Updated September 30, 2026 · AssureCue Editorial Team
ALA Insurance vs Sundays Bike Insurance
ALA Insurance vs Sundays Bike Insurance: the differences
| Compare |  ALA Insurance |  Sundays Bike Insurance |
|---|---|---|
| Premium from | £45 | $8 |
| Insurance types | Breakdown, Bicycle, VanCovers more | Bicycle |
| Excess from | £0 | $150 to $350 |
| Cover limit | GBP 15,000 per bike | $21,500 |
| Claims channels | Phone, Email | Online form, Phone, EmailCovers more |
Same on both: Provider type (Broker), Monthly payments (Yes).
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Key differences
- Insurance types: only ALA Insurance offers Breakdown, Van.
- Claims channels: only Sundays Bike Insurance offers Online form.
- Support channels: only Sundays Bike Insurance offers Chat, Help centre.
Our verdict on each
ALA Insurance
ALA Insurance suits you if you want breakdown, bicycle or van cover from a specialist broker rather than an insurer, with premiums from £45 and monthly payments available. Claims run through phone and email and bicycle cover extends to GBP 15,000 per bike, which frames the trade-off around niche focus rather than broad household cover.
Sundays Bike Insurance
Sundays Bike Insurance suits riders who want dedicated bicycle cover with monthly billing and clear limits. Premiums of $8 apply with cover of $21,500, while claims and support stay reachable by phone, email and chat for everyday cycling needs.
Score breakdown
| Area | ALA Insurance | Sundays Bike Insurance |
|---|---|---|
| Cost | 9.0HigherPremiums start at £45 with excess from £0 which supports entry cost clarity. | 8.9Premiums of $8 with monthly billing keep entry costs clear. |
| Offer | 8.7Focused range at breakdown, bicycle and van with bicycle limits at GBP 15,000 per bike shapes choice. | 9.1HigherDedicated bicycle cover of $21,500 keeps the offer focused. |
| Trust | 8.9HigherBroker model at broker under licence 571109 supports oversight. | 8.8Broker status with licences CA #0K60995 builds trust. |
Side by side, item by item
| Insurance types | ALA Insurance | Sundays Bike Insurance |
|---|---|---|
| Van | Yes | No |
| Breakdown | Yes | No |
| Bicycle | Yes | Yes |
Where these facts come from
ALA Insurance
- ala.co.uk: 12 facts, checked September 30, 2026
Sundays Bike Insurance
- sundaysinsurance.com: 9 facts, checked September 28, 2026
- cdn.sundaysinsurance.com: 2 facts, checked September 28, 2026
How they place
| Ranking | ALA Insurance | Sundays Bike Insurance |
|---|---|---|
| Bicycle insurance | 8 of 9 | 7 of 9 |
Every fact side by side
| Fact | ALA Insurance | Sundays Bike Insurance |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | ALA IB Limited | Sundays Insurance LLC |
| Headquarters | United Kingdom | United States |
| Founded | 2005 | Not confirmed |
| Support channels | Email, Phone | Email, Phone, Chat, Help centreCovers more |
Pros and cons
ALA Insurance
Pros
- Premiums from £45 with excess from £0 and Monthly payments is yes, giving you clear entry pricing
- Bicycle cover to GBP 15,000 per bike within breakdown, bicycle and van, which is rare among general car focused rivals
- Broker model at broker under 571109, unlike unregulated sellers elsewhere
Cons
- Range stays around breakdown, bicycle and van without auto or home cover, unlike Allianz Malaysia which lists auto, motorcycle and home
- Support runs on email and phone only, which gives you fewer contact routes than brands with chat or help centre options
- Claims run through phone and email only, so you manage claims by phone or email rather than through wider digital channels
Sundays Bike Insurance
Pros
- Dedicated bicycle cover with bicycle, ideal for riders who want cycling specific protection.
- Cover of $21,500 suits valued road, mountain and electric bikes used daily.
- Premiums of $8 give a clear entry point with monthly payments available.
Cons
- Excess of $150 to $350 applies on claims, so small repairs may fall to you.
- Cover is limited to bicycle, so riders wanting wider household cover may look at durchblicker.at.
- Broker cover means terms are set by underwriters behind Sundays Insurance LLC Sundays Insurance LLC, which some riders may dislike.
Who each suits
ALA Insurance
Who it suits
- You need van or breakdown protection alongside cycling cover and prefer ALA Insurance range at breakdown, bicycle and van over LV= at auto, home and pet
- You value phone based help and monthly billing, where ALA Insurance offers email and phone and Monthly payments is yes
- You ride a valuable bike and want the stated ceiling at GBP 15,000 per bike rather than vague contents extensions
Who should look elsewhere
- You want auto plus home and life together, where LV= lists auto, home and pet while ALA Insurance stays on breakdown, bicycle and van
- You want broad household and motor risks in a single portfolio, where Allianz Malaysia lists auto, motorcycle and home beyond niche van and bicycle lines
Sundays Bike Insurance
Who it suits
- Commuters and club riders who want bicycle only cover with monthly billing.
- Owners of valued bikes who want cover of $21,500 in clear terms.
- US riders who prefer a licensed broker over a general comparison site like durchblicker.at.
Who should look elsewhere
- Riders wanting bundled home and bike cover in a single place may prefer durchblicker.at for wider comparison.
- Readers wanting general personal cover rather than bicycle only cover may prefer andsafe.
Country by country
| Country | ALA Insurance | Sundays Bike Insurance |
|---|---|---|
| United Kingdom | Yes | No |
| United States | No | Yes |
Questions about each
ALA Insurance
What does ALA Insurance cost to start?+
Premiums start at £45 for breakdown cover, which gives you a clear entry signal before you compare options. Excess starts at £0, and Monthly payments is yes, so you can spread cost across the year rather than paying in a lump sum.
Is ALA Insurance regulated?+
ALA Insurance is a broker operating as broker, with authorisation under 571109 from the Financial Conduct Authority. That licence means you deal with a regulated intermediary rather than an unregulated seller, while the underwriter remains behind the broker arrangement.
Sundays Bike Insurance
What does Sundays Bike Insurance cover?+
Sundays Bike Insurance focuses on bicycle cover, described by bicycle. Cover of $21,500 is available, so you can match protection to the value of your bike and accessories. Check the policy wording for exclusions and conditions before you buy.
How much does cover cost and how do payments work?+
Premiums of $8 are listed as the entry point, with actual cost based on bike value, cover choices and excess. Excess of $150 to $350 applies if you claim. Monthly payments are available, which helps you spread the yearly cost across the year.