Updated October 9, 2026 · AssureCue Editorial Team

Top critical illness cover compared in the United States

9 insurance providers available in the United States, ranked for the United States.

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Top critical illness cover compared in the United States
#	Insurance provider	Score	Key facts	Actions
1	Save on LifeTop pick	8.9/10	Premium from: £5 Insurance types: Life, Critical-illness, Income-protection Provider type: Broker	Review Compare Visit
2	Unum	9.6/10	Insurance types: Life, Health, Dental, and 3 more Provider type: Insurer Claims channels: Online, Mobile-app, Fax, and 2 more	Review Compare See alternatives
3	Principal	9.5/10	Insurance types: Dental, Life, Critical-illness, and 1 more Provider type: Insurer Cover limit: Dental annual maximum typically $1,000 to $2,000 per year	Review Compare See alternatives
4	Mutual of Omaha	9.4/10	Insurance types: Life, Health, Dental, and 2 more Provider type: Insurer Cover limit: $10,000 to $100,000	Review Compare See alternatives
5	Guardian	9.3/10	Premium from: $17 Insurance types: Dental, Life, Critical-illness Provider type: Insurer	Review Compare See alternatives
6	HealthMarkets	9.0/10	Insurance types: Health, Life, Dental, and 2 more Provider type: Broker Monthly payments: Yes	Review Compare See alternatives
7	Giraffy	8.7/10	Premium from: £7.50 Insurance types: Auto, Home, Life, and 5 more Provider type: Comparison site	Review Compare See alternatives
8	Gowrie Group	8.6/10	Insurance types: Auto, Home, Travel, and 4 more Provider type: Broker Legal entity: Brown & Brown Insurance Brokers (UK) Limited	Review Compare See alternatives
9	Fubon Life Hong Kong Fubon Life Hong Kong offers life protection plans including the Fubon Refundable Premium Cancer Protection Plan and a term life plan.	Not rated	Insurance types: Critical-illness	Review Compare See alternatives