kautel Mietkaution review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Kautel Mietkaution suits private tenants in Germany who would rather hold a deposit guarantee than hand over the rent deposit in cash. The private rent deposit guarantee runs to Up to EUR 15,000 for the private rent deposit guarantee, monthly payments are available, and the site is authorised as a broker under D-OJ67-SB118-38.

Key facts

Best for
Private tenants replacing a cash deposit with a deposit guarantee
Insurance types
Renters, Home (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Cover limit
Up to EUR 15,000 for the private rent deposit guarantee (Source, checked September 26, 2026)
Claims channels
Online form, Email, Phone (Source, checked September 26, 2026)
Age range
18 years and over (applicant must be an adult) (Source, checked September 26, 2026)
Legal entity
cresult GmbH (HRB 111977, Amtsgericht Köln) (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
kautel.de

Business insurance

Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Legal entity
cresult GmbH (HRB 111977, Amtsgericht Köln) (Source, checked September 26, 2026)
Headquarters
Germany (Source, checked September 26, 2026)
Support channels
Email, Phone, Help-centre (Source, checked September 26, 2026)

Pros and cons

Pros

  • Deposit guarantee cover runs to Up to EUR 15,000 for the private rent deposit guarantee for private renters
  • Monthly payments are available, which is the norm across the site at 100%
  • Covers both renters and home policies under renters and home
  • Claims can start through an online form, email or phone under online form, email and phone

Cons

  • Kautel Mietkaution is a broker, broker, so the guarantee is placed with an insurer further down the line
  • The cover ceiling is Up to EUR 15,000 for the private rent deposit guarantee for the private rent deposit guarantee, which caps larger deposits
  • Support runs on email, phone and help centre only

Ready to try kautel Mietkaution?

Scored 8.9 / 10 by AssureCue.

Who it suits

  • Private tenants in Germany who face a rent deposit they would rather not pay in cash
  • Adults, as the applicant must be an adult under 18 years and over (applicant must be an adult)
  • People who want a single monthly payment for a deposit guarantee

Who should look elsewhere

  • Hiscox UK, which is aimed at a UK market rather than German private tenants
  • Good Sam Insurance Agency, which lists auto, home and renters without a rent deposit guarantee
  • Euroasia Insurance, whose listed lines of auto, home and travel do not include a rental deposit

How kautel Mietkaution compares

Where kautel Mietkaution is available

Available
Germany

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

Can I pay monthly instead of upfront?+

Yes. Monthly payments are available, and the site data shows monthly models account for 100% of what it lists, so this is a standard pattern rather than an exception. That spreads the cost of the guarantee across the tenancy.

Who regulates Kautel Mietkaution?+

It is authorised as an insurance broker in Germany by IHK Köln, with the registration listed as D-OJ67-SB118-38. As a broker it places the guarantee with an insurer rather than carrying the risk itself, and the head office is in Germany.

Which company is behind the brand?+

The legal entity behind the brand is cresult GmbH (HRB 111977, Amtsgericht Köln), with the head office in Germany. The broker authorisation is held under D-OJ67-SB118-38, so the product is aimed at German tenants rather than a wider audience.

How do I make a claim?+

Claims can be started by online form, by email or by phone under online form, email and phone. Support itself runs on email, phone and help centre, so phone and email both cover the day to day questions as well as the claim itself.

Who can take out this policy?+

The applicant must be an adult under 18 years and over (applicant must be an adult), so this is an adult product. It is built around private renting rather than owner occupiers, though renters and home also covers home policies.

What kinds of cover are available?+

Kautel Mietkaution lists renters and home, so both renters and home cover sit in the same place. The deposit guarantee is the private tenant product, which is the reason to look here rather than at a general broker.

How does this compare with a broker offering several lines?+

Kautel Mietkaution stays narrow on renters and home around tenancy. Good Sam Insurance Agency lists auto, home and renters and Hiscox UK lists home, renters and landlord, so both go wider beyond renting.

Sources

Compiled from 4 source pages, checked September 26, 2026. We did not open an account.

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kautel Mietkaution

Private tenants replacing a cash deposit with a deposit guarantee

8.9/10Visit