kautel Mietkaution review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Kautel Mietkaution suits private tenants in Germany who would rather hold a deposit guarantee than hand over the rent deposit in cash. The private rent deposit guarantee runs to Up to EUR 15,000 for the private rent deposit guarantee, monthly payments are available, and the site is authorised as a broker under D-OJ67-SB118-38.
Key facts
- Best for
- Private tenants replacing a cash deposit with a deposit guarantee
- Insurance types
- Renters, Home (Source, checked September 26, 2026)
- Provider type
- Broker (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Cover limit
- Up to EUR 15,000 for the private rent deposit guarantee (Source, checked September 26, 2026)
- Claims channels
- Online form, Email, Phone (Source, checked September 26, 2026)
- Age range
- 18 years and over (applicant must be an adult) (Source, checked September 26, 2026)
- Legal entity
- cresult GmbH (HRB 111977, Amtsgericht Köln) (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- kautel.de
Business insurance
- Provider type
- Broker (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Legal entity
- cresult GmbH (HRB 111977, Amtsgericht Köln) (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Support channels
- Email, Phone, Help-centre (Source, checked September 26, 2026)
Pros and cons
Pros
- Deposit guarantee cover runs to Up to EUR 15,000 for the private rent deposit guarantee for private renters
- Monthly payments are available, which is the norm across the site at 100%
- Covers both renters and home policies under renters and home
- Claims can start through an online form, email or phone under online form, email and phone
Cons
- Kautel Mietkaution is a broker, broker, so the guarantee is placed with an insurer further down the line
- The cover ceiling is Up to EUR 15,000 for the private rent deposit guarantee for the private rent deposit guarantee, which caps larger deposits
- Support runs on email, phone and help centre only
Ready to try kautel Mietkaution?
Scored 8.9 / 10 by AssureCue.
Who it suits
- Private tenants in Germany who face a rent deposit they would rather not pay in cash
- Adults, as the applicant must be an adult under 18 years and over (applicant must be an adult)
- People who want a single monthly payment for a deposit guarantee
Who should look elsewhere
- Hiscox UK, which is aimed at a UK market rather than German private tenants
- Good Sam Insurance Agency, which lists auto, home and renters without a rent deposit guarantee
- Euroasia Insurance, whose listed lines of auto, home and travel do not include a rental deposit
How kautel Mietkaution compares
8.9 vs 8.6
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Max Life Insurance
8.9 vs 9.3
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Where kautel Mietkaution is available
- Available
- Germany
- Licence in Germany
- IHK Köln (insurance broker authorisation under § 34d Abs. 1 GewO) (D-OJ67-SB118-38), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
Can I pay monthly instead of upfront?+
Yes. Monthly payments are available, and the site data shows monthly models account for 100% of what it lists, so this is a standard pattern rather than an exception. That spreads the cost of the guarantee across the tenancy.
Who regulates Kautel Mietkaution?+
It is authorised as an insurance broker in Germany by IHK Köln, with the registration listed as D-OJ67-SB118-38. As a broker it places the guarantee with an insurer rather than carrying the risk itself, and the head office is in Germany.
Which company is behind the brand?+
The legal entity behind the brand is cresult GmbH (HRB 111977, Amtsgericht Köln), with the head office in Germany. The broker authorisation is held under D-OJ67-SB118-38, so the product is aimed at German tenants rather than a wider audience.
How do I make a claim?+
Claims can be started by online form, by email or by phone under online form, email and phone. Support itself runs on email, phone and help centre, so phone and email both cover the day to day questions as well as the claim itself.
Who can take out this policy?+
The applicant must be an adult under 18 years and over (applicant must be an adult), so this is an adult product. It is built around private renting rather than owner occupiers, though renters and home also covers home policies.
What kinds of cover are available?+
Kautel Mietkaution lists renters and home, so both renters and home cover sit in the same place. The deposit guarantee is the private tenant product, which is the reason to look here rather than at a general broker.
How does this compare with a broker offering several lines?+
Kautel Mietkaution stays narrow on renters and home around tenancy. Good Sam Insurance Agency lists auto, home and renters and Hiscox UK lists home, renters and landlord, so both go wider beyond renting.
Sources
- kautel.de checked September 26, 2026
Backs: Cover limit
- kautel.de/index.php/private-mieter/private-mietkaution/de... checked September 26, 2026
Backs: Age range, Claims channels, Insurance types, Pricing model, Monthly payments, Support channels
- kautel.de/index.php/ueber-kautel/impressum checked September 26, 2026
Backs: Headquarters, Legal entity, Licences
“cresult GmbH Zollstockguertel 65 50969 Koeln”
- kautel.de/index.php/ueber-kautel/unternehmen checked September 26, 2026
Backs: Provider type
Compiled from 4 source pages, checked September 26, 2026. We did not open an account.
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