Updated October 9, 2026 · AssureCue Editorial Team
Top professional indemnity and liability insurance compared in the United States
10 insurance providers available in the United States, ranked for the United States.
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| # | Insurance provider | Score | Key facts | Actions |
|---|---|---|---|---|
| 1 |  ERGO NEXTTop pick | 9.1/10 |
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| 2 |  Liberty Mutual Bundle auto and home insurance online: over $950 average annual savings | 9.4/10 |
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| 3 | Chubb | 9.3/10 |
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| 4 |  Insureon | 9.2/10 |
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| 5 |  Mutual Life Africa | 9.2/10 |
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| 6 | Zensurance | 9.0/10 |
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| 7 |  CoverHound Auto and Renters bundle discount: Save up to 15% when they bundle their Auto and Renters policies | 8.7/10 |
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| 8 |  Gowrie Group | 8.6/10 |
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| 9 | Lokky Lokky is an independent Italian insurance intermediary offering customisable online professional liability policies for small businesses, professionals and freelancers. | Not rated | ReviewCompareSee alternatives | |
| 10 | Insify NL Online insurance provider where self-employed people and businesses can put together their own disability (AOV) or liability insurance, take it out online and cancel daily. | Not rated | ReviewCompareSee alternatives |
Licensed in the United States
- Liberty Mutual
- NAIC
- Liberty Mutual
- Iowa (state insurance licence)
- Liberty Mutual
- California (state insurance licence)
- CoverHound
- California Department of Insurance (DBA CoverHound Insurance Solutions)
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