros and cons
Allianz Lebensversicherungs-AG
Pros
- Starting premium of €2.60 a month, under the comparison median €8.37.
- Cover limits run 25,000-20,000,000 EUR, so the policy scales across a wide range of sums.
- Monthly payments are available, so the cost is spread over the year instead of paid upfront.
Cons
- Monthly is the only payment model listed (monthly), so the payment schedule is a narrow choice.
- The types listed are life and income protection, so the range stops at life and income protection cover.
- Entry ages stop at up to 74 years, so applicants past that point sit outside the range.
Polizza Vita con Bonus
Pros
- Dedicated life focus through life keeps the choice clear for family protection.
- Cover available to 1000000 EUR supports larger sums assured for dependants.
- Monthly payments are supported, with the model including monthly for budgeting.
Cons
- Cover is limited to life, so households wanting health or home cover alongside life will need a separate provider.
- Broker distribution under broker means the policy is arranged rather than issued directly by the brand.
- Eligibility is bounded by 18-75, so applicants outside that range will need to look elsewhere.
Who each suits
Allianz Lebensversicherungs-AG
Who it suits
- People in DE who want life or income protection and would rather hold the policy with the insurer than a broker, since the provider type is insurer
- Anyone who wants the premium spread monthly rather than settled at once, since monthly payments are available
- Applicants inside the entry ages of up to 74 years who want cover sized anywhere within 25,000-20,000,000 EUR
Who should look elsewhere
- Not Linxea if the lowest monthly figure matters most, since Linxea starts at €25 against Allianz's €2.60
- Not Oney Préstamos ES, whose starting premium of €1,000 sits well above Allianz's €2.60
- Not Good Sam Insurance Agency if you want a wider spread of policies, since it covers auto, home and renters while Allianz lists life and income protection
Polizza Vita con Bonus
Who it suits
- Adults in Italy seeking life only cover who find the focused life scope clearer than the wider auto, home and motorcycle range at die Bayerische.
- Applicants who want monthly budgeting and guided help and prefer this broker route over the broader auto, home and pet mix at LV=.
- Family planners comparing sums assured to 1000000 EUR who value email, phone, chat and help centre access during the search.
Who should look elsewhere
- Shoppers wanting bundled home, health and life cover in a single place may prefer die Bayerische for its broad auto, home and motorcycle range.
- Households wanting wider everyday protection beyond life may prefer LV= for its auto, home and pet spread across life and general needs.
Country by country
| Country | Allianz Lebensversicherungs-AG | Polizza Vita con Bonus |
|---|---|---|
| Germany | Yes | No |
| Italy | No | Yes |
Questions about each
Allianz Lebensversicherungs-AG
How much does the cover cost each month?+
Premiums start at €2.60 a month, and monthly is the payment model on offer (monthly). That sits under the comparison median €8.37, so entry pricing falls in the cheaper part of the market, with the exact figure depending on the cover you choose.
How much cover can I get?+
Cover limits run 25,000-20,000,000 EUR, so the policy can be sized for a modest sum or a far larger one. The range gives room to match cover to a mortgage, a dependants' income or a legacy, and the wider sums sit alongside €2.60 when the premium is worked out.
Polizza Vita con Bonus
Is Polizza Vita con Bonus an insurer or a broker?+
Polizza Vita con Bonus arranges life cover as a broker under broker, so it helps you compare and apply rather than underwriting the risk itself. That structure is common for guided search, and you still receive policy terms from the insurer before commitment.
Can I pay monthly?+
Yes, monthly payments are available, which lets you spread the annual cost into smaller regular amounts. The brand model includes monthly, so you can plan household budgets around a steady outflow rather than a large annual payment.
Other options to compare
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