Updated September 28, 2026 · AssureCue Editorial Team
kautel Mietkaution vs Travelers
Where kautel Mietkaution and Travelers differ
| Compare | kautel Mietkaution ReviewVisitVisit | Travelers ReviewSee alternativesSee alternatives |
|---|---|---|
| Insurance types | Renters, Home | Auto, Home, Renters, Motorcycle, Travel, Pet, LandlordCovers more |
| Provider type | Broker | Insurer |
| Claims channels | Online form, Email, Phone | Online, Phone, Mail, Fax, Agent |
| Age range | 18 years and over (applicant must be an adult) | 8 weeks and older, no upper age restriction |
| Monthly payments | Yes | Not confirmed |
| Cover limit | Up to EUR 15,000 for the private rent deposit guarantee | Not confirmed |
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Key differences
- Travelers scores higher overall: 9.6 vs 8.9.
- Travelers is available in 3 more countries.
- Insurance types: only Travelers offers Auto, Motorcycle, Travel.
- Claims channels: only kautel Mietkaution offers Online form, Email.
- Claims channels: only Travelers offers Online, Mail, Fax.
- Support channels: only kautel Mietkaution offers Email.
Our verdict on each
kautel Mietkaution
Kautel Mietkaution suits private tenants in Germany who would rather hold a deposit guarantee than hand over the rent deposit in cash. The private rent deposit guarantee runs to Up to EUR 15,000 for the private rent deposit guarantee, monthly payments are available, and the site is authorised as a broker under D-OJ67-SB118-38.
Travelers
Travelers is a US insurer that writes its own policies across auto, home and renters, so a household can place car, home and pet cover with one company. It suits people who would rather deal with the underwriter than shop a broker's panel, and the record goes back to 1864.
Score breakdown
| Area | kautel Mietkaution | Travelers |
|---|---|---|
| Cost | 9.1 | Not confirmed |
| Offer | 8.9 | 9.3Higher |
| Trust | 8.8 | 9.7Higher |
Side by side, item by item
| Insurance types | kautel Mietkaution | Travelers |
|---|---|---|
| Auto | No | Yes |
| Home | Yes | Yes |
| Renters | Yes | Yes |
| Travel | No | Yes |
| Pet | No | Yes |
| Motorcycle | No | Yes |
| Landlord | No | Yes |
How they place
| Ranking | kautel Mietkaution | Travelers |
|---|---|---|
| Home insurance | 20 of 272 | 36 of 272 |
| Renters and contents insurance | 6 of 78 | 12 of 78 |
What we checked
kautel Mietkaution
- kautel.de: 10 facts, checked September 26, 2026
Travelers
- travelers.com: 8 facts, checked September 26, 2026
Every fact side by side
| Fact | kautel Mietkaution | Travelers |
|---|---|---|
| Pricing model | Monthly | Not confirmed |
| Legal entity | cresult GmbH (HRB 111977, Amtsgericht Köln) | The Travelers Indemnity Company |
| Headquarters | Germany | United States |
| Founded | Not confirmed | 1864 |
| Support channels | Email, Phone, Help centreCovers more | Phone, Help centre |
Pros and cons
kautel Mietkaution
Pros
- Deposit guarantee cover runs to Up to EUR 15,000 for the private rent deposit guarantee for private renters
- Monthly payments are available, which is the norm across the site at 100%
- Covers both renters and home policies under renters and home
Cons
- Kautel Mietkaution is a broker, broker, so the guarantee is placed with an insurer further down the line
- The cover ceiling is Up to EUR 15,000 for the private rent deposit guarantee for the private rent deposit guarantee, which caps larger deposits
- Support runs on email, phone and help centre only
Travelers
Pros
- Covers auto, home and renters, from vehicles and homes through renters, landlord and pet policies under one name.
- Writes the policies itself as an insurer, so the contract sits with the company you deal with rather than a broker.
- Pet policies accept 8 weeks and older, no upper age restriction, so a puppy and a mature animal both fit.
Cons
- General support runs on phone and help centre, with no email address or live chat listed.
- The published line-up is auto, home and renters, so there is no health or life policy to add to the same account.
Who each suits
kautel Mietkaution
Who it suits
- Private tenants in Germany who face a rent deposit they would rather not pay in cash
- Adults, as the applicant must be an adult under 18 years and over (applicant must be an adult)
- People who want a single monthly payment for a deposit guarantee
Who should look elsewhere
- Hiscox UK, which is aimed at a UK market rather than German private tenants
- Good Sam Insurance Agency, which lists auto, home and renters without a rent deposit guarantee
- Euroasia Insurance, whose listed lines of auto, home and travel do not include a rental deposit
Travelers
Who it suits
- US households who want auto, home, renters, landlord and pet cover from one underwriter.
- Pet owners whose animals fall inside 8 weeks and older, no upper age restriction.
- People who like an agent in the room, since online, phone and mail are open for claims.
Who should look elsewhere
- Good Sam Insurance Agency, if life and health cover matter, since its auto, home and renters reach beyond auto, home and renters.
- Hiscox UK, where landlord and renters cover with home emergency is the priority, as home, renters and landlord include it.
- Euroasia Insurance, if gadget cover is the point, because auto, home and travel list gadget and auto, home and renters does not.
Country by country
| Country | kautel Mietkaution | Travelers |
|---|---|---|
| Canada | No | Yes |
| Germany | Yes | No |
| Ireland | No | Yes |
| United Kingdom | No | Yes |
| United States | No | Yes |
Questions about each
kautel Mietkaution
Can I pay monthly instead of upfront?+
Yes. Monthly payments are available, and the site data shows monthly models account for 100% of what it lists, so this is a standard pattern rather than an exception. That spreads the cost of the guarantee across the tenancy.
Who regulates Kautel Mietkaution?+
It is authorised as an insurance broker in Germany by IHK Köln, with the registration listed as D-OJ67-SB118-38. As a broker it places the guarantee with an insurer rather than carrying the risk itself, and the head office is in Germany.
Travelers
What insurance does Travelers sell?+
Travelers lists auto, home and renters as its product range, covering vehicles, homes, rental properties, landlords, trips and pets under one name. The legal entity named for car business is The Travelers Indemnity Company, and the company describes itself as an insurer rather than a comparison site.
Is Travelers an insurer or a broker?+
Travelers is an insurer: policies are underwritten by the company itself, with The Travelers Indemnity Company named for car cover. That matters if you want the contract to sit with one named company rather than a panel of providers chosen by a broker.