Select & Protect review

Updated September 29, 2026 · AssureCue Editorial Team · Facts checked September 29, 2026

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Our verdict

Select and Protect suits seniors and households wanting travel, pet, home and emergency cover arranged in a shared place. Travel excess sits at £50 with Monthly payments marked yes, while Gold travel medical cover reaches Up to £10 million medical expenses - Gold travel policy.

Key facts

Best for
Seniors and households wanting travel, pet and home cover with monthly payments.
Insurance types
Travel, Pet, Home, Home-emergency, Legal-expenses (Source, checked September 29, 2026)
Provider type
Broker (Source, checked September 29, 2026)
Monthly payments
Yes (Source, checked September 29, 2026)
Excess from
£50 (Source, checked September 29, 2026)
Cover limit
Up to £10 million medical expenses - Gold travel policy (Source, checked September 29, 2026)
Claims channels
Online, Phone, Email (Source, checked September 29, 2026)
Age range
Single-trip up to 100 (Source, checked September 29, 2026)
Legal entity
Hood Group Limited (Source, checked September 29, 2026)
Headquarters
United Kingdom (Source, checked September 29, 2026)
Support channels
Email, Chat, Phone, Help-centre (Source, checked September 29, 2026)
Audience
Seniors
Pricing model
Monthly
Official website
selectandprotect.co.uk

Apps and profiles

Elsewhere
Trustpilot

Pros and cons

Pros

  • Travel cover notes seniors with age reach at Single-trip up to 100, which suits older travellers.
  • Gold travel medical cover reaches Up to £10 million medical expenses - Gold travel policy, giving generous emergency care headroom abroad.
  • Monthly payments is marked yes with pet billing on monthly, helping you spread costs.
  • Support spans email, chat and phone, broader than brands offering email alone.

Cons

  • As broker, policy terms and claims handling sit with partner insurers rather than Select and Protect itself.
  • Travel excess applies at £50, so modest claims may leave you funding a visible share yourself.
  • Cover focuses on travel, pet and home, so riders seeking auto or life cover may prefer die Bayerische.
Select & Protect

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Scored 9.0 / 10 by AssureCue.

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Who it suits

  • Seniors seeking travel cover with later life age reach, where andsafe may feel less focused on that group.
  • Households wanting pet, home and legal expenses together, where Hiscox may feel more home and landlord led.

Who should look elsewhere

  • Riders seeking auto or motorcycle cover, where Hiscox may fit better given its broader motor related options.
  • Households seeking life, health or income protection, where die Bayerische may fit better given its wider personal cover range.

Price signals

Your outlay on a claim starts with the excess. For travel policies, the excess sits at £50, which you contribute toward each approved claim before insurer funds apply. That structure keeps quoted premiums lean while leaving a clear share with you if you claim. Monthly payments is marked yes, so you can spread premiums across instalments rather than settling the full term upfront. Instalment billing helps with budgeting across travel seasons and renewal dates. Always match the excess level against your appetite for upfront claim costs and your preferred payment rhythm.

Cover and limits

Your choice centres on everyday household and trip needs. Cover spans travel, pet and home, bringing travel, pet, home, home emergency and legal expenses options together under a shared broker roof. That mix lets you align renewal dates and support contacts while tailoring each policy to your household. Medical protection on Gold travel reaches Up to £10 million medical expenses - Gold travel policy, which addresses emergency treatment costs abroad within that tier. Age eligibility reads Single-trip up to 100, with a stated focus toward seniors seeking single trip arrangements. Read tier definitions, sub limits and health declaration wording to align the policy with your destinations and travel habits.

How your money is protected

Your funds path reflects a broker model. Select and Protect acts as broker, which means policies are arranged with partner insurers rather than carried on its own balance sheet. Claims settlement, wording and underwriting follow the selected insurer for each policy you hold. Oversight comes through licence 597211 from the Financial Conduct Authority. That authorisation sets standards for sales conduct, disclosure and complaint handling. Keep insurer names, policy schedules and claim contacts together so you always know where each element of protection resides.

The company behind it

The service is provided by Hood Group Limited, trading as Select and Protect. The base is in the United Kingdom, with a focus on personal cover for households across the region. Day to day help runs through email, chat and phone, giving you email, chat, phone and help centre routes for quotes, renewals and policy queries. That breadth suits travellers and pet owners who value direct contact before and during a claim. Regulatory standing is shown by 597211 from the Financial Conduct Authority. Use the help centre for guides and forms, then shift to chat or phone when your query needs tailored input.

How Select & Protect compares

Where Select & Protect is available

Available
United Kingdom
Licence in United Kingdom
Financial Conduct Authority (597211), checked September 29, 2026

Countries from the brand (Source, checked September 29, 2026)

Frequently asked questions

What excess applies to a Select and Protect travel claim?+

Travel excess applies at £50. You fund that share of each approved claim, with the insurer meeting the balance under policy terms. Review the schedule before you buy so the outlay feels clear and expected.

Can you spread premiums with monthly payments?+

Monthly payments is marked yes and pet cover uses monthly. You can spread premiums across the year rather than settling the full term in a lump sum. Check whether instalment terms add fees or alter cancellation rights.

Which types of cover does Select and Protect arrange?+

Cover spans travel, pet and home. You can arrange travel, pet, home, home emergency and legal expenses cover through a shared broker relationship. This structure suits households that prefer renewals and support handled in a shared place.

How high is medical cover on the Gold travel policy?+

Gold travel medical cover reaches Up to £10 million medical expenses - Gold travel policy. That ceiling applies to the Gold tier for emergency medical costs abroad. Check the wording for sub limits, exclusions and pre existing condition rules before you travel.

Is Select and Protect travel cover aimed at older travellers?+

The age profile reaches Single-trip up to 100 and travel cover notes seniors. That positioning suits older travellers seeking single trip protection. Confirm destination limits, trip length rules and health declaration needs for your planned journey.

Is Select and Protect an insurer and how are you protected?+

Select and Protect acts as broker and holds licence 597211 from the Financial Conduct Authority. Your policy is placed with an insurer, so protection and claims settlement follow that insurer wording. Keep policy documents and insurer contact details with you.

How do you get help and make a claim?+

Support runs through email, chat and phone and pet claims allow online, phone and email. You can seek help by phone, chat, email or help centre, then claim online, by phone or email. Keep receipts, vet notes or travel evidence to support efficient review.

Sources

  • selectandprotect.co.uk checked September 29, 2026

    Backs: Age range, Insurance types, Legal entity, Licences

    “Our single trip policy covers ages up to 100, wherever you're travelling.”

  • selectandprotect.co.uk/contact-us checked September 29, 2026

    Backs: Headquarters

    “2nd Floor, Dencora Court, Tylers Avenue, Southend-on-Sea, Essex SS1 2BB”

  • selectandprotect.co.uk/pet-insurance checked September 29, 2026

    Backs: Pricing model, Monthly payments

    “By monthly Direct Debit for pet insurance”

  • selectandprotect.co.uk/pet-insurance/make-a-claim checked September 29, 2026

    Backs: Claims channels

    “Start claim online form, Or call 0345 030 8116, Email pet.claims@davies-group.com”

  • selectandprotect.co.uk/travel-insurance checked September 29, 2026

    Backs: Audience, Cover limit, Provider type, Excess from, Support channels

    “Over 50s cover built around you, with single trip cover available up to age 100.”

Compiled from 6 source pages, checked September 29, 2026. We did not open an account.

Not confirmed yet: Premium from.

Select & Protect

Select & Protect

Seniors and households wanting travel, pet and home cover with monthly payments.

9.0/10See alternatives

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