Gowrie Group review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

We earn a commission when you sign up through links on this site. Partner status can affect where a brand appears in our rankings.

Our verdict

Gowrie Group is a UK broker, so it suits buyers who want one adviser for business and personal cover: business lines are professional indemnity and cyber, and personal lines run to auto, home and travel. Across the site, the median business insurance premium is €8.37 and the highest listing sits at €3,431.08.

Key facts

Best for
One adviser for professional indemnity or cyber cover plus day to day personal insurance in the UK
Provider type
Broker (Source, checked September 26, 2026)
Cover types
Professional-indemnity, Cyber (Source, checked September 26, 2026)
Legal entity
Brown & Brown Insurance Brokers (UK) Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)
Official website
bbrown.com

Personal insurance

Insurance types
Auto, Home, Travel, Pet, Income-protection, Critical-illness, Health (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Legal entity
Brown & Brown Insurance Brokers (UK) Limited (Source, checked September 26, 2026)
Headquarters
United Kingdom (Source, checked September 26, 2026)

Pros and cons

Pros

  • One adviser, two sides of the book: business lines are professional indemnity and cyber and personal lines are auto, home and travel.
  • Professional indemnity is the line listed most often in this category, on 63.5% of listings, so its core line matches mainstream demand.
  • It is a broker, broker, so cover is placed with an insurer by an adviser rather than settled through an automated comparison.

Cons

  • Business cover is limited to professional indemnity and cyber, with no public liability or property line in the book.
  • As a broker, broker, it does not carry the risk itself, so the insurer named on the quote is the party your claim runs with.
  • Personal cover stops at auto, home and travel, with no life, dental or landlord insurance listed.
Gowrie Group

Ready to try Gowrie Group?

Scored 8.6 / 10 by AssureCue.

See alternatives

Who it suits

  • UK businesses that want professional indemnity or cyber cover arranged through an adviser rather than written directly by an insurer
  • Households bundling motor, home, travel, pet, income protection, critical illness or health cover with the same adviser
  • Buyers comfortable with a broker placing the policy, since Gowrie Group is a broker rather than an insurer

Who should look elsewhere

  • EuroAsia Insurance, if you want the insurer itself: it is an insurer, insurer, while Gowrie Group is a broker
  • Hiscox UK, also an insurer at insurer, for buyers who prefer to hold cover with the company that carries the risk
  • WeddingPlan Insurance, whose business lines are public liability, if your business is wedding supply and one public liability policy covers you

The company behind it

Behind the Gowrie Group name sits Brown & Brown Insurance Brokers (UK) Limited, the legal entity that places the cover. It is based in the United Kingdom, so quotes are arranged for a UK market. As a broker, Gowrie Group stands between the client and the insurer that underwrites the policy, which matters when you compare: the contract belongs to the insurer named on the quote, and the broker handles placing it.

How Gowrie Group compares

Frequently asked questions

Is Gowrie Group an insurer or a broker?+

It is a broker. The entity is recorded as broker, and the legal company behind the name is Brown & Brown Insurance Brokers (UK) Limited, based in the United Kingdom. That means Gowrie Group places your policy with an insurer, and the contract you hold at renewal is with that insurer rather than with the broker.

What business cover can I get through it?+

The business lines listed are professional indemnity and cyber. Professional indemnity is also the line listed most often in this category, appearing on 63.5% of business insurance listings, so the core offering sits with mainstream demand. Public liability and property cover are not part of the listed book.

Does it arrange personal insurance as well?+

Yes, the personal lines listed are auto, home and travel. One adviser can therefore look after motor, home, travel, pet, income protection, critical illness and health alongside a business policy, instead of you holding separate arrangements for the household. Ask for both in the same conversation, since the lines sit under one broker.

How much will a policy cost?+

No single price is given, because a broker's quote comes from the insurer it places with. Across business insurance listings on the site, the median premium is €8.37, the lowest listing is free and the highest is €3,431.08. What you pay depends on the line, the limit and your sector.

How high can the indemnity limit go?+

Limits vary by provider and sector, so ask for the level your contract actually needs. In this category the median limit listed is €3,486,547.74, the lowest is €876,962.20 and the highest is €11,621,825.79. A broker can also place limits above the smallest quote available.

Can I pay monthly rather than in one go?+

Monthly arrangements are common in this category, with 88.9% of listings offering them. That is worth raising with Gowrie Group at the quote stage, since a broker prices with the insurer it places with and can ask about instalments on the professional indemnity or cyber cover it arranges.

Which business line should I ask about first?+

Professional indemnity is listed most often in this category, on 63.5% of business insurance listings, with public liability next at 84.6%. Gowrie Group's listed lines are professional indemnity and cyber, so professional indemnity and cyber are the two to start with.

Sources

  • bbrown.com checked September 26, 2026

    Backs: Headquarters, Insurance types, Legal entity

    “Registered office: 7th Floor, Corn Exchange, 55 Mark Lane, London, EC3R 7NE”

  • bbrown.com/uk checked September 26, 2026

    Backs: Cover types, Provider type

    “Cyber Insurance, Liability & Indemnity”

Compiled from 2 source pages, checked September 26, 2026. We did not open an account.

Not confirmed yet: Indemnity limit, Premium from.

Gowrie Group

Gowrie Group

One adviser for professional indemnity or cyber cover plus day to day personal insurance in the UK

8.6/10See alternatives

Your cookie choices

We use necessary cookies to make this site work. With your permission, analytics cookies help us understand usage and marketing cookies support advertising.

You can reject non-essential cookies and still use the site. Change your choices anytime in Cookie settings.

Cookie policy
Cookie settings