AGILA Haustierversicherung review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
AGILA Haustierversicherung is a straightforward pick for German dog and cat owners who want monthly cover written by the insurer itself, with cat premiums at €7.43. Vet direct billing and self-payment of €0 keep claims simple, and the cost score lands at 6.6.
Key facts
- Best for
- Monthly pet cover written by the insurer, with a vet able to bill it directly.
- Premium from
- €7.43 (Source, checked September 26, 2026)
- Insurance types
- Pet (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Monthly payments
- Yes (Source, checked September 26, 2026)
- Excess from
- €0 (Source, checked September 26, 2026)
- Cover limit
- Pet annual sum insured: 3,000 EUR (OP-Kostenschutz Basis), 5,000 EUR (Komfort), unlimited (Exklusiv) (Source, checked September 26, 2026)
- Claims channels
- App, Customer-portal, Email, Post, Vet-direct-billing (Source, checked September 26, 2026)
- Age range
- Dogs and cats at least 8 weeks old at application; on new business dogs up to 8 years, cats up to 10 years (Source, checked September 26, 2026)
- Legal entity
- AGILA Haustierversicherung AG (Amtsgericht Hannover, HR B 54594) (Source, checked September 26, 2026)
- Headquarters
- Germany (Source, checked September 26, 2026)
- Founded
- 1994 (Source, checked September 26, 2026)
- Support channels
- Email, Chat, Phone, Help-centre (Source, checked September 26, 2026)
- Pricing model
- Monthly
- Official website
- agila.de
Apps and profiles
- Get the app
- Google Play
Pros and cons
Pros
- Cat premiums start at €7.43 and the policy is paid monthly, so the outlay stays small.
- Claims run through app, customer portal and email, which includes a vet settling with the insurer directly.
- Self-paid amounts on a claim start at €0.
- Service runs on email, chat and phone, including phone and chat.
Cons
- pet lists pet as the only line, so any other policy needs a separate provider.
- The €7.43 entry price is quoted for cat cover, and a dog policy is not priced from that figure.
Who it suits
- German dog and cat owners who prefer paying month by month.
- People who want the insurer on the policy rather than a broker, with BaFin supervision in Germany.
- Owners whose vet can bill the insurer directly, which cuts the claim paperwork.
Who should look elsewhere
- Good Sam Insurance Agency, which lists pet cover next to auto, home, life and travel for households wanting the same provider for several policies.
- bonus.ch, whose entry price of CHF 0 is quoted in Swiss francs rather than euros.
- ComparaJa, whose entry price of €0 is quoted in euros and sits in a different market from German pet cover.
How your money is protected
AGILA Haustierversicherung AG underwrites the policy itself, insurer, rather than acting as a broker or a comparison site. That matters for the safety of the money: the contract sits with the company that pays the claim, so no third party stands in the middle. In Germany the firm is supervised by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), the authority that licenses insurers and takes supervisory complaints.
The company behind it
The legal entity behind the pet cover is AGILA Haustierversicherung AG, registered with the local court in Hannover and based in Germany. The company has been writing since 1994, which makes it a long established pet insurer rather than a recent entrant. Customer service runs on email, chat and phone, so phone, email, chat and a help centre are all in the mix.
How AGILA Haustierversicherung compares
9.3 vs 9.4
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9.3 vs 8.6- 9.3 vs 9.3
9.3 vs 9.3Max Life Insurance
9.3 vs 9.3
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Where AGILA Haustierversicherung is available
- Available
- Austria, Germany
- Licence in Germany
- Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does AGILA pet insurance cost?+
Cat premiums start at €7.43, and the policy is paid monthly rather than as a single annual charge. That figure comes from the cat cover page, so a dog policy is priced on its own terms, with the animal's age and the cover level feeding into the monthly amount.
Who regulates AGILA?+
AGILA is the insurer on the policy, insurer, and it is supervised in Germany by the Bundesanstalt fuer Finanzdienstleistungsaufsicht (BaFin). The contract is with the insurance company itself, so claims are handled by the firm that carries the risk rather than by a broker in between.
How do I make a claim?+
Claims run through app, customer portal and email. That covers the app, the customer portal, email or post, and a vet who settles directly with the insurer, so many owners never complete the claim paperwork themselves. Direct billing is the quickest route when your practice supports it.
Is there an excess to pay on a pet claim?+
Self-paid amounts on a claim start at €0. The annual cover amount then changes with the tier you hold, since OP-Kostenschutz Basis, Komfort and Exklusiv each sit at a different point and the top level has no annual ceiling.
Can I pay monthly instead of once a year?+
Yes, monthly payments are available, and monthly shows monthly as the only payment model listed. A pet policy is therefore spread across the year rather than settled as a single charge, which keeps each payment small alongside the €7.43 cat entry price.
How do I reach AGILA about a quote or a policy?+
Customer service runs on email, chat and phone, which covers phone, email, chat and a help centre. A quote question can go through whichever of those suits you, and the same customer portal listed in app, customer portal and email handles policy details once the pet is covered.
What does the AGILA policy cover?+
Pet is the only line listed in pet, so the contract protects the animal rather than the whole household. The annual cover amount follows the tier you pick, with Basis, Komfort and Exklusiv set at different levels and Exklusiv uncapped for the year.
Sources
- agila.de checked September 26, 2026
Backs: Founded, Insurance types
- agila.de/impressum checked September 26, 2026
Backs: Provider type, Headquarters, Legal entity, Licences
“Herausgeber: AGILA Haustierversicherung AG, Hanomaghof 2, 30449 Hannover; Aufsichtsbehoerde: Bundesanstalt fuer Finanzdienstleistungsaufsicht.”
- agila.de/versicherungen/hundeversicherung checked September 26, 2026
Backs: Age range, Claims channels, Support channels
“Vet invoices can be submitted in seconds via the customer portal on the website or in the AGILA customer app; submitted by email or post processing can take up to two weeks; direct settlement with...”
- agila.de/versicherungen/hundeversicherung/hunde-op-kosten... checked September 26, 2026
Backs: Cover limit, Excess from, Pricing model, Monthly payments
“Jaehrliche Versicherungssumme 3.000 EUR / 5.000 EUR / Unbegrenzt”
- agila.de/versicherungen/katzenversicherung checked September 26, 2026
Backs: Premium from
“With AGILA you can insure your cat from a monthly premium of 7.43 Euro in the OP-Kostenschutz (cat surgery cover).”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
AGILA Haustierversicherung
Monthly pet cover written by the insurer, with a vet able to bill it directly.