Updated September 28, 2026 · AssureCue Editorial Team
kautel Mietkaution vs Nationwide
What sets them apart
| Compare | kautel Mietkaution ReviewVisitVisit | Nationwide ReviewVisitVisit |
|---|---|---|
| Insurance types | Renters, Home | Auto, Home, Renters, Life, Motorcycle, PetCovers more |
| Provider type | Broker | Insurer |
| Cover limit | Up to EUR 15,000 for the private rent deposit guarantee | USD 50,000 per bike (custom motorcycle insurance) |
| Claims channels | Online form, Email, PhoneCovers more | Phone |
| Premium from | Not confirmed | $35 |
| Age range | 18 years and over (applicant must be an adult) | Not confirmed |
Same on both: Monthly payments (Yes).
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Key differences
- Nationwide scores higher overall: 9.1 vs 8.9.
- Insurance types: only Nationwide offers Auto, Life, Motorcycle.
- Claims channels: only kautel Mietkaution offers Online form, Email.
- Support channels: only kautel Mietkaution offers Email.
Our verdict on each
kautel Mietkaution
Kautel Mietkaution suits private tenants in Germany who would rather hold a deposit guarantee than hand over the rent deposit in cash. The private rent deposit guarantee runs to Up to EUR 15,000 for the private rent deposit guarantee, monthly payments are available, and the site is authorised as a broker under D-OJ67-SB118-38.
Nationwide
Nationwide suits people in the US who want several policies from a single insurer, covering auto, home, renters, life, motorcycle and pet with monthly payments available. Its listed starting premium is $35, a general entry point rather than a quote for a single policy.
Score breakdown
| Area | kautel Mietkaution | Nationwide |
|---|---|---|
| Cost | 9.1Higher | 8.8 |
| Offer | 8.9Higher | 8.7 |
| Trust | 8.8 | 9.6Higher |
Side by side, item by item
| Insurance types | kautel Mietkaution | Nationwide |
|---|---|---|
| Auto | No | Yes |
| Home | Yes | Yes |
| Renters | Yes | Yes |
| Life | No | Yes |
| Pet | No | Yes |
| Motorcycle | No | Yes |
Where they rank in our lists
| Ranking | kautel Mietkaution | Nationwide |
|---|---|---|
| Home insurance | 21 of 273 | 19 of 273 |
| Renters and contents insurance | 7 of 78 | 5 of 78 |
Choosing between them
Pick kautel Mietkaution if cost and claims channels matter most.
Pick Nationwide if trust and insurance types matter most.
Every fact side by side
| Fact | kautel Mietkaution | Nationwide |
|---|---|---|
| Pricing model | Monthly | Monthly |
| Legal entity | cresult GmbH (HRB 111977, Amtsgericht Köln) | Nationwide Mutual Insurance Company |
| Headquarters | Germany | United States |
| Founded | Not confirmed | 1925 |
| Support channels | Email, Phone, Help centreCovers more | Phone, Help centre |
Where each stands against the rest
| Fact | kautel Mietkaution | Nationwide | Median |
|---|---|---|---|
| Premium from | Not confirmed | $35above the median | $16.55 |
Median across 60 listed insurance providers.
Pros and cons
kautel Mietkaution
Pros
- Deposit guarantee cover runs to Up to EUR 15,000 for the private rent deposit guarantee for private renters
- Monthly payments are available, which is the norm across the site at 100%
- Covers both renters and home policies under renters and home
Cons
- Kautel Mietkaution is a broker, broker, so the guarantee is placed with an insurer further down the line
- The cover ceiling is Up to EUR 15,000 for the private rent deposit guarantee for the private rent deposit guarantee, which caps larger deposits
- Support runs on email, phone and help centre only
Nationwide
Pros
- Personal lines span auto, home, renters, life, motorcycle and pet (auto, home and renters).
- Monthly payments available, with monthly as the listed model.
- An insurer rather than a broker, trading as Nationwide Mutual Insurance Company.
Cons
- Starting premium of $35 sits above the site median of €8.37.
- Support runs on phone and help centre only, with no listed chat or email.
- Health and travel are not among its insurance types (auto, home and renters).
Who each suits
kautel Mietkaution
Who it suits
- Private tenants in Germany who face a rent deposit they would rather not pay in cash
- Adults, as the applicant must be an adult under 18 years and over (applicant must be an adult)
- People who want a single monthly payment for a deposit guarantee
Who should look elsewhere
- Hiscox UK, which is aimed at a UK market rather than German private tenants
- Good Sam Insurance Agency, which lists auto, home and renters without a rent deposit guarantee
- Euroasia Insurance, whose listed lines of auto, home and travel do not include a rental deposit
Nationwide
Who it suits
- US households wanting auto, home, renters, life, motorcycle or pet from a single provider.
- Readers who prefer spreading premiums across the year.
- Bike owners who want claims handled by phone (phone).
Who should look elsewhere
- bunq suits readers after banking rather than personal insurance.
- EuroAsia Insurance serves a different market, starting at UZS 60,000.
- Good Sam Insurance Agency fits readers wanting health and travel types.
Country by country
| Country | kautel Mietkaution | Nationwide |
|---|---|---|
| Germany | Yes | No |
| United States | No | Yes |
Questions about each
kautel Mietkaution
Can I pay monthly instead of upfront?+
Yes. Monthly payments are available, and the site data shows monthly models account for 100% of what it lists, so this is a standard pattern rather than an exception. That spreads the cost of the guarantee across the tenancy.
Who regulates Kautel Mietkaution?+
It is authorised as an insurance broker in Germany by IHK Köln, with the registration listed as D-OJ67-SB118-38. As a broker it places the guarantee with an insurer rather than carrying the risk itself, and the head office is in Germany.
Nationwide
What kind of company is Nationwide?+
Nationwide is an insurer (insurer) rather than a broker, trading as Nationwide Mutual Insurance Company. Its headquarters sit in US and it was founded in 1925. Policies are underwritten by the company itself, so the contract and the claims both sit with the same firm.
How much does Nationwide cost?+
Premiums start at $35 across the personal lines it sells. That figure is a starting point rather than a quote, and the site median for the same measure is €8.37, so this opening price reads as high on the page.
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