Updated October 9, 2026 · AssureCue Editorial Team

Top critical illness cover compared in Canada

5 insurance providers available in Canada, ranked for Canada.

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Top critical illness cover compared in Canada
#	Insurance provider	Score	Features	Key facts	Actions
1	Serenia Life FinancialTop pick Save up to 25% off life insurance: 25% off first-year premium, up to $500; monthly payers have premiums waived for the first 3 months or up to $500	9.2/10	Monthly	Premium from: CA$9 Insurance types: Life, Critical-illness Provider type: Insurer	Review Compare See alternatives
2	PolicyMe	8.8/10	Monthly	Premium from: CA$12 Insurance types: Life, Health, Dental, and 3 more Provider type: Broker	Review Compare See alternatives
3	Giraffy	8.7/10	Expats Monthly	Premium from: £7.50 Insurance types: Auto, Home, Life, and 5 more Provider type: Comparison site	Review Compare See alternatives
4	Gowrie Group	8.6/10		Insurance types: Auto, Home, Travel, and 4 more Provider type: Broker Legal entity: Brown & Brown Insurance Brokers (UK) Limited	Review Compare See alternatives
5	Fubon Life Hong Kong Fubon Life Hong Kong offers life protection plans including the Fubon Refundable Premium Cancer Protection Plan and a term life plan.	Not rated		Insurance types: Critical-illness	Review Compare See alternatives

Licensed in Canada

Serenia Life Financial: Superintendent of Insurance (provincial insurance regulators, Canada)
PolicyMe: FSRA
PolicyMe: AMF