Nationale-Nederlanden life insurance review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Nationale-Nederlanden suits Dutch households that want life cover underwritten by the insurer itself and paid monthly. Cover runs EUR 750,000 online, up to EUR 5,000,000 via adviser, applicants sit inside 18-75 years, and a claim can be notified through online death notification form, phone and adviser.

Key facts

Best for
A monthly, insurer written life policy in the Netherlands, with the larger cover sums reached through an adviser.
Insurance types
Life, Health, Auto, Home, Travel, Income-protection (Source, checked September 26, 2026)
Provider type
Insurer (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
EUR 750,000 online, up to EUR 5,000,000 via adviser (Source, checked September 26, 2026)
Claims channels
Online death notification form, Phone, Adviser (Source, checked September 26, 2026)
Age range
18-75 years (Source, checked September 26, 2026)
Legal entity
NN Group N.V. (Source, checked September 26, 2026)
Headquarters
Netherlands (Source, checked September 26, 2026)
Founded
1845 (Source, checked September 26, 2026)
Support channels
Chat, Phone, Email (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
nn-group.com

Apps and profiles

Elsewhere
WikidataWikipediaLinkedInX

Pros and cons

Pros

  • An insurer underwrites the policy, so cover sits with NN Group N.V. rather than a reseller.
  • Cover runs EUR 750,000 online, up to EUR 5,000,000 via adviser, and the larger sums come with adviser help.
  • Claims can be notified through online death notification form, phone and adviser, including an online death notification form.
  • Monthly payments are available on a monthly model, with support on chat, phone and email.

Cons

  • The online figure in EUR 750,000 online, up to EUR 5,000,000 via adviser sits well below the adviser figure, so the top sums need a conversation.
  • Support runs on chat, phone and email only.
  • Applicants have to sit inside 18-75 years, which puts the oldest customers out of reach.
Nationale-Nederlanden life insurance

Ready to try Nationale-Nederlanden life insurance?

Scored 9.4 / 10 by AssureCue.

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Who it suits

  • People who want an insurer on the other side of the contract rather than an agency front such as Good Sam Insurance Agency.
  • Anyone aiming at the top of EUR 750,000 online, up to EUR 5,000,000 via adviser and happy to go through an adviser for a larger sum.
  • Households that want life, health, auto, home, travel and income protection held inside life, health and auto.

Who should look elsewhere

  • People who only want an online application: the top of EUR 750,000 online, up to EUR 5,000,000 via adviser sits behind an adviser.
  • Households after pet, renters or motorcycle cover, which Good Sam Insurance Agency lists in auto, home and renters.
  • Buyers looking for UK property and landlord cover, where Hiscox UK works through home, renters and landlord.

Safety and regulation

Nationale-Nederlanden is listed as an insurer, which means the cover is underwritten by the company that sells it rather than passed to a third party. In the Netherlands the firm sits under the supervision of De Nederlandsche Bank and the Autoriteit Financile Markten, so both its licence and its conduct are checked by a regulator.

Who runs it

The legal entity behind the personal policies is NN Group N.V., headquartered in the Netherlands and trading since 1845. An insurer of that age matters for life cover, since a policy can be claimed on decades after it starts. Support runs on chat, phone and email, so help comes through chat, phone or email.

How Nationale-Nederlanden life insurance compares

Where Nationale-Nederlanden life insurance is available

Available
Bonaire, Sint Eustatius and Saba, Netherlands
Licence in Netherlands
De Nederlandsche Bank (DNB), checked September 26, 2026
Licence in Netherlands
Autoriteit Financile Markten (AFM), checked September 26, 2026

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

How much life cover can I get?+

The online application carries the cover set out in EUR 750,000 online, up to EUR 5,000,000 via adviser, and the adviser route reaches the higher sum. Anyone aiming at a big figure for a mortgage or to replace family income would talk to an adviser rather than apply online.

How do I pay for the policy?+

Monthly payments are available, and the payment model listed is monthly. Paying monthly spreads the cost across the year, which suits a household that prefers a steady outgoings line, and 94.4% of the life brands on the site also allow it.

How is a claim notified after a death?+

Claims run through online death notification form, phone and adviser, so a death can be reported on the online notification form, by phone or through an adviser. Anyone unsure which route to take can start with support on chat, phone and email.

Who is behind the policy and who regulates it?+

The policy is written by NN Group N.V., a company headquartered in the Netherlands that has traded since 1845. It is listed as an insurer, and in the Netherlands it is supervised by De Nederlandsche Bank and the Autoriteit Financile Markten.

How do I get help with the policy?+

Support runs on chat, phone and email, which covers chat, phone and email rather than a branch counter. Callers who want help setting the sum up can also use the adviser route described in EUR 750,000 online, up to EUR 5,000,000 via adviser.

Is this policy aimed at me?+

Cover is offered to applicants inside 18-75 years, and the group lists life, health and auto across personal lines, so a household can hold several policies with the same insurer. If you want pet, renters or motorcycle cover, Good Sam Insurance Agency lists those in auto, home and renters.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Premium from.

Nationale-Nederlanden life insurance

Nationale-Nederlanden life insurance

A monthly, insurer written life policy in the Netherlands, with the larger cover sums reached through an adviser.

9.4/10See alternatives

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