Updated September 29, 2026 · AssureCue Editorial Team
Coverbaloo Home Emergency vs Domestic Appliance Guard
Coverbaloo Home Emergency vs Domestic Appliance Guard: the differences
| Compare | Coverbaloo Home Emergency ReviewSee alternativesSee alternatives |  Domestic Appliance Guard |
|---|---|---|
| Premium from | £6.50 | £2.75Lower |
| Insurance types | Home, Home emergency, Travel | Home emergency, Home warranty, Landlord |
| Provider type | Broker | Insurer |
| Excess from | £0 to £45Lower | £150 |
| Cover limit | £1,000 or £3,000 per year | GBP 1000 per claim |
| Claims channels | Email, Phone | Online, Phone |
Same on both: Monthly payments (Yes).
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Key differences
- Domestic Appliance Guard scores higher overall: 9.2 vs 9.0.
- Premium from is lower at Domestic Appliance Guard: £2.75 vs £6.50.
- Excess from is lower at Coverbaloo Home Emergency: £0 to £45 vs £150.
- Insurance types: only Coverbaloo Home Emergency offers Home, Travel.
- Insurance types: only Domestic Appliance Guard offers Home warranty, Landlord.
- Claims channels: only Coverbaloo Home Emergency offers Email.
- Claims channels: only Domestic Appliance Guard offers Online.
- Support channels: only Coverbaloo Home Emergency offers Help centre.
- Support channels: only Domestic Appliance Guard offers Chat.
Our verdict on each
Coverbaloo Home Emergency
Coverbaloo Home Emergency suits renters and owners seeking monthly home emergency protection with phone claims support, with premium starting at £6.50 alongside cover up to £1,000 or £3,000 per year per year. Monthly payments are available, while excess terms vary by plan within £0 to £45, so check plan details before purchase.
Domestic Appliance Guard
Domestic Appliance Guard suits households and landlords seeking focused home emergency, home warranty and landlord protection with clear claim caps. Premiums are listed as £2.75 alongside cover at GBP 1000 per claim, while monthly payments help you spread the cost across the year.
Score breakdown
| Area | Coverbaloo Home Emergency | Domestic Appliance Guard |
|---|---|---|
| Cost | 9.2HigherPremium starts at £6.50 with monthly payments spreading cost across the year | 9.0Premiums are listed as £2.75 with monthly payments offered. |
| Offer | 8.9Covers home emergency risks within home, home emergency and travel with yearly limits of £1,000 or £3,000 per year and claims via email and phone | 8.9Range covers home emergency, home warranty and landlord with cover at GBP 1000 per claim. |
| Trust | 8.8Acts as broker in GB under Financial Conduct Authority licence 517325 | 9.6HigherSupport is available through chat, email and phone for account queries. |
Where each is licensed and available
| Country | Coverbaloo Home Emergency | Domestic Appliance Guard |
|---|---|---|
| United Kingdom | Financial Conduct Authority 517325 | Not confirmed |
Available in 1 country for both.
Where they rank in our lists
| Ranking | Coverbaloo Home Emergency | Domestic Appliance Guard |
|---|---|---|
| Home insurance | 178 of 272 | 111 of 272 |
| Home emergency cover | 5 of 11 | 3 of 11 |
Feature by feature
| Insurance types | Coverbaloo Home Emergency | Domestic Appliance Guard |
|---|---|---|
| Home | Yes | No |
| Travel | Yes | No |
| Landlord | No | Yes |
| Home emergency | Yes | Yes |
| Home warranty | No | Yes |
Pick Coverbaloo Home Emergency if, pick Domestic Appliance Guard if
Pick Coverbaloo Home Emergency if excess from matter most.
Pick Domestic Appliance Guard if trust and premium from matter most.
Every fact side by side
| Fact | Coverbaloo Home Emergency | Domestic Appliance Guard |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | coverbaloo Ltd | Domestic Appliance Guard Ltd |
| Headquarters | United Kingdom | United Kingdom |
| Support channels | Email, Help centre, Phone | Chat, Email, Phone |
Where each stands against the rest
| Fact | Coverbaloo Home Emergency | Domestic Appliance Guard | Median |
|---|---|---|---|
| Premium from | £6.50below the median | £2.75lowest quarter | £7.95 |
| Excess from | £0 to £45below the median | £150highest quarter | £25 |
Median across 51 listed insurance providers.
Pros and cons
Coverbaloo Home Emergency
Pros
- Premiums start at £6.50 with monthly billing and Monthly payments available
- Yearly cover of £1,000 or £3,000 per year for approved home emergencies
- Claims via email and phone with support through email, help centre and phone
Cons
- Excess varies within £0 to £45, so some plans add upfront cost at claim
- Cover focus stays within home, home emergency and travel, which limits relevance beyond home related needs
Domestic Appliance Guard
Pros
- Covers home emergency, home warranty and landlord, giving focused protection for emergencies and appliances.
- Premiums are listed as £2.75, which is easy to compare against Hiscox.
- Monthly payments are offered, helping you spread the cost through the year.
Cons
- Excess applies from £150, which adds upfront cost at claim time for you.
- Cover sits at GBP 1000 per claim, which may limit larger appliance repairs for you.
- Cover focuses on home emergency, home warranty and landlord, so broader home cover needs another provider.
Who each suits
Coverbaloo Home Emergency
Who it suits
- Occupants seeking monthly home emergency cover with phone claims via email and phone, rather than Hiscox where premium starts at $29.16
- Households comparing low entry premium at £6.50 against andsafe at €3.63 for emergency protection
Who should look elsewhere
- Travellers seeking broad travel cover rather than home emergency focus within home, home emergency and travel, where die Bayerische may fit with premium from €2.09
Domestic Appliance Guard
Who it suits
- Households wanting appliance focused cover through home emergency, home warranty and landlord rather than broad home cover.
- Landlords wanting rented property support where cover sits at GBP 1000 per claim.
- Budget planners wanting monthly payments with premiums listed as £2.75.
Who should look elsewhere
- Shoppers wanting full buildings cover should consider Hiscox as Domestic Appliance Guard focuses on home emergency, home warranty and landlord.
- Shoppers wanting a European provider should consider andsafe as Domestic Appliance Guard is based in the United Kingdom.
- Shoppers wanting low excess should consider die Bayerische as excess applies from £150 here.
Country by country
| Country | Coverbaloo Home Emergency | Domestic Appliance Guard |
|---|---|---|
| United Kingdom | Yes | Yes |
Questions about each
Coverbaloo Home Emergency
How much does Coverbaloo Home Emergency cost?+
Premium starts at £6.50 for home emergency cover. Plans use monthly billing, and Monthly payments are available to spread cost through the year. Final pricing depends on the selected cover limit and excess, so review the quote summary before purchase.
What cover limit applies?+
Cover limits are £1,000 or £3,000 per year per year depending on the chosen plan. The limit caps the amount payable for approved emergency repairs during the policy year. Check what counts as an emergency, plus any per claim restrictions, in the policy wording before purchase.
Domestic Appliance Guard
What types of cover does Domestic Appliance Guard offer+
Domestic Appliance Guard focuses on home emergency, home warranty and landlord. That focus suits you if you want emergency help, appliance protection or landlord related cover rather than a full buildings and contents policy across many risks.
How much can be claimed for an appliance+
Cover sits at GBP 1000 per claim. You should check that cap against the likely cost of parts and labour for your appliances, as any amount above the stated cap would remain your responsibility after a claim is settled.