Updated September 29, 2026 · AssureCue Editorial Team
CORGI HomePlan vs Home Emergency Assist
CORGI HomePlan vs Home Emergency Assist: the differences
| Compare |  CORGI HomePlan |  Home Emergency Assist |
|---|---|---|
| Premium from | £17 | £2.36Lower |
| Insurance types | Home emergency | Home emergency, GadgetCovers more |
| Cover limit | 2000 GBP per claim | Up to £3,000 |
| Claims channels | Phone | Phone, OnlineCovers more |
| Age range | Not confirmed | Boilers up to 15 years, appliances under 10 |
Same on both: Provider type (Broker), Monthly payments (Yes), Excess from (£0).
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Key differences
- Home Emergency Assist scores higher overall: 9.0 vs 8.7.
- CORGI HomePlan is licensed in 1 more country.
- Premium from is lower at Home Emergency Assist: £2.36 vs £17.
- Insurance types: only Home Emergency Assist offers Gadget.
- Claims channels: only Home Emergency Assist offers Online.
- Support channels: only CORGI HomePlan offers Help centre.
- Support channels: only Home Emergency Assist offers Email, Chat.
Our verdict on each
CORGI HomePlan
CORGI HomePlan suits households seeking focused home emergency protection with monthly payments and phone based claims handling through a broker arrangement in Britain. Premiums start at £17 with cover of 2000 GBP per claim and excess at £0 for straightforward budgeting alongside help centre support.
Home Emergency Assist
Home Emergency Assist suits people comparing low entry home emergency help alongside gadget cover with billing on monthly through a broker setup. Premium of £2.36 pairs with cover of Up to £3,000 with excess of £0 while claims run through phone and online and support through email, chat and phone.
Score breakdown
| Area | CORGI HomePlan | Home Emergency Assist |
|---|---|---|
| Cost | 9.1Premiums start at £17 with monthly payments available. | 9.4HigherEntry pricing shown by premium of £2.36 alongside excess of £0. |
| Offer | 8.3Focused home emergency cover of 2000 GBP per claim with excess at £0. | 8.8HigherFocused scope spanning home emergency and gadget with monthly structure on monthly. |
| Trust | 8.7Broker model disclosed as broker with regulated licences held. | 8.8HigherBroker arrangement shown as broker with licence 584710. |
Positions in our rankings
| Ranking | CORGI HomePlan | Home Emergency Assist |
|---|---|---|
| Home emergency cover | 10 of 11 | 6 of 11 |
Licences and countries
| Country | CORGI HomePlan | Home Emergency Assist |
|---|---|---|
| United Kingdom | Financial Conduct Authority 824122 | Financial Conduct Authority 584710 |
| Guernsey | Not confirmed |
Available in 1 country for both.
If neither fits
Scottish Friendly has premium from at £0.23, against £17 for CORGI HomePlan and £2.36 for Home Emergency Assist.
Scottish Friendly reviewWhere these facts come from
CORGI HomePlan
- corgihomeplan.co.uk: 12 facts, checked September 29, 2026
Home Emergency Assist
- homeemergencyassist.com: 12 facts, checked September 29, 2026
Every fact side by side
| Fact | CORGI HomePlan | Home Emergency Assist |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | HTG Home Services Limited | Home Emergency Assist Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 2011 | Not confirmed |
| Support channels | Phone, Help centre | Email, Chat, Phone |
Where each stands against the rest
| Fact | CORGI HomePlan | Home Emergency Assist | Median |
|---|---|---|---|
| Premium from | £17above the median | £2.36lowest quarter | £7.95 |
| Excess from | £0below the median | £0below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
CORGI HomePlan
Pros
- Premiums start at £17 with monthly payments available for budgeting
- Cover of 2000 GBP per claim with excess at £0 keeps claim costs clear
- Claims handling through phone with support through phone and help centre
Cons
- Claims run on phone only, so readers wanting online claims will find choice limited
- Support runs on phone and help centre only, so readers wanting email or chat will need another route
- Cover centres on home emergency, so readers wanting wider household cover will need to look elsewhere
Home Emergency Assist
Pros
- Premium of £2.36 keeps entry cost modest for home emergency comparison.
- Cover of Up to £3,000 with excess of £0 leaves free excess on valid call outs.
- Claims through phone and online and support through email, chat and phone keep phone contact open.
Cons
- Age rules of Boilers up to 15 years, appliances under 10 limit eligibility where kit is older.
- Operates as broker so cover is arranged rather than carried directly.
Who each suits
CORGI HomePlan
Who it suits
- Households wanting monthly home emergency cover rather than Hiscox, with premiums at £17
- Boiler cover shoppers wanting clear per claim limits rather than Allianz Malaysia, with cover at 2000 GBP per claim
- Phone led customers wanting help centre backup rather than Barmenia, with support through phone and help centre
Who should look elsewhere
- Readers wanting online claims rather than Hiscox, since claims run on phone
- Readers wanting broad household cover rather than Allianz Malaysia, since cover centres on home emergency
- Readers wanting email or chat support rather than Barmenia, since support runs on phone and help centre
Home Emergency Assist
Who it suits
- Renters and owners seeking low entry call out help for sudden faults.
- Households that also want gadget cover beside home emergency.
Who should look elsewhere
- Shoppers wanting Hiscox pricing at premium of $29.16 rather than this entry point.
- Shoppers wanting Allianz Malaysia breadth across auto, motorcycle and home rather than a narrow home emergency focus.
Country by country
| Country | CORGI HomePlan | Home Emergency Assist |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
CORGI HomePlan
How much does CORGI HomePlan cost?+
Premiums start at £17. Cover is offered on a monthly model under monthly, and monthly payments are available, which helps spread household budgeting across the year without paying annually in advance.
What is the claims limit?+
Cover is set at 2000 GBP per claim. That stated cap applies per claim, so readers should check policy documents for claim frequency rules, included emergencies and any exclusions before arranging cover for boiler or heating faults.
Home Emergency Assist
What does entry cover cost?+
Premium of £2.36 is the listed entry point for home emergency shoppers. Monthly payments are noted as yes, and billing follows monthly, which helps spread cost across the year rather than in a single payment.
How much can be claimed per emergency?+
Cover of Up to £3,000 applies to home emergency events, with excess of £0 on valid claims. That structure means eligible call out, parts and labour fall within the stated limit, subject to policy terms and exclusions.