Coverbaloo Home Emergency review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Coverbaloo Home Emergency suits renters and owners seeking monthly home emergency protection with phone claims support, with premium starting at £6.50 alongside cover up to £1,000 or £3,000 per year per year. Monthly payments are available, while excess terms vary by plan within £0 to £45, so check plan details before purchase.

Key facts

Best for
Monthly home emergency cover with phone claims support
Premium from
£6.50 (Source, checked September 29, 2026)
Insurance types
Home, Home-emergency, Travel (Source, checked September 29, 2026)
Provider type
Broker (Source, checked September 29, 2026)
Monthly payments
Yes (Source, checked September 29, 2026)
Excess from
£0 to £45 (Source, checked September 29, 2026)
Cover limit
£1,000 or £3,000 per year (Source, checked September 29, 2026)
Claims channels
Email, Phone (Source, checked September 29, 2026)
Legal entity
coverbaloo Ltd (Source, checked September 29, 2026)
Headquarters
United Kingdom (Source, checked September 29, 2026)
Support channels
Email, Help-centre, Phone (Source, checked September 29, 2026)
Pricing model
Monthly
Official website
coverbaloo.co.uk

Apps and profiles

Elsewhere
TrustpilotLinkedInXfacebook.com

Pros and cons

Pros

  • Premiums start at £6.50 with monthly billing and Monthly payments available
  • Yearly cover of £1,000 or £3,000 per year for approved home emergencies
  • Claims via email and phone with support through email, help centre and phone

Cons

  • Excess varies within £0 to £45, so some plans add upfront cost at claim
  • Cover focus stays within home, home emergency and travel, which limits relevance beyond home related needs

Ready to try Coverbaloo Home Emergency?

Scored 9.0 / 10 by AssureCue.

See alternatives

Who it suits

  • Occupants seeking monthly home emergency cover with phone claims via email and phone, rather than Hiscox where premium starts at $29.16
  • Households comparing low entry premium at £6.50 against andsafe at €3.63 for emergency protection

Who should look elsewhere

  • Travellers seeking broad travel cover rather than home emergency focus within home, home emergency and travel, where die Bayerische may fit with premium from €2.09

Safety and regulation

Coverbaloo Ltd operates as broker in the home emergency market. Oversight comes from the Financial Conduct Authority under licence 517325. A broker arranges cover rather than underwriting it directly, so policy terms and claims handling sit with the insurer behind each plan. Check policy documents for underwriter details and service standards before purchase.

How Coverbaloo Home Emergency compares

Where Coverbaloo Home Emergency is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (517325), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

How much does Coverbaloo Home Emergency cost?+

Premium starts at £6.50 for home emergency cover. Plans use monthly billing, and Monthly payments are available to spread cost through the year. Final pricing depends on the selected cover limit and excess, so review the quote summary before purchase.

What cover limit applies?+

Cover limits are £1,000 or £3,000 per year per year depending on the chosen plan. The limit caps the amount payable for approved emergency repairs during the policy year. Check what counts as an emergency, plus any per claim restrictions, in the policy wording before purchase.

Is there an excess to pay on claims?+

Excess terms sit within £0 to £45 depending on plan choice. You pay the stated excess when an approved claim proceeds, with the remaining repair cost handled under the cover limit. Compare excess levels alongside premium and limits to judge likely outlay at claim time.

Can you pay monthly?+

Yes, Monthly payments are available, and plans use monthly structure. Paying monthly helps spread the annual cost rather than paying the full amount upfront. Confirm whether instalment terms add fees and whether cover continues if a payment is missed.

How do you make a claim?+

Claims can be made through email and phone. Phone access suits urgent home emergencies where prompt contact matters, while email provides a written route for details and follow up. Keep policy details ready and report issues promptly to support assessment and engineer dispatch.

Is Coverbaloo regulated and how do you contact them?+

Coverbaloo Ltd acts as broker and holds Financial Conduct Authority authorisation under 517325. Support is available via email, help centre and phone. For reassurance, verify the licence entry on the regulator register and read policy documents before purchase.

Sources

  • coverbaloo.co.uk checked September 29, 2026

    Backs: Insurance types

    “We provide comprehensive buildings, contents, travel, and home emergency cover - Home Insurance, Home Emergency Cover, Travel Insurance”

  • coverbaloo.co.uk/claim checked September 29, 2026

    Backs: Claims channels

    “best way to notify us of a claim is to call the claims phone number, but you may also write to or email the claims handler”

  • coverbaloo.co.uk/contact checked September 29, 2026

    Backs: Provider type, Headquarters, Legal entity, Support channels, Licences

    “coverbaloo Ltd is an appointed representative of Cavere Ltd”

  • coverbaloo.co.uk/insurance-product/home-emergency-cover checked September 29, 2026

    Backs: Cover limit, Excess from, Pricing model, Monthly payments, Premium from

    “Home Emergency Cover - you can make up to 3 claims per year up to a total value of £1,000 or £3,000 per year”

Compiled from 4 source pages, checked September 29, 2026. We did not open an account.

Coverbaloo Home Emergency

Monthly home emergency cover with phone claims support

9.0/10See alternatives

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