Updated September 28, 2026

What is Claims channels?

In short

The ways to report a claim, and how much of the process you have to run yourself.

Claims channels are the routes you can use to report a loss and start the payout. The mix tells you how much work sits with you, and whether help is there at awkward hours. 1Cover takes an online claim form, a phone call or a round-the-clock emergency assistance line. 123Seguro adds a self-service portal, WhatsApp and free legal advice. 10Life routes claims through its own claims team by phone, email or WhatsApp, 24ins.bg takes an online form, phone or chat, and AA Breakdown takes phone, app or online.

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