Updated October 9, 2026 · AssureCue Editorial Team

Top critical illness cover compared in India

6 insurance providers available in India, ranked for India.

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Top critical illness cover compared in India
#	Insurance provider	Score	Key facts	Actions
1	Max Life InsuranceTop pick Up to 15% Discount on 1 Cr Term Plan: 15% (Rs 1 Cr term plan at Rs 595/Month, reduced from Rs 700)	9.3/10	Premium from: ₹461 Insurance types: Life, Health, Critical-illness Provider type: Insurer	Review Compare Visit
2	Acko Save as much as INR 80,000 on top-selling cars: up to INR 80,000	9.1/10	Premium from: ₹457 Insurance types: Auto, Motorcycle, Health, and 3 more Provider type: Insurer	Review Compare Visit
3	MSIG Insurance	9.5/10	Insurance types: Auto, Home, Travel, and 3 more Provider type: Insurer Cover limit: TravelEasy: up to $1 million overseas medical expenses	Review Compare See alternatives
4	FinClick Get Associated With any of our Finclick Products & Services: 1 free credit card, free stock broking advisory, Rs.250 cash back	9.1/10	Insurance types: Auto, Health, Travel, and 3 more Provider type: Broker Legal entity: FinClick Enterprises LLP	Review Compare See alternatives
5	Gowrie Group	8.6/10	Insurance types: Auto, Home, Travel, and 4 more Provider type: Broker Legal entity: Brown & Brown Insurance Brokers (UK) Limited	Review Compare See alternatives
6	Fubon Life Hong Kong Fubon Life Hong Kong offers life protection plans including the Fubon Refundable Premium Cancer Protection Plan and a term life plan.	Not rated	Insurance types: Critical-illness	Review Compare See alternatives

Licensed in India

Max Life Insurance: IRDAI (Insurance Regulatory and Development Authority of India)
Acko: IRDAI
FinClick: IRDAI (Insurance Regulatory and Development Authority of India)
FinClick: RERA