Viriyah Insurance review

Viriyah Insurance sells auto, home and motorcycle. It trades as an insurer rather than a broker: insurer. That means cover is underwritten by the named company itself rather than passed to a reseller, and its head office is in Thailand.

Starting premiums run at THB 543. Ranked on that measure, Viriyah sits at 159 of 252 brands, with €8.37 as the site median. Your own quote will move with the vehicle, the property and the cover level you pick.

The stated excess on motor cover starts at THB 0, which is the bottom of the range. On the plans that carry it, a motor claim can be settled without putting money in first.

Claims can be made through phone, branch and agent. The phone line is the quickest route for most people, while the branch and agent options suit anyone who would rather discuss a claim face to face than describe it down a phone.

Viriyah Insurance has been writing business since 1947, with headquarters in Thailand. It is a long established local insurer, so the contract and the claims all sit with a named company rather than an intermediary.

The travel plan covers ages 1 month - 85 years, and the audience it is aimed at is seniors. Medical expenses on the V-Sure plan are listed as Travel medical expenses up to 5,000,000 THB (V-Sure plan), so compare that figure with treatment costs in the country you are visiting.

Support runs on phone and help centre, meaning a phone line and a help centre. Online chat and email are not among the listed channels, so anyone who prefers written answers may need to pick up the phone instead.

Good Sam Insurance Agency lists auto, home and renters, a wider set than Viriyah's auto, home and motorcycle. If you need pet, renters or life cover next to your motor policy, Good Sam carries more of those lines.