Updated September 29, 2026 · AssureCue Editorial Team

Top business insurance compared in Germany

39 insurance providers available in Germany, ranked for Germany.

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Top business insurance compared in Germany
#Insurance providerScoreFeaturesKey factsActions
1
KS Auxilia DE logo
KS AuxiliaTop pick
9.4/10
  • Seniors
  • Monthly
Provider type:
Insurer
Premium from:
€5.04
Excess from:
€0
ReviewCompareVisit
2
HanseMerkur logo
HanseMerkur
9.3/10
  • Monthly
Provider type:
Insurer
Premium from:
€3.36
Excess from:
€150
ReviewCompareVisit
3
AXA Deutschland logo
AXA Deutschland
9.5/10
    Provider type:
    Insurer
    Cover types:
    Public-liability, Property
    Industries:
    Business customers
    ReviewCompareVisit
    4
    AXA logo
    AXA

    AXA MultiCar discount: Save up to 15%

    9.1/10
      Provider type:
      Insurer
      Cover types:
      Public-liability, Professional-indemnity, Employers-liability
      Indemnity limit:
      £5,000,000
      ReviewCompareVisit
      5
      andsafe logo
      andsafe
      9.6/10
      • Monthly
      Provider type:
      Insurer
      Cover types:
      Public-liability, Professional-indemnity, Property
      Indemnity limit:
      €10,000,000
      ReviewCompareVisit
      6
      ERGO Group Deutschland logo
      ERGO Group Deutschland

      13% start bonus for young people on ERGO Hausratversicherung

      9.4/10
      • Monthly
      Provider type:
      Insurer
      Cover types:
      Public-liability, Cyber, Property
      Premium from:
      €3.90
      ReviewCompareVisit
      7
      CHECK24 logo
      CHECK24
      9.3/10
      • Monthly
      Provider type:
      Comparison site
      Premium from:
      €0.69
      Legal entity:
      CHECK24 Vergleichsportal GmbH
      ReviewCompareVisit
      8
      Verti logo
      Verti

      Free Fahrerschutz (driver protection) on new car policies: Cover up to EUR 500,000 per claim at no cost for the whole contract term

      9.0/10
        Provider type:
        Insurer
        Premium from:
        €8.17
        Excess from:
        €150 to €500
        ReviewCompareVisit
        9
        kautel Mietkaution
        8.9/10
        • Monthly
        Provider type:
        Broker
        Monthly payments:
        Yes
        Legal entity:
        cresult GmbH (HRB 111977, Amtsgericht Köln)
        ReviewCompareVisit
        10
        die Bayerische logo
        die Bayerische

        Happybrush voucher or toothbrush with Zahnzusatzversicherung: Voucher or Happybrush toothbrush

        9.6/10
        • Monthly
        Provider type:
        Insurer
        Cover types:
        Public-liability, Property
        Premium from:
        €2.09
        ReviewCompareSee alternatives

        Licensed in Germany

        KS Auxilia
        Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
        HanseMerkur
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        andsafe
        Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
        ERGO Group Deutschland
        IHK für München und Oberbayern / Vermittlerregister (DIHK, Gemeinsame Stelle nach § 11a Abs. 1 GewO)
        CHECK24
        IHK Frankfurt am Main
        CHECK24
        IHK fuer Muenchen und Oberbayern
        CHECK24
        Handelskammer Hamburg
        Verti
        Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
        kautel Mietkaution
        IHK Köln (insurance broker authorisation under § 34d Abs. 1 GewO)
        die Bayerische
        Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) - Bereich Versicherungen
        die Bayerische
        IHK fuer Muenchen und Oberbayern
        ARAG
        Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
        ROLAND-Rechtsschutz
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        ERGO Group
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        Wuerttembergische Versicherung AG
        Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
        hepster
        IHK zu Rostock (Vermittlerregister)

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        Other countries

        KS Auxilia

        KS Auxilia

        Top pick for Germany

        9.4/10Visit