Hometree review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Hometree suits homeowners and landlords seeking home emergency cover with monthly payments and claims support by online and phone. Premiums start at £12.95 with no set repair limit and excess of £0, while operating as broker under Financial Conduct Authority authorisation.

Key facts

Best for
Home emergency cover with monthly payments and phone claims help
Premium from
£12.95 (Source, checked September 29, 2026)
Insurance types
Home-emergency, Landlord (Source, checked September 29, 2026)
Provider type
Broker (Source, checked September 29, 2026)
Monthly payments
Yes (Source, checked September 29, 2026)
Excess from
£0 (Source, checked September 29, 2026)
Cover limit
no set repair limit (Source, checked September 29, 2026)
Claims channels
Online, Phone (Source, checked September 29, 2026)
Legal entity
Hometree Services Limited (Source, checked September 29, 2026)
Headquarters
United Kingdom (Source, checked September 29, 2026)
Support channels
Email, Chat, Phone (Source, checked September 29, 2026)
Pricing model
Monthly
Official website
hometree.co.uk

Apps and profiles

Elsewhere
TrustpilotLinkedInXinstagram.com

Pros and cons

Pros

  • Premiums start at £12.95 with billing via monthly
  • Repairs carry no set repair limit with excess of £0
  • Support across email, chat and phone with claims via online and phone

Cons

  • Range centres on home emergency and landlord so wider home needs may sit elsewhere
  • Operates as broker rather than as direct insurer broker
  • Support is limited to email, chat and phone without additional routes email, chat and phone

Ready to try Hometree?

Scored 8.9 / 10 by AssureCue.

See alternatives

Who it suits

  • Consider Hometree ahead of Hiscox when you want home emergency focus at £12.95 rather than $29.16
  • Consider Hometree ahead of andsafe when you want home emergency and landlord with claims via online and phone

Who should look elsewhere

  • Look at die Bayerische instead when starting premiums matter, with €2.09 against £12.95

How Hometree compares

Where Hometree is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (935444), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What cover does Hometree offer?+

Hometree focuses on home emergency and landlord for households and rented homes. Repairs are described as no set repair limit, which helps you gauge claim scope. Check plan terms for inclusions and exclusions before purchase.

How much does Hometree cost?+

Premiums start at £12.95 for eligible plans, with billing structured around monthly. Call out excess is set at £0, keeping claim costs predictable. Monthly payments are available for spreading costs.

Can you pay monthly for Hometree?+

Plans use billing via monthly to spread costs across the year. Monthly payments are available, which suits budgeting for boiler and emergency cover. Check your plan schedule for payment dates and plan length.

How do claims and support work?+

Claims can be made through online and phone, giving you online and phone routes when issues arise. General help is available across email, chat and phone. Keep policy details ready when contacting the team.

Is Hometree regulated?+

Hometree Services Limited operates as broker under Financial Conduct Authority authorisation 935444. The operating company is Hometree Services Limited. This structure means cover is arranged under regulated broking activity.

Where is Hometree available?+

The company base is listed as GB, with the operating company named as Hometree Services Limited. Cover focuses on home emergency and landlord for customers seeking boiler and rental property help. Confirm eligibility for your address during quote.

Sources

Compiled from 8 source pages, checked September 29, 2026. We did not open an account.

Hometree

Home emergency cover with monthly payments and phone claims help

8.9/10See alternatives

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