Updated September 29, 2026 · AssureCue Editorial Team
Dextra Rechtsschutz vs Select & Protect
Where Dextra Rechtsschutz and Select & Protect differ
| Compare |  Dextra Rechtsschutz |  Select & Protect |
|---|---|---|
| Insurance types | Legal expenses | Travel, Pet, Home, Home emergency, Legal expensesCovers more |
| Provider type | Insurer | Broker |
| Monthly payments | No | YesHas it |
| Excess from | CHF 0 | £50 |
| Cover limit | CHF 600000 per case | Up to £10 million medical expenses - Gold travel policy |
| Claims channels | Online | Online, Phone, EmailCovers more |
| Premium from | CHF 264 | Not confirmed |
| Age range | Not confirmed | Single-trip up to 100 |
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Key differences
- Monthly payments: only Select & Protect.
- Insurance types: only Select & Protect offers Travel, Pet, Home.
- Claims channels: only Select & Protect offers Phone, Email.
- Support channels: only Select & Protect offers Chat.
Our verdict on each
Dextra Rechtsschutz
Dextra Rechtsschutz suits Swiss residents who want dedicated legal expenses cover from a specialist insurer with cover up to CHF 600000 per case per case. Premiums start at CHF 264 with free excess shown as CHF 0, while annual billing suits those happy to pay yearly.
Select & Protect
Select and Protect suits seniors and households wanting travel, pet, home and emergency cover arranged in a shared place. Travel excess sits at £50 with Monthly payments marked yes, while Gold travel medical cover reaches Up to £10 million medical expenses - Gold travel policy.
Score breakdown
| Area | Dextra Rechtsschutz | Select & Protect |
|---|---|---|
| Cost | 8.6Entry premiums start at CHF 264 with excess shown as CHF 0. | 9.0HigherExcess for travel claims sits at £50 with Monthly payments marked yes. |
| Offer | 8.5Dedicated focus stays on legal expenses with cover up to CHF 600000 per case. | 9.5HigherPortfolio spans travel, pet and home with Gold medical cover at Up to £10 million medical expenses - Gold travel policy. |
| Trust | 9.6HigherDirect insurer structure under Dextra Rechtsschutz AG based in CH. | 8.8Operates as broker under licence 597211. |
Which one suits you
Pick Dextra Rechtsschutz if trust matter most.
Pick Select & Protect if cost, offer, insurance types, monthly payments, and claims channels matter most.
Licences and countries
| Country | Dextra Rechtsschutz | Select & Protect |
|---|---|---|
| United Kingdom | Not confirmed | Financial Conduct Authority 597211 |
Additional countries for Dextra Rechtsschutz: 1. Additional countries for Select & Protect: 1.
Where they rank in our lists
| Ranking | Dextra Rechtsschutz | Select & Protect |
|---|---|---|
| Legal expenses insurance | 6 of 9 | 7 of 9 |
Every fact side by side
| Fact | Dextra Rechtsschutz | Select & Protect |
|---|---|---|
| Audience | Not confirmed | Seniors |
| Pricing model | Not confirmed | Monthly |
| Legal entity | Dextra Rechtsschutz AG | Hood Group Limited |
| Headquarters | Switzerland | United Kingdom |
| Support channels | Phone, Email, Help centre | Email, Chat, Phone, Help centreCovers more |
Business insurance
| Fact | Dextra Rechtsschutz | Select & Protect |
|---|---|---|
| Indemnity limit | CHF 600,000 to CHF 1,300,000 | Not confirmed |
| Industries | SMEs, municipalities, medical practices, hospitality | Not confirmed |
Where each stands against the rest
| Fact | Dextra Rechtsschutz | Select & Protect | Median |
|---|---|---|---|
| Premium from | CHF 264highest quarter | Not confirmed | CHF 55 |
Median across 5 listed insurance providers.
Pros and cons
Dextra Rechtsschutz
Pros
- Cover reaches CHF 600000 per case, giving you substantial room for lawyer and court costs per case.
- Excess is shown as CHF 0, so cover can respond without an upfront payment from you.
- Direct insurer model under Dextra Rechtsschutz AG keeps underwriting and claims with Dextra Rechtsschutz AG.
Cons
- Monthly payments are unavailable, so you need to plan around annual billing rather than spreading costs.
- Cover stays focused on legal expenses, which limits you if you want home or motor cover in the same place.
- Claims run through online only, which may feel narrow if you prefer phone led claims handling.
Select & Protect
Pros
- Travel cover notes seniors with age reach at Single-trip up to 100, which suits older travellers.
- Gold travel medical cover reaches Up to £10 million medical expenses - Gold travel policy, giving generous emergency care headroom abroad.
- Monthly payments is marked yes with pet billing on monthly, helping you spread costs.
Cons
- As broker, policy terms and claims handling sit with partner insurers rather than Select and Protect itself.
- Travel excess applies at £50, so modest claims may leave you funding a visible share yourself.
- Cover focuses on travel, pet and home, so riders seeking auto or life cover may prefer die Bayerische.
Who each suits
Dextra Rechtsschutz
Who it suits
- Swiss households who want legal disputes covered up to CHF 600000 per case without an upfront excess shown as CHF 0.
- Small organisations among SMEs, municipalities, medical practices, hospitality seeking business indemnity shown as CHF 600,000 to CHF 1,300,000.
- Buyers who prefer a direct insurer in CH under Dextra Rechtsschutz AG with phone and email support.
Who should look elsewhere
- Choose Esure if you want car, home and travel cover in the same place, since Dextra Rechtsschutz stays focused on legal expenses.
- Pick KS Auxilia if lower entry premiums matter more to you, as its lead premium is €5.04 versus CHF 264 here.
Select & Protect
Who it suits
- Seniors seeking travel cover with later life age reach, where andsafe may feel less focused on that group.
- Households wanting pet, home and legal expenses together, where Hiscox may feel more home and landlord led.
Who should look elsewhere
- Riders seeking auto or motorcycle cover, where Hiscox may fit better given its broader motor related options.
- Households seeking life, health or income protection, where die Bayerische may fit better given its wider personal cover range.
Country by country
| Country | Dextra Rechtsschutz | Select & Protect |
|---|---|---|
| Switzerland | Yes | No |
| United Kingdom | No | Yes |
Questions about each
Dextra Rechtsschutz
How much does Dextra Rechtsschutz cost?+
Premiums start at CHF 264 for legal expenses cover. Your actual quote will reflect household size, chosen modules and cover options. You should compare the entry premium with the per case limit to judge value for your likely legal costs.
What is the cover limit per case?+
Cover reaches CHF 600000 per case per case for private legal expenses. That structure helps you match potential lawyer and court costs to a clear ceiling. You should check policy terms for any sub limits that apply to particular dispute areas.
Select & Protect
What excess applies to a Select and Protect travel claim?+
Travel excess applies at £50. You fund that share of each approved claim, with the insurer meeting the balance under policy terms. Review the schedule before you buy so the outlay feels clear and expected.
Can you spread premiums with monthly payments?+
Monthly payments is marked yes and pet cover uses monthly. You can spread premiums across the year rather than settling the full term in a lump sum. Check whether instalment terms add fees or alter cancellation rights.
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