Updated September 29, 2026 · AssureCue Editorial Team
Top health insurance compared
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| # | Insurance provider | Score | Key facts | Actions |
|---|---|---|---|---|
| 51 |  Linea Directa Pay 40% less on Home Insurance, guaranteed | 9.4/10 |
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| 52 | MÜNCHENER VEREIN Versicherungsgruppe | 9.4/10 |
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| 53 |  Mutual of Omaha | 9.4/10 |
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| 54 |  Nationale-Nederlanden life insurance 20% discount on Woonverzekering (home insurance) | 9.4/10 |
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| 55 |  OP Financial Group | 9.4/10 |
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| 56 |  Seven Corners | 9.4/10 |
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| 57 | Singlife PH | 9.4/10 |
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| 58 |  State Farm Bundle auto and renters insurance: up to $900 average annual household savings | 9.4/10 |
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| 59 | Aetna CVS ExtraCare Plus membership included in every Aetna Dental Direct plan: $10 monthly reward | 9.3/10 |
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| 60 |  American Family | 9.3/10 |
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About Top health insurance compared
Health cover varies more in shape than in headline price. Some brands here act as brokers, placing cover with insurers they do not own, while others run comparison sites that put several policies side by side. A third distinction is who the product is built for: general books sit next to plans aimed at older customers. Cost is the loudest signal, and it is a wide one. The median starting premium in this category is €9.33, the lowest entry point recorded is €0 and the highest is €1,000. That spread is why price alone cannot carry the order. Payment structure matters just as much, since most brands here let the premium run monthly while a smaller share do not, and paying monthly changes cash flow rather than total cost. Support reach decides how a claim feels in practice, so the contact routes behind each brand are weighed alongside the numbers. The trade-off readers are weighing is simple: the cheapest way in against the account that is easiest to run and to claim on. All 205 brands in this ranking sell health cover, and what follows sets out where each one sits on that trade-off.
How we picked
Three signals carry the weight of this ranking. Trust is the heaviest at 40%, and it rewards a named legal entity, a stated place of operation, a clear entity kind and contact routes a customer can actually use. Cost carries 35% and reads the starting premium each brand publishes against the rest of the market, so a low entry point counts for something without settling the order on its own. The offer weighs 25%, covering how many lines of business a brand sells, the audience it designs for and whether monthly payment is available. Details come from each brand's own product pages, legal notices, terms pages and support pages, with product pages treated as the strongest source for prices and cover terms, legal and about pages supplying the legal entity and founding date, and support pages supplying the contact routes. Partners are listed ahead of score order, which is why the entries at the top are partners, and each brand keeps the label its score produces. Health cover is required for a place here, and 95.6% of brands in this category sell it. Nothing is scored on a claim that is not published.
How we rankWhat to look for
- Start price
- The published entry point is the quickest signal. In this category the median starting premium is €9.33, the lowest recorded entry point is €0 and the highest is €1,000. Read it as an opening figure rather than a promise, since it says nothing about what renewal costs.
- Who holds the policy
- 40.6% of brands in this category are insurers, 32.7% are brokers and 25.2% are comparison sites. An insurer carries the risk, a broker places it and a comparison site presents the options, so the contract you sign and the person who answers a claim differ from one entry to the next.
- Monthly payment
- 91% of brands in this category allow monthly payment and 9% do not, and 100% of them set the policy on a monthly model. Health cover costs money across a year, so spreading the premium changes the cash flow and the affordability rather than the total.
- Support reach
- A claim runs through people rather than forms. 88.6% of brands in this category list a phone line, 76.7% list email, 72% list a help centre and 40.9% offer live chat. Check that the route you would rather use is listed before you commit.
- Cover beyond health
- Health rarely stands alone. 63.4% of brands in this category also sell life cover, 65.4% motor cover and 58.5% travel cover, with 22% adding dental and 24.9% income protection. Extra lines make renewal easier to keep in one place.
- Who the product suits
- Some books are built for a defined group. 59% of brands in this category target older customers and 54.2% serve expatriates. A plan designed around one group can price well inside it and cost more outside it, so check who the cover was written for.
Frequently asked questions
Do these brands sell car insurance as well as health cover?+
This ranking is scored on health cover only. Motor policies appear as a side benefit: 65.4% of brands in this category also sell car cover, and a comparison site such as ComparaJa or a broad broker such as Good Sam Insurance Agency can quote health and motor in the same place. Judge the entry on the health terms, then use the wider book to cut the number of policies you manage.
What does health insurance cost here?+
The median starting premium across this category is €9.33, the lowest recorded entry point is €0 and the highest is €1,000. A starting premium is the cheapest way in, not the yearly cost of the cover, so treat it as an opening figure and check the terms of the plan you are actually quoted.
Is travel insurance available from the same brands?+
Yes, for several of them. 58.5% of brands in this category list travel cover, and Good Sam Insurance Agency, Find Forsikring DK and LeLynx.fr all name it among their lines. Others lean the other way: bonus.ch lists auto, home, life, health, travel, pet and motorcycle, while GoHealth LLC keeps health as its single book. Lines beyond health make renewal easier to handle in one place.
Can I pay the health premium monthly?+
Mostly. 91% of brands in this category allow monthly payment, and 100% of them set the policy on a monthly model, so the premium is spread across the year rather than settled in one sum. Among the members listed here, iMoney is marked no for monthly payments, so its premium structure works differently from the rest of the field.
What about life, pet and home insurance on the same page?+
Life cover sits alongside health for 63.4% of brands in this category, home and renters for 63.4%, and pet cover for 34.6%. Motor and travel also appear often. Health remains the requirement for a place in this ranking, so read the other lines as convenience, not as the basis on which the order was set.
Who sits behind these brands and who answers a claim?+
Every member here names a legal entity, such as Oney Servicios Financieros E.F.C., S.A.U for Oney Préstamos ES, bonus.ch SA for bonus.ch and Findforsikring ApS for Find Forsikring DK. The entity kind tells you who you are contracting with: 40.6% of brands in this category are insurers, 32.7% are brokers and 25.2% are comparison sites, and the route for a claim differs with it.
Top health insurance compared by country
Related by the facts
- HanseMerkur Reiseversicherung AT, also regulated by Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Auto
- Insurance providers available in Germany
- KS Auxilia, also regulated by Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin)
- Insurance providers with Travel
- Insurance providers available in United States
Reviews
The data behind this ranking
| Metric | Value | Sample |
|---|---|---|
| Median premium from | 9.33 EUR | 104 |
| Lower quartile premium from | 3.9 EUR | 104 |
| Upper quartile premium from | 38.22 EUR | 104 |
| Lowest premium from | 0 EUR | 104 |
| Highest premium from | 1,000 EUR | 104 |
| Insurance types: auto | 65.4 % | 205 |
| Insurance types: home | 63.4 % | 205 |
| Insurance types: renters | 15.6 % | 205 |
| Insurance types: life | 63.4 % | 205 |
| Insurance types: health | 95.6 % | 205 |
| Insurance types: travel | 58.5 % | 205 |
| Insurance types: pet | 34.6 % | 205 |
| Insurance types: motorcycle | 32.7 % | 205 |
| Insurance types: van | 5.9 % | 205 |
| Insurance types: breakdown | 9.8 % | 205 |
