Updated September 29, 2026 · AssureCue Editorial Team

Top life insurance compared in India

19 insurance providers available in India, ranked for India.

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Top life insurance compared in India
#Insurance providerScoreFeaturesKey factsActions
1
Max Life Insurance logo
Max Life InsuranceTop pick

Up to 15% Discount on 1 Cr Term Plan: 15% (Rs 1 Cr term plan at Rs 595/Month, reduced from Rs 700)

9.3/10
  • Expats
  • Seniors
  • Monthly
Premium from:
₹461
Insurance types:
Life, Health, Critical-illness
Provider type:
Insurer
ReviewCompareVisit
2
Acko logo
Acko

Save as much as INR 80,000 on top-selling cars: up to INR 80,000

9.1/10
  • Seniors
  • Monthly
Premium from:
₹457
Insurance types:
Auto, Motorcycle, Health, and 3 more
Provider type:
Insurer
ReviewCompareVisit
3
MSIG Insurance
9.5/10
    Insurance types:
    Auto, Home, Travel, and 3 more
    Provider type:
    Insurer
    Cover limit:
    TravelEasy: up to $1 million overseas medical expenses
    ReviewCompareSee alternatives
    4
    ERGO Group logo
    ERGO Group
    9.2/10
    • Monthly
    Premium from:
    €20.65
    Insurance types:
    Auto, Home, Dental, and 5 more
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    5
    Mutual Life Africa logo
    Mutual Life Africa
    9.2/10
    • Expats
    • Monthly
    Premium from:
    $24.99
    Insurance types:
    Life
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    6
    Digit Insurance logo
    Digit Insurance
    9.1/10
    • Seniors
    Premium from:
    ₹714
    Insurance types:
    Auto, Motorcycle, Health, and 3 more
    Provider type:
    Insurer
    ReviewCompareSee alternatives
    7
    FinClick logo
    FinClick

    Get Associated With any of our Finclick Products & Services: 1 free credit card, free stock broking advisory, Rs.250 cash back

    9.1/10
      Insurance types:
      Auto, Health, Travel, and 3 more
      Provider type:
      Broker
      Legal entity:
      FinClick Enterprises LLP
      ReviewCompareSee alternatives
      8
      ET Money logo
      ET Money

      Genius investment advisory plan at INR 149/month for first 3 months: INR 149 per month for first 3 months

      9.0/10
      • Monthly
      Premium from:
      ₹519
      Insurance types:
      Life, Health
      Provider type:
      Broker
      ReviewCompareSee alternatives
      9
      Upstox logo
      Upstox
      9.0/10
      • Monthly
      Premium from:
      ₹17
      Insurance types:
      Life, Auto, Health
      Provider type:
      Broker
      ReviewCompareSee alternatives
      10
      NLB Banka Kosova logo
      NLB Banka Kosova
      8.9/10
      • Expats
      • Seniors
      • Monthly
      Premium from:
      €14.10
      Insurance types:
      Auto, Home, Life, and 1 more
      Provider type:
      Broker
      ReviewCompareSee alternatives

      Licensed in India

      Max Life Insurance
      IRDAI (Insurance Regulatory and Development Authority of India)
      Acko
      IRDAI
      Digit Insurance
      IRDAI (Insurance Regulatory and Development Authority of India)
      FinClick
      IRDAI (Insurance Regulatory and Development Authority of India)
      FinClick
      RERA
      ET Money
      IRDAI
      ET Money
      SEBI
      Upstox
      Insurance Regulatory and Development Authority of India (IRDAI)
      Upstox
      Securities and Exchange Board of India (SEBI)
      Upstox
      International Financial Services Centres Authority (IFSCA)
      Upstox
      International Financial Services Centres Authority (IFSCA) - Global Access Participant

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      Other countries

      Max Life Insurance

      Max Life Insurance

      Top pick for India

      9.3/10Visit