Updated September 29, 2026 · AssureCue Editorial Team

Top health insurance compared in Germany

34 insurance providers available in Germany, ranked for Germany.

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Top health insurance compared in Germany
#Insurance providerScoreFeaturesKey factsActions
1
HanseMerkur logo
HanseMerkurTop pick
9.3/10
  • Monthly
Premium from:
€3.36
Insurance types:
Auto, Dental, Health, and 2 more
Provider type:
Insurer
ReviewCompareVisit
2
AXA Deutschland logo
AXA Deutschland
9.5/10
    Insurance types:
    Auto, Home, Health, and 2 more
    Provider type:
    Insurer
    ReviewCompareVisit
    3
    AXA logo
    AXA

    AXA MultiCar discount: Save up to 15%

    9.1/10
      Premium from:
      £275
      Insurance types:
      Auto, Home, Renters, and 7 more
      Provider type:
      Insurer
      ReviewCompareVisit
      4
      DA Direkt logo
      DA Direkt

      15% discount on car, e-car and motorcycle insurance: 15% Rabatt

      9.5/10
      • Monthly
      Premium from:
      €6.90
      Insurance types:
      Auto, Motorcycle, Dental, and 3 more
      Provider type:
      Insurer
      ReviewCompareVisit
      5
      ERGO Group Deutschland logo
      ERGO Group Deutschland

      13% start bonus for young people on ERGO Hausratversicherung

      9.4/10
      • Monthly
      Premium from:
      €3.90
      Insurance types:
      Auto, Home, Life, and 5 more
      Provider type:
      Insurer
      ReviewCompareVisit
      6
      CHECK24 logo
      CHECK24
      9.3/10
      • Monthly
      Premium from:
      €0.69
      Insurance types:
      Auto, Home, Life, and 7 more
      Provider type:
      Comparison site
      ReviewCompareVisit
      7
      Getsafe logo
      Getsafe
      9.1/10
      • Expats
      • Seniors
      • Monthly
      Premium from:
      €2.90
      Insurance types:
      Home, Dental, Life, and 4 more
      Provider type:
      Broker
      ReviewCompareVisit
      8
      Ottonova logo
      Ottonova
      8.8/10
      • Expats
      • Monthly
      Premium from:
      €284
      Insurance types:
      Health, Dental
      Provider type:
      Insurer
      ReviewCompareVisit
      9
      die Bayerische logo
      die Bayerische

      Happybrush voucher or toothbrush with Zahnzusatzversicherung: Voucher or Happybrush toothbrush

      9.6/10
      • Monthly
      Premium from:
      €2.09
      Insurance types:
      Auto, Home, Motorcycle, and 7 more
      Provider type:
      Insurer
      ReviewCompareSee alternatives
      10
      ARAG logo
      ARAG

      ARAG Recht und Heim package: 20% discount

      9.4/10
      • Monthly
      Premium from:
      €14.73
      Insurance types:
      Home, Health, Dental, and 3 more
      Provider type:
      Insurer
      ReviewCompareSee alternatives

      Licensed in Germany

      HanseMerkur
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      DA Direkt
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      ERGO Group Deutschland
      IHK für München und Oberbayern / Vermittlerregister (DIHK, Gemeinsame Stelle nach § 11a Abs. 1 GewO)
      CHECK24
      IHK Frankfurt am Main
      CHECK24
      IHK fuer Muenchen und Oberbayern
      CHECK24
      Handelskammer Hamburg
      Getsafe
      Industrie- und Handelskammer Rhein-Neckar
      Ottonova
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      die Bayerische
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin) - Bereich Versicherungen
      die Bayerische
      IHK fuer Muenchen und Oberbayern
      ARAG
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      DFV Deutsche Familienversicherung AG
      Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
      ERGO Group
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      Wuerttembergische Versicherung AG
      Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
      Feather
      Versicherungsvermittlerregister (German insurance intermediary register)
      Verivox
      IHK Rhein-Neckar (Aufsichtsbehörde); Register: DIHK e.V. / Vermittlerregister, insurance broker under § 34d Abs. 1 Nr. 2 GewO, Verivox Versicherungsvergleich GmbH
      Verivox
      IHK Rhein-Neckar (Aufsichtsbehörde); Register: DIHK e.V. / Vermittlerregister, insurance broker under § 34d Abs. 1 Nr. 2 GewO, Verivox GmbH
      Verivox
      IHK Rhein-Neckar (Aufsichtsbehörde); Register: DIHK e.V. / Vermittlerregister, insurance broker under § 34d Abs. 1 Nr. 2 GewO, Verivox Finanzvergleich GmbH
      Genki
      IHK Köln (Cologne Chamber of Commerce and Industry), DIHK Agent Register
      Clark
      IHK Frankfurt am Main

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      Other countries

      HanseMerkur

      HanseMerkur

      Top pick for Germany

      9.3/10Visit