Mutumutu zivotni pojisteni review

Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026

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Our verdict

Mutumutu zivotni pojisteni suits people in the Czech Republic who want life and income protection with monthly payments, arranged through a broker rather than an insurer. Its 3.8 reads as modest, and the value sits in a narrow pair of policies that are simple to set up.

Key facts

Best for
Monthly life and income protection cover in the Czech Republic, arranged through a broker.
Premium from
CZK 300 (Source, checked September 26, 2026)
Insurance types
Life, Income-protection (Source, checked September 26, 2026)
Provider type
Broker (Source, checked September 26, 2026)
Monthly payments
Yes (Source, checked September 26, 2026)
Claims channels
Phone, Email, Online claim form (Source, checked September 26, 2026)
Legal entity
Komerční pojišťovna, a.s. (IČO 63998017) (Source, checked September 26, 2026)
Headquarters
Czechia (Source, checked September 26, 2026)
Support channels
Phone, Email, Help-centre (Source, checked September 26, 2026)
Pricing model
Monthly
Official website
mutumutu.cz

Apps and profiles

Elsewhere
LinkedInyoutube.com

Pros and cons

Pros

  • Monthly payments are available, and the monthly model is the payment setup on offer.
  • Support runs on phone, email and help centre, so help is available by phone, by email and through a help centre.
  • Claims can be started on phone, email and online claim form, which includes an online claim form alongside phone and email.
  • Both life and income protection sit under life and income protection, so one broker covers the two lines a salaried household usually needs.

Cons

  • Premium starts at CZK 300, above the €8.37 recorded across the site.
  • It works as a broker, so the contract is underwritten by Komerční pojišťovna, a.s. (IČO 63998017) rather than by the site you apply through.
  • The range is tight: life and income protection covers life and income protection and little else.
Mutumutu zivotni pojisteni

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Scored 8.9 / 10 by AssureCue.

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Who it suits

  • Czech residents who want cover paid monthly rather than in a single payment.
  • People who want life and income protection handled by the same broker.
  • Readers who would rather start a claim by phone, by email or on an online form.

Who should look elsewhere

  • Linxea, where the starting premium of €25 sits below this broker's opening figure, suits readers shopping purely on price.
  • Oney Préstamos ES, listed at €1,000 to start, does not suit readers who want a low opening premium on protection.
  • Good Sam Insurance Agency, whose auto, home and renters spans many more categories, suits anyone who wants several kinds of cover in one place.

Who runs it

Mutumutu zivotni pojisteni operates in the Czech Republic, recorded as CZ. The insurance contract itself sits with Komerční pojišťovna, a.s. (IČO 63998017), the insurer behind the broker front. Customer questions go to phone, email and help centre, covering phone, email and a help centre before any cover begins.

How Mutumutu zivotni pojisteni compares

Where Mutumutu zivotni pojisteni is available

Available
Czechia

Countries from the brand (Source, checked September 26, 2026)

Frequently asked questions

What does Mutumutu zivotni pojisteni actually insure?+

Two lines sit under this roof: life and income protection, listed together in life and income protection. The offering is deliberately narrow, so a reader who also wants home, motor or travel cover needs another provider. Both lines run on the same monthly setup.

What does it cost to start?+

The starting premium is CZK 300. That is a Czech market figure, and it sits above the €8.37 recorded across the site and above the €7.95 typical of life cover. Readers shopping purely on the opening number will find a lower figure elsewhere.

Can I pay monthly instead of in one go?+

Yes. Monthly payments are available, and monthly is the payment model on offer. That suits readers who would rather spread the premium across the year than settle it in a single payment, which matters most for income protection, where pay stops when work stops.

Am I dealing with an insurer or a broker?+

A broker. The provider type is a broker, as broker shows, and the policy itself is underwritten by Komerční pojišťovna, a.s. (IČO 63998017) in the Czech Republic. Readers comparing providers should weigh that the contract runs with the insurer while the application and the advice run through the broker.

How do I make a claim?+

Claims run on phone, email and online claim form: phone, email or an online claim form. Having the form alongside the phone and email routes means a claim can be started without waiting on hold, which matters when a life or income claim follows an incident rather than a planned purchase.

Where is it based?+

The headquarters country is the Czech Republic, recorded as CZ. Support comes from the same market and runs on phone, email and help centre, so the help centre, phone and email all sit in the single market where the cover is written.

How does it compare with cheaper options?+

Cheaper routes exist on the opening figure. CZK 300 compares with €25 at Linxea, and Oney Préstamos ES starts at €1,000. The 152 ranking on starting premium reflects where this broker sits on price.

Sources

  • mutumutu.cz checked September 26, 2026

    Backs: Claims channels, Monthly payments, Premium from, Support channels

    “Už za 300 Kč měsíčně”

  • mutumutu.cz/co-pojistujeme checked September 26, 2026

    Backs: Insurance types, Pricing model

    “Rizikové životní pojištění, které pojišťuje to podstatné: Pojištění pracovní neschopnosti, Pojištění invalidity, Pojištění smrti”

  • mutumutu.cz/podminky-zpracovani-osobnich-udaju checked September 26, 2026

    Backs: Provider type, Headquarters, Legal entity

Compiled from 3 source pages, checked September 26, 2026. We did not open an account.

Mutumutu zivotni pojisteni

Mutumutu zivotni pojisteni

Monthly life and income protection cover in the Czech Republic, arranged through a broker.

8.9/10See alternatives

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