Updated September 29, 2026 · AssureCue Editorial Team
CORGI HomePlan vs Hometree
What sets them apart
| Compare |  CORGI HomePlan | Hometree ReviewSee alternativesSee alternatives |
|---|---|---|
| Premium from | £17 | £12.95Lower |
| Insurance types | Home emergency | Home emergency, LandlordCovers more |
| Cover limit | 2000 GBP per claim | no set repair limit |
| Claims channels | Phone | Online, PhoneCovers more |
Same on both: Provider type (Broker), Monthly payments (Yes), Excess from (£0).
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Key differences
- Hometree scores higher overall: 8.9 vs 8.7.
- CORGI HomePlan is licensed in 1 more country.
- Premium from is lower at Hometree: £12.95 vs £17.
- Insurance types: only Hometree offers Landlord.
- Claims channels: only Hometree offers Online.
- Support channels: only CORGI HomePlan offers Help centre.
- Support channels: only Hometree offers Email, Chat.
Our verdict on each
CORGI HomePlan
CORGI HomePlan suits households seeking focused home emergency protection with monthly payments and phone based claims handling through a broker arrangement in Britain. Premiums start at £17 with cover of 2000 GBP per claim and excess at £0 for straightforward budgeting alongside help centre support.
Hometree
Hometree suits homeowners and landlords seeking home emergency cover with monthly payments and claims support by online and phone. Premiums start at £12.95 with no set repair limit and excess of £0, while operating as broker under Financial Conduct Authority authorisation.
Score breakdown
| Area | CORGI HomePlan | Hometree |
|---|---|---|
| Cost | 9.1Premiums start at £17 with monthly payments available. | 9.1Premiums start at £12.95 with excess of £0 on monthly terms. |
| Offer | 8.3Focused home emergency cover of 2000 GBP per claim with excess at £0. | 8.8HigherCovers home emergency and landlord with no set repair limit and billing via monthly. |
| Trust | 8.7Broker model disclosed as broker with regulated licences held. | 8.8HigherBroker broker run by Hometree Services Limited under Financial Conduct Authority authorisation 935444. |
Where each is licensed and available
| Country | CORGI HomePlan | Hometree |
|---|---|---|
| United Kingdom | Financial Conduct Authority 824122 | Financial Conduct Authority 935444 |
| Guernsey | Not confirmed |
Available in 1 country for both.
Also worth a look
AA Breakdown has premium from at £5.49, against £17 for CORGI HomePlan and £12.95 for Hometree.
AA Breakdown reviewSources behind this comparison
CORGI HomePlan
- corgihomeplan.co.uk: 12 facts, checked September 29, 2026
Hometree
- hometree.co.uk: 11 facts, checked September 29, 2026
How they place
| Ranking | CORGI HomePlan | Hometree |
|---|---|---|
| Home emergency cover | 10 of 11 | 8 of 11 |
Every fact side by side
| Fact | CORGI HomePlan | Hometree |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | HTG Home Services Limited | Hometree Services Limited |
| Headquarters | United Kingdom | United Kingdom |
| Founded | 2011 | Not confirmed |
| Support channels | Phone, Help centre | Email, Chat, Phone |
Where each stands against the rest
| Fact | CORGI HomePlan | Hometree | Median |
|---|---|---|---|
| Premium from | £17above the median | £12.95above the median | £7.95 |
| Excess from | £0below the median | £0below the median | £25 |
Median across 51 listed insurance providers.
Pros and cons
CORGI HomePlan
Pros
- Premiums start at £17 with monthly payments available for budgeting
- Cover of 2000 GBP per claim with excess at £0 keeps claim costs clear
- Claims handling through phone with support through phone and help centre
Cons
- Claims run on phone only, so readers wanting online claims will find choice limited
- Support runs on phone and help centre only, so readers wanting email or chat will need another route
- Cover centres on home emergency, so readers wanting wider household cover will need to look elsewhere
Hometree
Pros
- Premiums start at £12.95 with billing via monthly
- Repairs carry no set repair limit with excess of £0
- Support across email, chat and phone with claims via online and phone
Cons
- Range centres on home emergency and landlord so wider home needs may sit elsewhere
- Operates as broker rather than as direct insurer broker
- Support is limited to email, chat and phone without additional routes email, chat and phone
Who each suits
CORGI HomePlan
Who it suits
- Households wanting monthly home emergency cover rather than Hiscox, with premiums at £17
- Boiler cover shoppers wanting clear per claim limits rather than Allianz Malaysia, with cover at 2000 GBP per claim
- Phone led customers wanting help centre backup rather than Barmenia, with support through phone and help centre
Who should look elsewhere
- Readers wanting online claims rather than Hiscox, since claims run on phone
- Readers wanting broad household cover rather than Allianz Malaysia, since cover centres on home emergency
- Readers wanting email or chat support rather than Barmenia, since support runs on phone and help centre
Hometree
Who it suits
- Consider Hometree ahead of Hiscox when you want home emergency focus at £12.95 rather than $29.16
- Consider Hometree ahead of andsafe when you want home emergency and landlord with claims via online and phone
Who should look elsewhere
- Look at die Bayerische instead when starting premiums matter, with €2.09 against £12.95
Country by country
| Country | CORGI HomePlan | Hometree |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
CORGI HomePlan
How much does CORGI HomePlan cost?+
Premiums start at £17. Cover is offered on a monthly model under monthly, and monthly payments are available, which helps spread household budgeting across the year without paying annually in advance.
What is the claims limit?+
Cover is set at 2000 GBP per claim. That stated cap applies per claim, so readers should check policy documents for claim frequency rules, included emergencies and any exclusions before arranging cover for boiler or heating faults.
Hometree
What cover does Hometree offer?+
Hometree focuses on home emergency and landlord for households and rented homes. Repairs are described as no set repair limit, which helps you gauge claim scope. Check plan terms for inclusions and exclusions before purchase.
How much does Hometree cost?+
Premiums start at £12.95 for eligible plans, with billing structured around monthly. Call out excess is set at £0, keeping claim costs predictable. Monthly payments are available for spreading costs.