Chubb review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Chubb is the pick for mid-market and multinational firms that want public liability, professional indemnity, cyber and property from a single insurer. It underwrites direct as an insurer rather than through a broker, while business insurance premiums across the site run to a median of €8.37.
Key facts
- Best for
- Larger businesses placing several business lines with one insurer.
- Provider type
- Insurer (Source, checked September 26, 2026)
- Cover types
- Public-liability, Professional-indemnity, Cyber, Property (Source, checked September 26, 2026)
- Industries
- small business, middle-market, large and multinational companies (Source, checked September 26, 2026)
- Legal entity
- Chubb Limited (Source, checked September 26, 2026)
- Founded
- 1985 (Source, checked September 26, 2026)
- Support channels
- Email, Phone (Source, checked September 26, 2026)
- Official website
- chubb.com
Pros and cons
Pros
- Cover spans public liability, professional indemnity, cyber and property in public liability, professional indemnity and cyber
- Cover comes from the insurer itself, since Chubb is an insurer rather than a broker
- Written for small firms, mid-market companies and large or multinational groups
- Reachable by email and phone through email and phone
Cons
- Employers liability is not among the lines in public liability, professional indemnity and cyber, so that cover has to come from another provider
- Public liability and professional indemnity are the most common lines on the site at 84.6% and 63.5%, so the mix on offer is a standard one
- Indemnity limits across the market stretch from €876,962.20 to €11,621,825.79, so one limit rarely settles a large risk
Ready to try Chubb?
Scored 9.3 / 10 by AssureCue.
Who it suits
- Middle-market firms wanting public liability and professional indemnity from one provider
- Businesses that also need cyber or property, both listed in public liability, professional indemnity and cyber
- Large and multinational companies dealing with a single counterparty
Who should look elsewhere
- Anyone needing employers liability, which Hiscox UK lists in public liability, professional indemnity and employers liability and Chubb does not
- Buyers who prefer a broker to place cover, since WeddingPlan Insurance works as a broker
- Shoppers who want many quotes side by side, since EverQuote is a comparison site that gathers offers
Who runs it
Chubb issues policies as Chubb Limited, an insurer rather than a broker, so the contract sits with the company itself. The business has been trading since 1985, which matters for buyers setting larger limits. Getting in touch runs through email and phone, covering email and phone for quotes and claims.
How Chubb compares
9.3 vs 9.4
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9.3 vs 8.6- 9.3 vs 9.3
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9.3 vs 9.3
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9.3 vs 8.6- 9.3 vs 8.4
- 9.3 vs 8.2
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Where Chubb is available
- Available
- United States
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
What business lines does Chubb cover?+
The listed cover is public liability, professional indemnity, cyber and property, shown under public liability, professional indemnity and cyber. That mix lets a firm place more than one business risk with the same provider, which suits businesses with several exposures to manage. Employers liability is not among these lines.
Do I buy from Chubb direct or through a broker?+
Chubb appears as an insurer, so the cover comes from the provider itself rather than from an intermediary placing it for you. Insurers like this handle quoting and claims in house. Buyers who would rather have a broker weigh up the wider market should look at a broker option instead.
Who does Chubb write for?+
Its stated audience runs from small firms through mid-market companies to large and multinational groups. Chubb is an insurer covering the lines in public liability, professional indemnity and cyber, so that audience spans both single line buyers and firms with several risks. Very small sole traders sit at the lower end of that range.
How do I get hold of Chubb?+
Contact options are listed as email and phone, so email and phone are the routes on offer. Both matter at the point where a claim needs reporting or a cover level needs checking. There is no chat or help centre among those channels, so keep a record of what you are told.
What indemnity limit do businesses like mine usually buy?+
Limits vary by line and by risk, so the figure that matters is the one on your quote. Across the site, business insurance limits have a median of €3,486,547.74 and run from €876,962.20 to €11,621,825.79. Chubb writes the lines in public liability, professional indemnity and cyber, which can be matched to those levels.
How do business insurance premiums compare across the market?+
Business insurance premiums on the site have a median of €8.37, with a top quartile of €29.72 and a low end of €0. The spread is wide because pricing follows the trade, the cover level and the risk profile. Chubb prices each business on its own profile.
Can I place several covers with Chubb at once?+
Through one provider rather than one package: public liability, professional indemnity and cyber covers public liability, professional indemnity, cyber and property, so a firm can bring several risks to the same insurer. Employers liability sits outside those lines and needs another source. Keeping the rest together makes renewals one conversation.
Who is the company behind the policy?+
Policies come from Chubb Limited, which has been trading since 1985. As an insurer it is the counterparty on the policy rather than a broker passing cover on. Buyers placing larger limits can check the named entity on their documents before the cover is bound.
Sources
- en.wikipedia.org/wiki/Chubb_Limited checked September 26, 2026
Backs: Founded, Legal entity
“Chubb Limited - Wikipedia”
- chubb.com/us-en/businesses.html checked September 26, 2026
Backs: Provider type, Industries
“Commercial Insurance | Get a Business Insurance Quote | Chubb”
- chubb.com/us-en/contact.html checked September 26, 2026
Backs: Support channels
“Email: customercare@chubb.com”
- consumersadvocate.org/business-insurance/c/chubb-business... checked September 26, 2026
Backs: Cover types
“Chubb business insurance covers commercial general liability, cyber, professional liability”
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Indemnity limit, Premium from.