Updated October 9, 2026 · AssureCue Editorial Team

Top critical illness cover compared in Germany

7 insurance providers available in Germany, ranked for Germany.

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Top critical illness cover compared in Germany
#	Insurance provider	Score	Features	Key facts	Actions
1	Embea KrebsversicherungTop pick	8.9/10	Monthly	Insurance types: Critical-illness Provider type: Broker Monthly payments: Yes	Review Compare Visit
2	Barmenia	9.4/10	Monthly	Premium from: €2.40 Insurance types: Auto, Home, Renters, and 9 more Provider type: Insurer	Review Compare See alternatives
3	Consors Finanz 75 EUR bonus for the Consors Finanz Mastercard	9.2/10		Insurance types: Auto, Motorcycle, Gadget, and 2 more Provider type: Broker Excess from: €0	Review Compare See alternatives
4	Getsurance	8.9/10	Monthly	Premium from: €4.51 Insurance types: Critical-illness, Income-protection, Life Provider type: Broker	Review Compare See alternatives
5	Giraffy	8.7/10	Expats Monthly	Premium from: £7.50 Insurance types: Auto, Home, Life, and 5 more Provider type: Comparison site	Review Compare See alternatives
6	Gowrie Group	8.6/10		Insurance types: Auto, Home, Travel, and 4 more Provider type: Broker Legal entity: Brown & Brown Insurance Brokers (UK) Limited	Review Compare See alternatives
7	Fubon Life Hong Kong Fubon Life Hong Kong offers life protection plans including the Fubon Refundable Premium Cancer Protection Plan and a term life plan.	Not rated		Insurance types: Critical-illness	Review Compare See alternatives

Licensed in Germany

Embea Krebsversicherung: IHK Berlin (registered insurance intermediary under Sec. 34d (1) GewO)
Embea Krebsversicherung: Deutscher Industrie- und Handelskammertag (DIHK) e.V. (supervisory authority under Sec. 11a (1) GewO)
Consors Finanz: Bundesanstalt für Finanzdienstleistungsaufsicht (BaFin)
Consors Finanz: European Central Bank
Getsurance: IHK fuer Muenchen und Oberbayern (Vermittlerregister, Deutscher Industrie- und Handelskammertag e.V.)