Digit Insurance review
Updated September 28, 2026 · AssureCue Editorial Team · Facts checked September 26, 2026
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Our verdict
Digit Insurance suits people in India who want motor, health, home, travel and life cover from one licensed insurer. It scores 5.5 overall, and two-wheeler premiums start at INR 714, above the site median of €8.37.
Key facts
- Best for
- One insurer for motor, health, home, travel and life cover, run from an app.
- Premium from
- ₹714 (Source, checked September 26, 2026)
- Insurance types
- Auto, Motorcycle, Health, Home, Travel, Life (Source, checked September 26, 2026)
- Provider type
- Insurer (Source, checked September 26, 2026)
- Cover limit
- Travel medical treatment and evacuation: USD 50,000 to 500,000 (Smart and Smart 360 plans) (Source, checked September 26, 2026)
- Claims channels
- App, Web, Phone, Email, Whatsapp (Source, checked September 26, 2026)
- Legal entity
- Go Digit General Insurance Limited, CIN L66010PN2016PLC167410 (Source, checked September 26, 2026)
- Headquarters
- India (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat (Source, checked September 26, 2026)
- Audience
- Seniors
- Official website
- godigit.com
Business insurance
- Provider type
- Insurer (Source, checked September 26, 2026)
- Cover types
- Property (Source, checked September 26, 2026)
- Premium from
- ₹714 (Source, checked September 26, 2026)
- Legal entity
- Go Digit General Insurance Limited, CIN L66010PN2016PLC167410 (Source, checked September 26, 2026)
- Headquarters
- India (Source, checked September 26, 2026)
- Founded
- 2017 (Source, checked September 26, 2026)
- Support channels
- Phone, Email, Chat (Source, checked September 26, 2026)
Apps and profiles
- Elsewhere
- LinkedInXgodigit.com
Pros and cons
Pros
- An insurer rather than a broker, so cover sits with the company that handles claims
- Cover spans auto, motorcycle and health under one provider
- Claims can start by app, web, phone, email or WhatsApp
- Regulated in India under the licence held by the company
Cons
- Two-wheeler premiums start at INR 714, above the site median of €8.37
- Business cover is limited to property under property
- Support runs on phone, email and chat only
Who it suits
- Motorcycle and car owners who want claims handled in an app
- Families wanting health, home, travel and life policies from a single insurer
- Older drivers in India seeking cover from a licensed general insurer
Who should look elsewhere
- Drivers hunting the lowest entry premium, since INR 714 sits above the site median of €8.37
- Businesses needing more than property cover, as property lists property only
- Anyone wanting a wider product spread than Good Sam Insurance Agency, which covers auto, home and renters
Who runs it
The company was founded in 2017 and holds an insurance licence from IRDAI, the Insurance Regulatory and Development Authority of India. Support runs on phone, email and chat, so you reach the insurer by phone, email or live chat, and claims are handled in house.
How Digit Insurance compares
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 9.4
9.1 vs 8.8
9.1 vs 8.7
9.1 vs 9.0
9.1 vs 9.4
9.1 vs 9.3
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 9.3
9.1 vs 8.6- 9.1 vs 9.3
9.1 vs 9.3Max Life Insurance
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.3
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.2
9.1 vs 9.1
9.1 vs 9.1
9.1 vs 8.9
9.1 vs 8.9
9.1 vs 8.8
9.1 vs 8.8
9.1 vs 8.6- 9.1 vs 8.4
- 9.1 vs 8.2
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Where Digit Insurance is available
- Available
- India
- Licence in India
- IRDAI (Insurance Regulatory and Development Authority of India) (158), checked September 26, 2026
Countries from the brand (Source, checked September 26, 2026)
Frequently asked questions
How much does a Digit Insurance policy start at?+
Two-wheeler cover starts at INR 714. Across the brands on this site, that sits well above the median of €8.37 and places Digit Insurance at 111 out of 252 on this measure. Home and health cover is quoted separately.
Is Digit Insurance a broker or the insurer?+
It is the insurer itself, listed under insurer. The policy is underwritten by Go Digit General Insurance Limited and claims are handled in house, which removes the extra layer a broker would add.
Which regulator licenses Digit Insurance?+
Digit Insurance holds an insurance licence in India from IRDAI, the Insurance Regulatory and Development Authority of India, recorded as 158. It is a general insurer registered in India.
What kinds of insurance does Digit Insurance sell?+
The range covers auto, motorcycle and health. Health, home, travel and life sit alongside the auto and motorcycle policies, so one insurer can hold a household's policies rather than spreading them across separate providers.
How do I make a claim with Digit Insurance?+
Claims start through app, web and phone, so the app, the website, a phone call, email or WhatsApp all work. Using the app gets your details to the insurer without a written form in the first place.
How do I contact Digit Insurance for help?+
Support runs on phone, email and chat. The insurer is aimed at seniors, so a phone call or live chat is the quickest route if you would rather not handle a claim in the app.
Does Digit Insurance cover business risks?+
Business cover is listed under property, so property is the business line recorded. If you run a company and need public liability or professional indemnity, a specialist provider would suit you better.
When was Digit Insurance founded?+
The company was founded in 2017 and is registered in India. It is a general insurer, so policies such as auto, health, home, travel and life all sit with the same licensed company.
Sources
- godigit.com checked September 26, 2026
Backs: Cover types
“Home Insurance”
- godigit.com/about checked September 26, 2026
Backs: Founded, Insurance types, Legal entity
“So, in 2017, we asked a simple question: What if insurance wasn't like that?”
- godigit.com/claims checked September 26, 2026
Backs: Audience, Claims channels, Provider type, Headquarters, Support channels, Licences
“Senior Citizen and Differently Abled Persons Helpline”
- godigit.com/international-travel-insurance checked September 26, 2026
Backs: Cover limit
“Medical Treatment and Evacuation $50K-$500K for Smart and Smart 360”
- godigit.com/motor-insurance/two-wheeler-insurance checked September 26, 2026
Backs: Premium from
“Bike Insurance key features: Premium Starting from ₹714”
Compiled from 5 source pages, checked September 26, 2026. We did not open an account.
Not confirmed yet: Monthly payments.
Digit Insurance
One insurer for motor, health, home, travel and life cover, run from an app.