Updated September 30, 2026 · AssureCue Editorial Team
andsafe vs TravelSecure
andsafe vs TravelSecure: the differences
| Compare |  andsafe |  TravelSecure |
|---|---|---|
| Premium from | €10.57 | €5Lower |
| Insurance types | Auto, Home, Travel, Pet, BicycleCovers more | Travel |
| Monthly payments | YesHas it | No |
| Excess from | €0Lower | €25 |
| Claims channels | Online | Online, EmailCovers more |
| Cover limit | 30 Mio. EUR | Not confirmed |
Same on both: Provider type (Insurer).
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Key differences
- andsafe scores higher overall: 9.6 vs 9.0.
- Premium from is lower at TravelSecure: €5 vs €10.57.
- Monthly payments: only andsafe.
- Excess from is lower at andsafe: €0 vs €25.
- Insurance types: only andsafe offers Auto, Home, Pet.
- Claims channels: only TravelSecure offers Email.
Our verdict on each
andsafe
andsafe suits small firms in construction, cleaning, crafts, hospitality plus IT and consulting that want direct insurer cover with monthly billing. Premiums run €10.57 with indemnity of €10,000,000 and claims filed through online, which keeps routine protection simple to manage.
TravelSecure
TravelSecure suits seniors planning travel cover through an insurer structure with direct underwriting and phone based help. Premiums start at €5 with excess at €25 and Monthly payments unavailable, so you pay per trip or per term in full before you travel.
Score breakdown
| Area | andsafe | TravelSecure |
|---|---|---|
| Cost | 9.4HigherPremiums run €10.57 for contents cover, with excess terms at €0 on selected liability. | 8.8Starting premiums at €5 keep entry costs modest for travel cover. |
| Offer | 9.5HigherBusiness cover spans public liability, professional indemnity and property alongside personal lines across auto, home and travel. | 8.4Focused travel cover through insurer keeps the offer narrow and clear. |
| Trust | 9.8Higherandsafe acts as insurer under insurer, which keeps cover and claims in house. | 9.6Direct insurer status through insurer supports trust in claims handling. |
Pick andsafe if, pick TravelSecure if
Pick andsafe if cost, offer, insurance types, monthly payments, and excess from matter most.
Pick TravelSecure if premium from and claims channels matter most.
How they place
| Ranking | andsafe | TravelSecure |
|---|---|---|
| Travel insurance | 8 of 291 | 6 of 291 |
Every fact side by side
| Fact | andsafe | TravelSecure |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Monthly | Not confirmed |
| Legal entity | andsafe Aktiengesellschaft | Not confirmed |
| Headquarters | Germany | Not confirmed |
| Support channels | Email, Chat, Phone, Help centre | Not confirmed |
Where each stands against the rest
| Fact | andsafe | TravelSecure | Median |
|---|---|---|---|
| Premium from | €10.57above the median | €5below the median | €5.97 |
| Excess from | €0below the median | €25below the median | €70 |
Median across 109 listed insurance providers.
Pros and cons
andsafe
Pros
- Direct insurer cover across public liability, professional indemnity and property for liability and property risks in listed trades.
- Indemnity of €10,000,000 for business liability alongside private liability of 30 Mio. EUR.
- Excess terms at €0 on selected liability, with premiums run €10.57 for contents.
Cons
- Business cover centres on public liability, professional indemnity and property, while Hiscox also lists employers liability and cyber within public liability, professional indemnity and employers liability.
- Premiums run €10.57 for contents cover, which can look dear against lean entry offers elsewhere.
- Claims run through online, which may feel narrow if you prefer phone led claims handling.
TravelSecure
Pros
- Premiums start at €5, which keeps entry pricing accessible for travel cover.
- Excess starts at €25, giving a clear retention figure before you commit.
- Insurer status through insurer keeps underwriting and claims under the same carrier.
Cons
- Monthly payments are unavailable, so you cannot spread costs across the term.
- Cover centres on travel, so you cannot bundle other household risks in the same place.
- Support runs on phone and help centre only, so you cannot use live chat or email for help.
Who each suits
andsafe
Who it suits
- Trade and service firms that want liability plus property under public liability, professional indemnity and property from a direct insurer.
- Households that also want auto, home, travel, pet or bicycle cover under auto, home and travel in the same place.
Who should look elsewhere
- Firms that need cyber or employers liability should compare Hiscox, since andsafe centres on public liability, professional indemnity and property.
- Shoppers that want broker choice across many carriers may prefer a marketplace over a direct insurer under insurer.
TravelSecure
Who it suits
- Seniors who want dedicated travel cover with phone support and clear starting premiums.
- Travellers who prefer an insurer model and are comfortable paying the term in full.
Who should look elsewhere
- Travellers who want to spread costs should consider AXA, as Monthly payments are unavailable with TravelSecure.
- Travellers who want intermediary choice should consider Explorer Travel Insurance, as TravelSecure acts as an insurer rather than a broker.
Country by country
| Country | andsafe | TravelSecure |
|---|---|---|
| Germany | Yes | Yes |
Questions about each
andsafe
What does andsafe charge for business cover?+
Premiums run €10.57 for contents cover, while excess terms sit at €0 on selected liability. The exact amount you pay depends on trade, turnover, limits and options chosen, so use the quote path to confirm your rate before purchase.
Which types of insurance does andsafe provide?+
Business cover spans public liability, professional indemnity and property, covering public liability, professional indemnity and property risks. Personal lines span auto, home and travel, namely auto, home, travel, pet and bicycle, so you can keep several everyday policies with the same provider.
TravelSecure
What does TravelSecure travel cover cost to start?+
Premiums start at €5 for travel cover, with excess at €25. Monthly payments are unavailable, so you pay for the selected term in full. Check the chosen tariff before you commit, as the payable amount varies with trip length and options.
How does the excess work on a claim?+
Excess starts at €25 on the relevant travel tariff. You carry that share of each valid claim, while the insurer carries the balance under the terms. Review the excess that applies to cancellation, medical and baggage sections before you buy.
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